US Bank Directory
Banks in Lake Saint Louis, MO
8 FDIC-insured banks operate 9 offices in Lake Saint Louis, Missouri, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Lake Saint Louis
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 10 locations in Lake Saint Louis, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
10 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lake Saint Louis
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: U.S. Bank has the most locations in Lake Saint Louis, with 2. The other 7 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
U.S. Bank Bank · 2
U.S. Bank has 2 branches in Lake Saint Louis, 129 across Missouri and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lake Saint Louis location is the Lake St Louis Office at #1 Lake St. Louis Boulevard, dating to 1989; the newest, at 101 Civic Center Dr, to 2005. It opens on Saturday.
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Lake St Louis Office#1 Lake St. Louis Boulevard, 63367
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Lake St. Louis Schnucks Branch101 Civic Center Dr, 63367
All hours
Mon not published; Tue to Fri 10 am to 6 pm; Sat 10 am to 2 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Lake Saint Louis, 45 across Missouri and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Lake St Louis Branch at 8298 Old Hwy N dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lake St Louis Branch8298 Old Hwy N, 63367
First Bank Bank · 1
First Bank has 1 branch in Lake Saint Louis, 27 across Missouri and 76 nationwide. FDIC records list its main office in St. Louis, MO and show it operating since 1906. With $6.65 billion in total assets on June 30, 2026, it ranks No. 234 of 4,232 U.S. banks by total assets. The Lake Saint Louis Facility at 10710 Veterans Memorial Pkwy dates to 1978 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lake Saint Louis Facility10710 Veterans Memorial Pkwy, 63367
First Community Credit Union Credit union · 1
First Community Credit Union has 1 office in Lake Saint Louis, 35 across Missouri. It is based in Chesterfield, MO and $4.99 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Lake St. Louis6100 Ronald Reagan Dr, 63367
All hours
Mon to Fri 8:30 am to 7 pm; Sat to Sun 9 am to 3 pm
Hours: NCUA, March 31, 2026
First Mid Bank & Trust Bank · 1
First Mid Bank & Trust has 1 branch in Lake Saint Louis, 17 across Missouri and 87 nationwide. FDIC records list its main office in Mattoon, IL and show it operating since 1865. With $9.14 billion in total assets on June 30, 2026, it ranks No. 178 of 4,232 U.S. banks by total assets. The Lake St. Louis Branch at 460 Hawk Ridge Trl dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lake St. Louis Branch460 Hawk Ridge Trl, 63367
First State Bank of St. Charles, Missouri Bank · 1
First State Bank of St. Charles, Missouri has 1 branch in Lake Saint Louis, 7 across Missouri and 9 nationwide. FDIC records list its main office in St. Charles, MO and show it operating since 1867. With $535.2 million in total assets on June 30, 2026, it ranks No. 1,713 of 4,232 U.S. banks by total assets. The Lake St. Louis Facility at 3461 Technology Dr dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lake St. Louis Facility3461 Technology Dr, 63367
Great Southern Bank Bank · 1
Great Southern Bank has 1 branch in Lake Saint Louis, 68 across Missouri and 108 nationwide. FDIC records list its main office in Reeds Spring, MO and show it operating since 1923. With $5.53 billion in total assets on June 30, 2026, it ranks No. 266 of 4,232 U.S. banks by total assets. The Lake St. Louis Branch at 3031 Lake Saint Louis Blvd dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lake St. Louis Branch3031 Lake Saint Louis Blvd, 63367
NEW FRONTIER BANK Bank · 1
NEW FRONTIER BANK has 1 branch in Lake Saint Louis, 3 across Missouri and 3 nationwide. FDIC records list its main office in Saint Charles, MO and show it operating since 2000. With $175.7 million in total assets on June 30, 2026, it ranks No. 3,156 of 4,232 U.S. banks by total assets. The Lake St. Louis Branch at 100 Ridgeway Cove Ln. dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lake St. Louis Branch100 Ridgeway Cove Ln., 63367
Regions Bank Bank · 1
Regions Bank has 1 branch in Lake Saint Louis, 49 across Missouri and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Lake St Louis Branch at 701 Civic Center Dr dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lake St Louis Branch701 Civic Center Dr, 63367
Join a credit union in Lake Saint Louis
1 credit union has 1 office here: First Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lake Saint Louis page has every office in the state's directory.
Banking in Lake Saint Louis: the local picture
Short answer: 8 banks run 9 branches in Lake Saint Louis according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 0 have their main office in Lake Saint Louis, 4 elsewhere in Missouri and 4 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is First Bank's office at 10710 Veterans Memorial Pkwy, dating to 1978; the newest is NEW FRONTIER BANK's at 100 Ridgeway Cove Ln., from 2024.
The only credit union with an office here is First Community Credit Union.
