US Bank Directory

Banks in Winfield, MO

2 FDIC-insured banks operate 2 offices in Winfield, Missouri.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Winfield

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Winfield, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Winfield

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Mid Bank & Trust and Peoples Bank & Trust Co. have the most locations in Winfield, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Mid Bank & Trust First Mid Bank & Trust, National Association · 1 branch · main office Mattoon, IL Bank · 1

First Mid Bank & Trust has 1 branch in Winfield, 17 across Missouri and 87 nationwide. FDIC records list its main office in Mattoon, IL and show it operating since 1865. With $9.14 billion in total assets on June 30, 2026, it ranks No. 178 of 4,232 U.S. banks by total assets. The Winfield Branch at 4001 E Highway 47 dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Winfield Branch
    4001 E Highway 47, 63389
    Hours: see the bank's site
First Mid Bank & Trust: profile, branches and contacts
Peoples Bank & Trust Co. 1 branch · main office Troy, MO Bank · 1

Peoples Bank & Trust Co. has 1 branch in Winfield, 10 across Missouri and 10 nationwide. FDIC records list its main office in Troy, MO and show it operating since 1924. With $908.3 million in total assets on June 30, 2026, it ranks No. 1,140 of 4,232 U.S. banks by total assets. The Winfield Branch at 103 Pine St dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Peoples Bank & Trust Co.: profile, branches and contacts

Banking in Winfield: the local picture

Short answer: 2 banks run 2 branches in Winfield according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Winfield, 1 elsewhere in Missouri and 1 out of state, according to the FDIC.

The bank with the longest record here is First Mid Bank & Trust, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is Peoples Bank & Trust Co.'s office at 103 Pine St, dating to 1998; the newest is First Mid Bank & Trust's at 4001 E Highway 47, from 2006.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Winfield, and where the nearest one is if they do not.

Short answer: No branches in Winfield: Chase (nearest in Wentzville, 14 mi), Wells Fargo (nearest in Saint Louis, 38 mi), Bank of America (nearest in Wentzville, 15 mi), PNC Bank (nearest in Wentzville, 14 mi), U.S. Bank (nearest in Troy, 12 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 33 mi), Regions Bank (nearest in O'Fallon, 14 mi), TD Bank, BMO (nearest in O Fallon, 17 mi).

BankIn WinfieldNearest branch if none here
ChaseNoneWentzville, 14 miles away
Wells FargoNoneSaint Louis, 38 miles away
Bank of AmericaNoneWentzville, 15 miles away
PNC BankNoneWentzville, 14 miles away
U.S. BankNoneTroy, 12 miles away
TruistNonenone in Missouri
Fifth Third BankNonenone in Missouri
HuntingtonNoneSaint Louis, 33 miles away
Regions BankNoneO'Fallon, 14 miles away
TD BankNonenone in Missouri
BMONoneO Fallon, 17 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Winfield to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Winfield residents like anyone else.

Banks near Winfield

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Elsberry (12 miles) and Troy (12 miles). O Fallon, 15 miles away, has the most banks nearby: 22.

Bank branch openings and closings in Winfield

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Winfield between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Winfield by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Winfield offices.

Short answer: First Mid Bank & Trust is the largest bank with offices in Winfield, with $9.14 billion in total assets on June 30, 2026, No. 178 among U.S. banks by total assets. Peoples Bank & Trust Co. is second with $908.3 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Mid Bank & Trust$9.14 billionNo. 1781Mattoon, IL
Peoples Bank & Trust Co.$908.3 millionNo. 1,1401Troy, MO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Winfield: FAQ

How many banks are in Winfield, MO?

Winfield has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Winfield?

First Mid Bank & Trust, with 1. Peoples Bank & Trust Co. has 1.

Is there a First Mid Bank & Trust in Winfield, MO?

Yes. FDIC data lists 1 First Mid Bank & Trust branch in Winfield as of September 5, 2026. The address and directions are under First Mid Bank & Trust above.

Is there a Peoples Bank & Trust Co. in Winfield, MO?

Yes. FDIC data lists 1 Peoples Bank & Trust Co. branch in Winfield as of September 5, 2026. The address and directions are under Peoples Bank & Trust Co. above.

Is there a Chase in Winfield, MO?

No. FDIC data lists no Chase branch in Winfield as of September 5, 2026. The nearest is in Wentzville, about 14 miles away in a straight line.

What is the oldest bank in Winfield?

First Mid Bank & Trust has the longest record among banks with a branch here: the FDIC shows it operating since 1865.

Did any bank branches open or close in Winfield in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Winfield?

Nearby cities with more banks include Elsberry, Troy, Wentzville. Elsberry is 12 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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