Banks in Charleston, MS

Bank branch map: Charleston

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Charleston, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Charleston

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Regions Bank and Bank of Commerce have the most locations in Charleston, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of Commerce 1 branch · main office Greenwood, MS Bank · 1

Bank of Commerce has 1 branch in Charleston, 16 across Mississippi and 16 nationwide. FDIC records list its main office in Greenwood, MS and show it operating since 1904. With $1.13 billion in total assets on June 30, 2026, it ranks No. 939 of 4,232 U.S. banks by total assets. The Tallahatchie County Bank Branch at 167 Court Sq dates to 1913 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Tallahatchie County Bank Branch

  167 Court Sq, 38921

  Hours: see the bank's site
  DirectionsWebsite

Bank of Commerce: profile, branches and contacts

Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Charleston, 96 across Mississippi and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Charleston Ms Branch at 140 N Court Sq dates to 1890 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Charleston Ms Branch

  140 N Court Sq, 38921

  Hours: see the bank's site
  DirectionsWebsite

Regions Bank: profile, branches and contacts

Banking in Charleston: the local picture

Short answer: 2 banks run 2 branches in Charleston according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Charleston, 1 elsewhere in Mississippi and 1 out of state, according to the FDIC.

The bank with the longest record here is Bank of Commerce, operating since 1904 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 140 N Court Sq, dating to 1890; the newest is Bank of Commerce's at 167 Court Sq, from 1913.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Charleston, and where the nearest one is if they do not.

Short answer: In Charleston: Regions Bank (1). No branches in Charleston: Chase (nearest in Hernando, 57 mi), Wells Fargo (nearest in Southaven, 66 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 66 mi), Fifth Third Bank, Huntington (nearest in Oakland, 9 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Charleston to the nearest branch in Mississippi.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Charleston residents like anyone else.

Banks near Charleston

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Marks (21 miles) and Grenada (21 miles). Grenada, 21 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Charleston

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Charleston between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Charleston by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Charleston offices.

Short answer: Regions Bank is the largest bank with offices in Charleston, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. Bank of Commerce is second with $1.13 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Charleston: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.