US Bank Directory

Banks in Cleveland, MS

6 FDIC-insured banks operate 9 offices in Cleveland, Mississippi, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Cleveland

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 8 banks and credit unions operate 11 locations in Cleveland, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

11 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Cleveland

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Renasant, Planters Bank and The Cleveland State Bank have the most locations in Cleveland, with 2 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Planters Bank 2 branches · main office Indianola, MS Bank · 2

Planters Bank has 2 branches in Cleveland, 20 across Mississippi and 33 nationwide. FDIC records list its main office in Indianola, MS and show it operating since 1920. With $2.71 billion in total assets on June 30, 2026, it ranks No. 475 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cleveland location is the Cleveland Branch at 428 N Davis Ave, dating to 1997; the newest, at 130 North St, to 2015. It does not publish hours in the sources this page uses; check its site before you go.

Planters Bank: profile, branches and contacts
Renasant Renasant Bank · 2 branches · main office Tupelo, MS Bank · 2

Renasant has 2 branches in Cleveland, 89 across Mississippi and 266 nationwide. FDIC records list its main office in Tupelo, MS and show it operating since 1904. With $26.99 billion in total assets on June 30, 2026, it ranks No. 80 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cleveland location is the Cleveland Branch at 308 E Sunflower Rd, dating to 1963; the newest, at 306 E Sunflower Rd, to 2013. It does not publish hours in the sources this page uses; check its site before you go.

  • Cleveland Drive Thru Branch
    306 E Sunflower Rd, 38732
    Hours: see the bank's site
  • Cleveland Branch
    308 E Sunflower Rd, 38732
    Hours: see the bank's site
Renasant: profile, branches and contacts
The Cleveland State Bank 2 branches · main office Cleveland, MS Bank · 2

The Cleveland State Bank has 2 branches in Cleveland, 4 across Mississippi and 4 nationwide. FDIC records list its main office in Cleveland, MS and show it operating since 1908. With $340.2 million in total assets on June 30, 2026, it ranks No. 2,305 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cleveland location is its main office at 110 Commerce Ave, dating to 1908; the newest, at 1418 College St, to 1973. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    110 Commerce Ave, 38732
    Hours: see the bank's site
  • West Side Branch
    1418 College St, 38732
    Hours: see the bank's site
The Cleveland State Bank: profile, branches and contacts
BankPlus 1 branch · main office Belzoni, MS Bank · 1

BankPlus has 1 branch in Cleveland, 52 across Mississippi and 74 nationwide. FDIC records list its main office in Belzoni, MS and show it operating since 1909. With $8.38 billion in total assets on June 30, 2026, it ranks No. 195 of 4,232 U.S. banks by total assets. The Cleveland North Davis Ave Branch at 620 N Davis Ave dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Cleveland North Davis Ave Branch
    620 N Davis Ave, 38732
    Hours: see the bank's site
BankPlus: profile, branches and contacts
Baxter Credit Union 1 office · main office Vernon Hills, IL Credit union · 1

Baxter Credit Union has 1 office in Cleveland, 1 across Mississippi. It is based in Vernon Hills, IL and $6.50 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Cleveland
    911 N Davis Ave, 38732
    (800) 388-7000Today 7 am to 4:30 pm
    All hours

    Mon to Fri 7 am to 4:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Baxter Credit Union: profile, branches and contacts
Guaranty Bank 1 branch · main office Belzoni, MS Bank · 1

Guaranty Bank has 1 branch in Cleveland, 39 across Mississippi and 42 nationwide. FDIC records list its main office in Belzoni, MS and show it operating since 1943. With $3.07 billion in total assets on June 30, 2026, it ranks No. 419 of 4,232 U.S. banks by total assets. The Cleveland Branch at 307 N Davis Ave dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Cleveland Branch
    307 N Davis Ave, 38732
    Hours: see the bank's site
Guaranty Bank: profile, branches and contacts
Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Cleveland, 96 across Mississippi and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Cleveland Ms Main Branch at 129 S Sharpe Ave dates to 1924 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Cleveland Ms Main Branch
    129 S Sharpe Ave, 38732
    Hours: see the bank's site
Regions Bank: profile, branches and contacts
Statewide Credit Union 1 office · main office Flowood, MS Credit union · 1

Statewide Credit Union has 1 office in Cleveland, 4 across Mississippi. It is based in Flowood, MS and $210.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Statewide Fcu
    809 W Sunflower Rd, 38732
    (662) 843-7370Today 8:15 am to 4:45 pm
    All hours

    Mon to Fri 8:15 am to 4:45 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Statewide Credit Union: profile, branches and contacts

Join a credit union in Cleveland

2 credit unions have 2 offices here: Baxter Credit Union and Statewide Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Cleveland page has every office in the state's directory.

