Banks in Cape Carteret, NC

Bank branch map: Cape Carteret

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Cape Carteret, according to the FDIC. 1 of them has coordinates on record and is on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Cape Carteret

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Citizens Bank is the only bank with an office in Cape Carteret. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Citizens Bank First-Citizens Bank & Trust Company · 1 branch · main office Raleigh, NC Bank · 1

First Citizens Bank has 1 branch in Cape Carteret, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Cape Carteret Branch at 306 Wb Mclean Dr dates to 1979 in FDIC branch records. Its published hours do not list Saturday.

• Cape Carteret Branch

  306 Wb Mclean Dr, 28584

  (252) 393-2021Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun closed

  Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

First Citizens Bank: profile, branches and contacts

Banking in Cape Carteret: the local picture

Short answer: 1 bank runs 1 branch in Cape Carteret according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

First Citizens Bank has its main office in Raleigh, NC, according to the FDIC.

The bank with the longest record here is First Citizens Bank, operating since 1898 according to the FDIC.

Of the 1 location with published hours. None open on Saturday.

Saturday hours in Cape Carteret

Short answer: None of the 1 Cape Carteret location with published hours lists Saturday hours.

Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Cape Carteret, and where the nearest one is if they do not.

Short answer: No branches in Cape Carteret: Chase (nearest in Hampstead, 41 mi), Wells Fargo (nearest in Morehead City, 16 mi), Bank of America (nearest in Jacksonville, 19 mi), PNC Bank (nearest in Morehead City, 19 mi), U.S. Bank (nearest in Charlotte, 212 mi), Truist (nearest in Cedar Point, 1 mi), Fifth Third Bank (nearest in Wilmington, 60 mi), Huntington (nearest in Raleigh, 119 mi), Regions Bank (nearest in Raleigh, 120 mi), TD Bank (nearest in Hampstead, 42 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cape Carteret to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cape Carteret residents like anyone else.

Banks near Cape Carteret

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Havelock (16 miles) and Morehead City (16 miles). Morehead City, 16 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Cape Carteret

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cape Carteret between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Cape Carteret by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cape Carteret offices.

Short answer: First Citizens Bank is the largest bank with offices in Cape Carteret, with $236.32 billion in total assets on June 30, 2026, No. 19 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cape Carteret: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.