US Bank Directory

Banks in Ruleville, MS

2 FDIC-insured banks operate 2 offices in Ruleville, Mississippi.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Ruleville

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Ruleville, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Ruleville

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Southern Bancorp Bank and Planters Bank have the most locations in Ruleville, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Planters Bank 1 branch · main office Indianola, MS Bank · 1

Planters Bank has 1 branch in Ruleville, 20 across Mississippi and 33 nationwide. FDIC records list its main office in Indianola, MS and show it operating since 1920. With $2.71 billion in total assets on June 30, 2026, it ranks No. 475 of 4,232 U.S. banks by total assets. The Ruleville Branch at 118 N Ruby Ave dates to 1940 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Ruleville Branch
    118 N Ruby Ave, 38771
    Hours: see the bank's site
Planters Bank: profile, branches and contacts
Southern Bancorp Bank 1 branch · main office Arkadelphia, AR Bank · 1

Southern Bancorp Bank has 1 branch in Ruleville, 21 across Mississippi and 57 nationwide. FDIC records list its main office in Arkadelphia, AR and show it operating since 1884. With $3.01 billion in total assets on June 30, 2026, it ranks No. 426 of 4,232 U.S. banks by total assets. The Ruleville Branch at 117 W Floyce St dates to 1902 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Ruleville Branch
    117 W Floyce St, 38771
    Hours: see the bank's site
Southern Bancorp Bank: profile, branches and contacts

Banking in Ruleville: the local picture

Short answer: 2 banks run 2 branches in Ruleville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Ruleville, 1 elsewhere in Mississippi and 1 out of state, according to the FDIC.

The bank with the longest record here is Southern Bancorp Bank, operating since 1884 according to the FDIC. In FDIC branch records, the longest-running branch is Southern Bancorp Bank's office at 117 W Floyce St, dating to 1902; the newest is Planters Bank's at 118 N Ruby Ave, from 1940.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Ruleville, and where the nearest one is if they do not.

Short answer: No branches in Ruleville: Chase (nearest in Hernando, 83 mi), Wells Fargo (nearest in Southaven, 91 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 92 mi), Fifth Third Bank, Huntington (nearest in Grenada, 43 mi), Regions Bank (nearest in Cleveland, 10 mi), TD Bank, BMO.

BankIn RulevilleNearest branch if none here
ChaseNoneHernando, 83 miles away
Wells FargoNoneSouthaven, 91 miles away
Bank of AmericaNonenone in Mississippi
PNC BankNonenone in Mississippi
U.S. BankNonenone in Mississippi
TruistNoneSouthaven, 92 miles away
Fifth Third BankNonenone in Mississippi
HuntingtonNoneGrenada, 43 miles away
Regions BankNoneCleveland, 10 miles away
TD BankNonenone in Mississippi
BMONonenone in Mississippi

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ruleville to the nearest branch in Mississippi.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ruleville residents like anyone else.

Banks near Ruleville

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Cleveland (10 miles) and Indianola (20 miles). Greenville, 37 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Ruleville

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Ruleville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Ruleville by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ruleville offices.

Short answer: Southern Bancorp Bank is the largest bank with offices in Ruleville, with $3.01 billion in total assets on June 30, 2026, No. 426 among U.S. banks by total assets. Planters Bank is second with $2.71 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Southern Bancorp Bank$3.01 billionNo. 4261Arkadelphia, AR
Planters Bank$2.71 billionNo. 4751Indianola, MS

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Ruleville: FAQ

How many banks are in Ruleville, MS?

Ruleville has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Ruleville?

Southern Bancorp Bank, with 1. Planters Bank has 1.

Is there a Southern Bancorp Bank in Ruleville, MS?

Yes. FDIC data lists 1 Southern Bancorp Bank branch in Ruleville as of September 5, 2026. The address and directions are under Southern Bancorp Bank above.

Is there a Planters Bank in Ruleville, MS?

Yes. FDIC data lists 1 Planters Bank branch in Ruleville as of September 5, 2026. The address and directions are under Planters Bank above.

Is there a Chase in Ruleville, MS?

No. FDIC data lists no Chase branch in Ruleville as of September 5, 2026. The nearest is in Hernando, about 83 miles away in a straight line.

What is the oldest bank in Ruleville?

Southern Bancorp Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1884.

Did any bank branches open or close in Ruleville in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Ruleville?

Nearby cities with more banks include Cleveland, Indianola, Greenwood. Cleveland is 10 miles away with 6 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds