Banks in Elsberry, MO

Bank branch map: Elsberry

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Elsberry, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Elsberry

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Mid Bank & Trust and Peoples Bank & Trust Co. have the most locations in Elsberry, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Mid Bank & Trust First Mid Bank & Trust, National Association · 1 branch · main office Mattoon, IL Bank · 1

First Mid Bank & Trust has 1 branch in Elsberry, 17 across Missouri and 87 nationwide. FDIC records list its main office in Mattoon, IL and show it operating since 1865. With $9.14 billion in total assets on June 30, 2026, it ranks No. 178 of 4,232 U.S. banks by total assets. The Elsberry Branch at 301 Broadway St dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Elsberry Branch

  301 Broadway St, 63343

  Hours: see the bank's site
  DirectionsWebsite

First Mid Bank & Trust: profile, branches and contacts

Peoples Bank & Trust Co. 1 branch · main office Troy, MO Bank · 1

Peoples Bank & Trust Co. has 1 branch in Elsberry, 10 across Missouri and 10 nationwide. FDIC records list its main office in Troy, MO and show it operating since 1924. With $908.3 million in total assets on June 30, 2026, it ranks No. 1,140 of 4,232 U.S. banks by total assets. The Elsberry Branch at 105 S Main St dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Elsberry Branch

  105 S Main St, 63343

  Hours: see the bank's site
  DirectionsWebsite

Peoples Bank & Trust Co.: profile, branches and contacts

Banking in Elsberry: the local picture

Short answer: 2 banks run 2 branches in Elsberry according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Elsberry, 1 elsewhere in Missouri and 1 out of state, according to the FDIC.

The bank with the longest record here is First Mid Bank & Trust, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is Peoples Bank & Trust Co.'s office at 105 S Main St, dating to 2005; the newest is First Mid Bank & Trust's at 301 Broadway St, from 2008.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Elsberry, and where the nearest one is if they do not.

Short answer: No branches in Elsberry: Chase (nearest in Wentzville, 24 mi), Wells Fargo (nearest in Saint Louis, 48 mi), Bank of America (nearest in Wentzville, 25 mi), PNC Bank (nearest in Wentzville, 25 mi), U.S. Bank (nearest in Troy, 16 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 44 mi), Regions Bank (nearest in Wentzville, 24 mi), TD Bank, BMO (nearest in O Fallon, 29 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Elsberry to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Elsberry residents like anyone else.

Banks near Elsberry

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Winfield (12 miles) and Troy (16 miles). O Fallon, 27 miles away, has the most banks nearby: 22.

Bank branch openings and closings in Elsberry

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Elsberry between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Elsberry by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Elsberry offices.

Short answer: First Mid Bank & Trust is the largest bank with offices in Elsberry, with $9.14 billion in total assets on June 30, 2026, No. 178 among U.S. banks by total assets. Peoples Bank & Trust Co. is second with $908.3 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Elsberry: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.