US Bank Directory

Banks in Cedar Point, NC

1 FDIC-insured bank operates 1 office in Cedar Point, North Carolina.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Cedar Point

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Cedar Point, according to the FDIC. 1 of them has coordinates on record and is on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Cedar Point

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Truist is the only bank with an office in Cedar Point. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Cedar Point, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Cape Carteret Branch at 1195 Cedar Point Blvd dates to 2006 in FDIC branch records. Its published hours do not list Saturday.

  • Cape Carteret Branch
    1195 Cedar Point Blvd, 28584
    (252) 393-6789Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts

Banking in Cedar Point: the local picture

Short answer: 1 bank runs 1 branch in Cedar Point according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Truist has its main office in Charlotte, NC, according to the FDIC.

The bank with the longest record here is Truist, operating since 1872 according to the FDIC.

Of the 1 location with published hours. None open on Saturday.

Saturday hours in Cedar Point

Short answer: None of the 1 Cedar Point location with published hours lists Saturday hours.

Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Cedar Point, and where the nearest one is if they do not.

Short answer: In Cedar Point: Truist (1). No branches in Cedar Point: Chase (nearest in Hampstead, 40 mi), Wells Fargo (nearest in Morehead City, 16 mi), Bank of America (nearest in Jacksonville, 18 mi), PNC Bank (nearest in Morehead City, 19 mi), U.S. Bank (nearest in Charlotte, 212 mi), Fifth Third Bank (nearest in Wilmington, 60 mi), Huntington (nearest in Raleigh, 119 mi), Regions Bank (nearest in Raleigh, 120 mi), TD Bank (nearest in Hampstead, 42 mi), BMO.

BankIn Cedar PointNearest branch if none here
Truist1 branchhere
ChaseNoneHampstead, 40 miles away
Wells FargoNoneMorehead City, 16 miles away
Bank of AmericaNoneJacksonville, 18 miles away
PNC BankNoneMorehead City, 19 miles away
U.S. BankNoneCharlotte, 212 miles away
Fifth Third BankNoneWilmington, 60 miles away
HuntingtonNoneRaleigh, 119 miles away
Regions BankNoneRaleigh, 120 miles away
TD BankNoneHampstead, 42 miles away
BMONonenone in North Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cedar Point to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cedar Point residents like anyone else.

Banks near Cedar Point

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Havelock (16 miles) and Morehead City (17 miles). Morehead City, 17 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Cedar Point

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cedar Point between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Cedar Point by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cedar Point offices.

Short answer: Truist is the largest bank with offices in Cedar Point, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Truist$548.35 billionNo. 91Charlotte, NC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cedar Point: FAQ

How many banks are in Cedar Point, NC?

Cedar Point has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Truist in Cedar Point, NC?

Yes. FDIC data lists 1 Truist branch in Cedar Point as of September 5, 2026. The address and directions are under Truist above.

Is there a Chase in Cedar Point, NC?

No. FDIC data lists no Chase branch in Cedar Point as of September 5, 2026. The nearest is in Hampstead, about 40 miles away in a straight line.

Which banks in Cedar Point are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 0 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Cedar Point?

Truist has the longest record among banks with a branch here: the FDIC shows it operating since 1872.

Did any bank branches open or close in Cedar Point in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Cedar Point?

Nearby cities with more banks include Havelock, Morehead City, Jacksonville. Havelock is 16 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 1 branches: Truist)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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