Banking in Cleveland: the local picture

Short answer: 6 banks run 9 branches in Cleveland according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 1 has its main office in Cleveland, 4 elsewhere in Mississippi and 1 out of state, according to the FDIC.

The bank with the longest record here is Renasant, operating since 1904 according to the FDIC. In FDIC branch records, the longest-running branch is The Cleveland State Bank's office at 110 Commerce Ave, dating to 1908; the newest is Planters Bank's at 130 North St, from 2015.

2 credit unions have 2 offices in Cleveland, according to the NCUA. Who can join each one is on the credit unions page.

Of the 2 locations with published hours. None open on Saturday. 9 locations have no published hours in these sources.

Saturday hours in Cleveland

Short answer: None of the 2 Cleveland locations with published hours lists Saturday hours. 9 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 9 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Cleveland, and where the nearest one is if they do not.

Short answer: In Cleveland: Regions Bank (1). No branches in Cleveland: Chase (nearest in Hernando, 86 mi), Wells Fargo (nearest in Southaven, 94 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 95 mi), Fifth Third Bank, Huntington (nearest in Oakland, 51 mi), TD Bank, BMO.

BankIn ClevelandNearest branch if none here
Regions Bank1 branchhere
ChaseNoneHernando, 86 miles away
Wells FargoNoneSouthaven, 94 miles away
Bank of AmericaNonenone in Mississippi
PNC BankNonenone in Mississippi
U.S. BankNonenone in Mississippi
TruistNoneSouthaven, 95 miles away
Fifth Third BankNonenone in Mississippi
HuntingtonNoneOakland, 51 miles away
TD BankNonenone in Mississippi
BMONonenone in Mississippi

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cleveland to the nearest branch in Mississippi.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cleveland residents like anyone else.

Banks near Cleveland

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Ruleville (10 miles) and Indianola (20 miles). Greenville, 31 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Cleveland

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cleveland between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Cleveland

Short answer: 1 institution has its main office in Cleveland: The Cleveland State Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
The Cleveland State BankBank$340.2 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Cleveland by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cleveland offices.

Short answer: Regions Bank is the largest bank with offices in Cleveland, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. Renasant is second with $26.99 billion. 1 of the 6 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Regions Bank$159.79 billionNo. 271Birmingham, AL
Renasant$26.99 billionNo. 802Tupelo, MS
BankPlus$8.38 billionNo. 1951Belzoni, MS
Guaranty Bank$3.07 billionNo. 4191Belzoni, MS
Planters Bank$2.71 billionNo. 4752Indianola, MS
The Cleveland State Bank$340.2 millionNo. 2,3052Cleveland, MS

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cleveland: FAQ

How many banks are in Cleveland, MS?

Cleveland has 6 banks with 9 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Cleveland?

Renasant, with 2. Planters Bank has 2 and The Cleveland State Bank has 2.

Is there a Renasant in Cleveland, MS?

Yes. FDIC data lists 2 Renasant branches in Cleveland as of September 5, 2026. Its branches are listed under Renasant above, with the address and directions for each.

Is there a Planters Bank in Cleveland, MS?

Yes. FDIC data lists 2 Planters Bank branches in Cleveland as of September 5, 2026. Its branches are listed under Planters Bank above, with the address and directions for each.

Is there a Chase in Cleveland, MS?

No. FDIC data lists no Chase branch in Cleveland as of September 5, 2026. The nearest is in Hernando, about 86 miles away in a straight line.

Which banks in Cleveland are open on Saturday?

None of the 2 locations with published hours lists Saturday hours. 9 locations do not publish hours in our sources; call ahead.

Which banks are headquartered in Cleveland?

The Cleveland State Bank has its main office in Cleveland, according to the FDIC.

What is the oldest bank in Cleveland?

Renasant has the longest record among banks with a branch here: the FDIC shows it operating since 1904.

Which credit unions can I join in Cleveland?

Baxter Credit Union and Statewide Credit Union have offices in Cleveland. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Cleveland in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Cleveland?

Nearby cities with more banks include Ruleville, Indianola, Leland. Ruleville is 10 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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