US Bank Directory

Banks in Atlantic Beach, NC

1 FDIC-insured bank operates 1 office in Atlantic Beach, North Carolina.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Atlantic Beach

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Atlantic Beach, according to the FDIC. 1 of them has coordinates on record and is on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Atlantic Beach

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Citizens Bank is the only bank with an office in Atlantic Beach. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Citizens Bank First-Citizens Bank & Trust Company · 1 branch · main office Raleigh, NC Bank · 1

First Citizens Bank has 1 branch in Atlantic Beach, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Atlantic Beach Branch at 101 Atlantic Beach Cswy dates to 1959 in FDIC branch records. Its published hours do not list Saturday.

  • Atlantic Beach Branch
    101 Atlantic Beach Cswy, 28512
    (252) 808-4030Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026

First Citizens Bank: profile, branches and contacts

Banking in Atlantic Beach: the local picture

Short answer: 1 bank runs 1 branch in Atlantic Beach according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

First Citizens Bank has its main office in Raleigh, NC, according to the FDIC.

The bank with the longest record here is First Citizens Bank, operating since 1898 according to the FDIC.

Of the 1 location with published hours. None open on Saturday.

Saturday hours in Atlantic Beach

Short answer: None of the 1 Atlantic Beach location with published hours lists Saturday hours.

Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Atlantic Beach, and where the nearest one is if they do not.

Short answer: No branches in Atlantic Beach: Chase (nearest in Hampstead, 58 mi), Wells Fargo (nearest in Morehead City, 4 mi), Bank of America (nearest in New Bern, 34 mi), PNC Bank (nearest in Morehead City, 2 mi), U.S. Bank (nearest in Charlotte, 230 mi), Truist (nearest in Morehead City, 2 mi), Fifth Third Bank (nearest in Wilmington, 76 mi), Huntington (nearest in Raleigh, 133 mi), Regions Bank (nearest in Raleigh, 134 mi), TD Bank (nearest in Hampstead, 59 mi), BMO.

BankIn Atlantic BeachNearest branch if none here
ChaseNoneHampstead, 58 miles away
Wells FargoNoneMorehead City, 4 miles away
Bank of AmericaNoneNew Bern, 34 miles away
PNC BankNoneMorehead City, 2 miles away
U.S. BankNoneCharlotte, 230 miles away
TruistNoneMorehead City, 2 miles away
Fifth Third BankNoneWilmington, 76 miles away
HuntingtonNoneRaleigh, 133 miles away
Regions BankNoneRaleigh, 134 miles away
TD BankNoneHampstead, 59 miles away
BMONonenone in North Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Atlantic Beach to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Atlantic Beach residents like anyone else.

Banks near Atlantic Beach

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Morehead City (3 miles) and Beaufort (5 miles). Morehead City, 3 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Atlantic Beach

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Atlantic Beach between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Atlantic Beach by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Atlantic Beach offices.

Short answer: First Citizens Bank is the largest bank with offices in Atlantic Beach, with $236.32 billion in total assets on June 30, 2026, No. 19 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Citizens Bank$236.32 billionNo. 191Raleigh, NC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Atlantic Beach: FAQ

How many banks are in Atlantic Beach, NC?

Atlantic Beach has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a First Citizens Bank in Atlantic Beach, NC?

Yes. FDIC data lists 1 First Citizens Bank branch in Atlantic Beach as of September 5, 2026. The address and directions are under First Citizens Bank above.

Is there a Chase in Atlantic Beach, NC?

No. FDIC data lists no Chase branch in Atlantic Beach as of September 5, 2026. The nearest is in Hampstead, about 58 miles away in a straight line.

Which banks in Atlantic Beach are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 0 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Atlantic Beach?

First Citizens Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1898.

Did any bank branches open or close in Atlantic Beach in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Atlantic Beach?

Nearby cities with more banks include Morehead City, Beaufort, Havelock. Morehead City is 3 miles away with 10 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 1 branches: First Citizens Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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