Banks in Shelby, MS

Bank branch map: Shelby

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Shelby, according to the FDIC and the NCUA. 1 of them has coordinates on record and is on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Shelby

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Southern Bancorp Bank is the only bank with an office in Shelby. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Shelby/bolivar County Credit Union 1 office · main office Boyle, MS Credit union · 1

Shelby/bolivar County Credit Union has 1 office in Shelby, 2 across Mississippi. It is based in Boyle, MS and $4.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Shelby Bolivar County Fcu

  1003 Broadway Street, 38774

  (662) 398-7091Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

Shelby/bolivar County Credit Union: profile, branches and contacts

Southern Bancorp Bank 1 branch · main office Arkadelphia, AR Bank · 1

Southern Bancorp Bank has 1 branch in Shelby, 21 across Mississippi and 57 nationwide. FDIC records list its main office in Arkadelphia, AR and show it operating since 1884. With $3.01 billion in total assets on June 30, 2026, it ranks No. 426 of 4,232 U.S. banks by total assets. The Second Ave. Branch at 2nd And Forest Street dates to 1940 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Second Ave. Branch

  2nd And Forest Street, 38774

  Hours: see the bank's site
  DirectionsWebsite

Southern Bancorp Bank: profile, branches and contacts

Join a credit union in Shelby

1 credit union has 1 office here: Shelby/bolivar County Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Shelby page has every office in the state's directory.

Banking in Shelby: the local picture

Short answer: 1 bank runs 1 branch in Shelby according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Southern Bancorp Bank has its main office in Arkadelphia, AR, according to the FDIC.

The bank with the longest record here is Southern Bancorp Bank, operating since 1884 according to the FDIC.

The only credit union with an office here is Shelby/bolivar County Credit Union.

Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Shelby

Short answer: None of the 1 Shelby location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Shelby, and where the nearest one is if they do not.

Short answer: No branches in Shelby: Chase (nearest in Hernando, 75 mi), Wells Fargo (nearest in Southaven, 83 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 84 mi), Fifth Third Bank, Huntington (nearest in Oakland, 49 mi), Regions Bank (nearest in Cleveland, 15 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Shelby to the nearest branch in Mississippi.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Shelby residents like anyone else.

Banks near Shelby

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Cleveland (14 miles) and Ruleville (20 miles). Greenville, 42 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Shelby

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Shelby between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Shelby by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Shelby offices.

Short answer: Southern Bancorp Bank is the largest bank with offices in Shelby, with $3.01 billion in total assets on June 30, 2026, No. 426 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Shelby: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.