Of the 2 locations with published hours. 2 open on Saturday. 8 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Lake Saint Louis
Short answer: 2 of the 2 Lake Saint Louis locations with published hours open on Saturday, run by 2 institutions.
- U.S. Bank: 1 of 2 branches (101 Civic Center Dr: Saturday 10 am to 2 pm)
- First Community Credit Union: 1 of 1 office (6100 Ronald Reagan Dr: Saturday 9 am to 3 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lake Saint Louis, and where the nearest one is if they do not.
Short answer: In Lake Saint Louis: Chase (1), U.S. Bank (2), Regions Bank (1). No branches in Lake Saint Louis: Wells Fargo (nearest in Saint Louis, 33 mi), Bank of America (nearest in O Fallon, 5 mi), PNC Bank (nearest in O Fallon, 3 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 25 mi), TD Bank, BMO (nearest in O Fallon, 3 mi).
| Bank | In Lake Saint Louis | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| U.S. Bank | 2 branches | here |
| Regions Bank | 1 branch | here |
| Wells Fargo | None | Saint Louis, 33 miles away |
| Bank of America | None | O Fallon, 5 miles away |
| PNC Bank | None | O Fallon, 3 miles away |
| Truist | None | none in Missouri |
| Fifth Third Bank | None | none in Missouri |
| Huntington | None | Saint Louis, 25 miles away |
| TD Bank | None | none in Missouri |
| BMO | None | O Fallon, 3 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lake Saint Louis to the nearest branch in Missouri.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lake Saint Louis residents like anyone else.
Banks near Lake Saint Louis
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Dardenne Prairie (2 miles) and O Fallon (4 miles). O Fallon, 4 miles away, has the most banks nearby: 22.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Dardenne Prairie, MO | 2 mi | 2 | 2 |
| Banks in O Fallon, MO | 4 mi | 22 | 27 |
| Banks in Wentzville, MO | 5 mi | 12 | 12 |
| Banks in Weldon Spring, MO | 8 mi | 2 | 2 |
| Banks in Cottleville, MO | 8 mi | 2 | 2 |
| Banks in Saint Peters, MO | 9 mi | 17 | 23 |
| Banks in Saint Charles, MO | 14 mi | 21 | 30 |
| Banks in Wright City, MO | 14 mi | 3 | 3 |
Bank branch openings and closings in Lake Saint Louis
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lake Saint Louis between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Lake Saint Louis by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lake Saint Louis offices.
Short answer: Chase is the largest bank with offices in Lake Saint Louis, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| U.S. Bank | $705.55 billion | No. 6 | 2 | Cincinnati, OH |
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| First Mid Bank & Trust | $9.14 billion | No. 178 | 1 | Mattoon, IL |
| First Bank | $6.65 billion | No. 234 | 1 | St. Louis, MO |
| Great Southern Bank | $5.53 billion | No. 266 | 1 | Reeds Spring, MO |
| First State Bank of St. Charles, Missouri | $535.2 million | No. 1,713 | 1 | St. Charles, MO |
| NEW FRONTIER BANK | $175.7 million | No. 3,156 | 1 | Saint Charles, MO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lake Saint Louis: FAQ
How many banks are in Lake Saint Louis, MO?
Lake Saint Louis has 8 banks with 9 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lake Saint Louis?
U.S. Bank, with 2. Chase has 1 and Regions Bank has 1.
Is there a U.S. Bank in Lake Saint Louis, MO?
Yes. FDIC data lists 2 U.S. Bank branches in Lake Saint Louis as of September 5, 2026. Its branches are listed under U.S. Bank above, with the address and directions for each.
Is there a Chase in Lake Saint Louis, MO?
Yes. FDIC data lists 1 Chase branch in Lake Saint Louis as of September 5, 2026. The address and directions are under Chase above.
Is there a Regions Bank in Lake Saint Louis, MO?
Yes. FDIC data lists 1 Regions Bank branch in Lake Saint Louis as of September 5, 2026. The address and directions are under Regions Bank above.
Is there a Wells Fargo in Lake Saint Louis, MO?
No. FDIC data lists no Wells Fargo branch in Lake Saint Louis as of September 5, 2026. The nearest is in Saint Louis, about 33 miles away in a straight line.
Which banks in Lake Saint Louis are open on Saturday?
U.S. Bank and First Community Credit Union publish Saturday hours for one or more Lake Saint Louis locations. The Saturday section above lists each one with its hours. 8 of the 10 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Lake Saint Louis?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Lake Saint Louis?
First Community Credit Union has an office in Lake Saint Louis. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lake Saint Louis in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lake Saint Louis?
Nearby cities with more banks include Dardenne Prairie, O Fallon, Wentzville. Dardenne Prairie is 2 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 9 branches: U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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