US Bank Directory

Banks in Indianola, MS

5 FDIC-insured banks operate 6 offices in Indianola, Mississippi, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Indianola

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 7 locations in Indianola, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

7 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Indianola

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Planters Bank has the most locations in Indianola, with 2. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Planters Bank 2 branches · main office Indianola, MS Bank · 2

Planters Bank has 2 branches in Indianola, 20 across Mississippi and 33 nationwide. FDIC records list its main office in Indianola, MS and show it operating since 1920. With $2.71 billion in total assets on June 30, 2026, it ranks No. 475 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Indianola location is its main office at 212 Catchings Ave, dating to 1920; the newest, at 521 East Early Street, to 1995. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    212 Catchings Ave, 38751
    Hours: see the bank's site
  • Highway 82 Express Branch
    521 East Early Street, 38751
    Hours: see the bank's site
Planters Bank: profile, branches and contacts
Community Bank of Mississippi 1 branch · main office Flowood, MS Bank · 1

Community Bank of Mississippi has 1 branch in Indianola, 43 across Mississippi and 57 nationwide. FDIC records list its main office in Flowood, MS and show it operating since 1905. With $5.09 billion in total assets on June 30, 2026, it ranks No. 288 of 4,232 U.S. banks by total assets. The Indianola Branch at 147 Highway 82 E dates to 1932 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Indianola Branch
    147 Highway 82 E, 38751
    Hours: see the bank's site
Community Bank of Mississippi: profile, branches and contacts
Delta Credit Union 1 office · main office Greenville, MS Credit union · 1

Delta Credit Union has 1 office in Indianola, 2 across Mississippi. It is based in Greenville, MS and $8.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Delta Federal Credit Union
    623 Sunflower Avenue Ext, 38751
    (662) 887-4347Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Delta Credit Union: profile, branches and contacts
Guaranty Bank 1 branch · main office Belzoni, MS Bank · 1

Guaranty Bank has 1 branch in Indianola, 39 across Mississippi and 42 nationwide. FDIC records list its main office in Belzoni, MS and show it operating since 1943. With $3.07 billion in total assets on June 30, 2026, it ranks No. 419 of 4,232 U.S. banks by total assets. The Indianola Branch at 215 Highway 82 W dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Indianola Branch
    215 Highway 82 W, 38751
    Hours: see the bank's site
Guaranty Bank: profile, branches and contacts
Southern Bancorp Bank 1 branch · main office Arkadelphia, AR Bank · 1

Southern Bancorp Bank has 1 branch in Indianola, 21 across Mississippi and 57 nationwide. FDIC records list its main office in Arkadelphia, AR and show it operating since 1884. With $3.01 billion in total assets on June 30, 2026, it ranks No. 426 of 4,232 U.S. banks by total assets. The Indianola Branch at 507 Highway 82 E dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Indianola Branch
    507 Highway 82 E, 38751
    Hours: see the bank's site
Southern Bancorp Bank: profile, branches and contacts
Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Indianola, 27 across Mississippi and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 8144 Indianola Mississippi Walmart Branch at 633 Highway 82 W dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 8144 Indianola Mississippi Walmart Branch
    633 Highway 82 W, 38751
    Hours: see the bank's site
Woodforest: profile, branches and contacts

Join a credit union in Indianola

1 credit union has 1 office here: Delta Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Indianola page has every office in the state's directory.

Banking in Indianola: the local picture

Short answer: 5 banks run 6 branches in Indianola according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 1 has its main office in Indianola, 2 elsewhere in Mississippi and 2 out of state, according to the FDIC.

The bank with the longest record here is Southern Bancorp Bank, operating since 1884 according to the FDIC. In FDIC branch records, the longest-running branch is Planters Bank's office at 212 Catchings Ave, dating to 1920; the newest is Woodforest's at 633 Highway 82 W, from 2009.

The only credit union with an office here is Delta Credit Union.

Of the 1 location with published hours. None open on Saturday. 6 locations have no published hours in these sources.

Saturday hours in Indianola

Short answer: None of the 1 Indianola location with published hours lists Saturday hours. 6 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Indianola, and where the nearest one is if they do not.

Short answer: No branches in Indianola: Chase (nearest in Ridgeland, 76 mi), Wells Fargo (nearest in Ridgeland, 77 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 111 mi), Fifth Third Bank, Huntington (nearest in Grenada, 53 mi), Regions Bank (nearest in Cleveland, 20 mi), TD Bank, BMO.

BankIn IndianolaNearest branch if none here
ChaseNoneRidgeland, 76 miles away
Wells FargoNoneRidgeland, 77 miles away
Bank of AmericaNonenone in Mississippi
PNC BankNonenone in Mississippi
U.S. BankNonenone in Mississippi
TruistNoneSouthaven, 111 miles away
Fifth Third BankNonenone in Mississippi
HuntingtonNoneGrenada, 53 miles away
Regions BankNoneCleveland, 20 miles away
TD BankNonenone in Mississippi
BMONonenone in Mississippi

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Indianola to the nearest branch in Mississippi.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Indianola residents like anyone else.

Banks near Indianola

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Leland (14 miles) and Ruleville (20 miles). Greenville, 23 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Indianola

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Indianola between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Indianola

Short answer: 1 institution has its main office in Indianola: Planters Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Planters BankBank$2.71 billion2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Indianola by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Indianola offices.

Short answer: Woodforest is the largest bank with offices in Indianola, with $8.98 billion in total assets on June 30, 2026, No. 181 among U.S. banks by total assets. Community Bank of Mississippi is second with $5.09 billion. 1 of the 5 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Woodforest$8.98 billionNo. 1811The Woodlands, TX
Community Bank of Mississippi$5.09 billionNo. 2881Flowood, MS
Guaranty Bank$3.07 billionNo. 4191Belzoni, MS
Southern Bancorp Bank$3.01 billionNo. 4261Arkadelphia, AR
Planters Bank$2.71 billionNo. 4752Indianola, MS

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Indianola: FAQ

How many banks are in Indianola, MS?

Indianola has 5 banks with 6 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Indianola?

Planters Bank, with 2. Woodforest has 1 and Community Bank of Mississippi has 1.

Is there a Planters Bank in Indianola, MS?

Yes. FDIC data lists 2 Planters Bank branches in Indianola as of September 5, 2026, the main office at 212 Catchings Ave. Its branches are listed under Planters Bank above, with the address and directions for each.

Is there a Woodforest in Indianola, MS?

Yes. FDIC data lists 1 Woodforest branch in Indianola as of September 5, 2026. The address and directions are under Woodforest above.

Is there a Community Bank of Mississippi in Indianola, MS?

Yes. FDIC data lists 1 Community Bank of Mississippi branch in Indianola as of September 5, 2026. The address and directions are under Community Bank of Mississippi above.

Is there a Chase in Indianola, MS?

No. FDIC data lists no Chase branch in Indianola as of September 5, 2026. The nearest is in Ridgeland, about 76 miles away in a straight line.

Which banks in Indianola are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 6 locations do not publish hours in our sources; call ahead.

Which banks are headquartered in Indianola?

Planters Bank has its main office in Indianola, according to the FDIC.

What is the oldest bank in Indianola?

Southern Bancorp Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1884.

Which credit unions can I join in Indianola?

Delta Credit Union has an office in Indianola. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Indianola in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Indianola?

Nearby cities with more banks include Leland, Ruleville, Cleveland. Leland is 14 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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