Banks in Cottleville, MO

Bank branch map: Cottleville

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Cottleville, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Cottleville

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: UMB Bank and Peoples Bank & Trust Co. have the most locations in Cottleville, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Community Credit Union 1 office · main office Chesterfield, MO Credit union · 1

First Community Credit Union has 1 office in Cottleville, 35 across Missouri. It is based in Chesterfield, MO and $4.99 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

• Cottleville

  4570 Mid Rivers Mall Dr, 63376

  (636) 728-3333Today 8:30 am to 4 pm

  All hours

  Mon to Thu 8:30 am to 4 pm; Fri 8:30 am to 6 pm; Sat 8:30 am to 12:30 pm; Sun not published

  Hours: NCUA, March 31, 2026

  Directions

First Community Credit Union: profile, branches and contacts

Peoples Bank & Trust Co. 1 branch · main office Troy, MO Bank · 1

Peoples Bank & Trust Co. has 1 branch in Cottleville, 10 across Missouri and 10 nationwide. FDIC records list its main office in Troy, MO and show it operating since 1924. With $908.3 million in total assets on June 30, 2026, it ranks No. 1,140 of 4,232 U.S. banks by total assets. The Cottleville Location Branch at 1497 Cottleville Pkwy dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Cottleville Location Branch

  1497 Cottleville Pkwy, 63376

  Hours: see the bank's site
  DirectionsWebsite

Peoples Bank & Trust Co.: profile, branches and contacts

UMB Bank UMB Bank, National Association · 1 branch · main office Kansas City, MO Bank · 1

UMB Bank has 1 branch in Cottleville, 45 across Missouri and 207 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1902. With $71.90 billion in total assets on June 30, 2026, it ranks No. 40 of 4,232 U.S. banks by total assets. The Mid Rivers Banking Center at 6059 Mid Rivers Mall Dr dates to 2006 in FDIC branch records. It opens on Saturday.

• Mid Rivers Banking Center

  6059 Mid Rivers Mall Dr, 63304

  (636) 477-2500Today 9 am to 5 pm

  All hours

  Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published

  Hours: UMB Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

UMB Bank: profile, branches and contacts

Join a credit union in Cottleville

1 credit union has 1 office here: First Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Cottleville page has every office in the state's directory.

Banking in Cottleville: the local picture

Short answer: 2 banks run 2 branches in Cottleville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Cottleville, 2 elsewhere in Missouri, according to the FDIC.

The bank with the longest record here is UMB Bank, operating since 1902 according to the FDIC. In FDIC branch records, the longest-running branch is UMB Bank's office at 6059 Mid Rivers Mall Dr, dating to 2006; the newest is Peoples Bank & Trust Co.'s at 1497 Cottleville Pkwy, from 2019.

The only credit union with an office here is First Community Credit Union.

Of the 2 locations with published hours. 2 open on Saturday. 1 location has no published hours in these sources.

Banks by ZIP code in Cottleville

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 63376 has the most bank and credit union offices in Cottleville (2), followed by 63304 (1). Offices are spread across 2 ZIP codes.

Banks and credit unions open on Saturday in Cottleville

Short answer: 2 of the 2 Cottleville locations with published hours open on Saturday, run by 2 institutions.

• UMB Bank: 1 of 1 branch (6059 Mid Rivers Mall Dr: Saturday 9 am to 12 pm)
• First Community Credit Union: 1 of 1 office (4570 Mid Rivers Mall Dr: Saturday 8:30 am to 12:30 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Cottleville, and where the nearest one is if they do not.

Short answer: No branches in Cottleville: Chase (nearest in St. Peters, 3 mi), Wells Fargo (nearest in Saint Louis, 24 mi), Bank of America (nearest in Saint Peters, 3 mi), PNC Bank (nearest in Saint Peters, 1 mi), U.S. Bank (nearest in Saint Charles, 1 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 17 mi), Regions Bank (nearest in Saint Peters, 1 mi), TD Bank, BMO (nearest in O Fallon, 6 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cottleville to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cottleville residents like anyone else.

Banks near Cottleville

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Weldon Spring (2 miles) and Saint Peters (2 miles). O Fallon, 4 miles away, has the most banks nearby: 22.

Bank branch openings and closings in Cottleville

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cottleville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Cottleville by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cottleville offices.

Short answer: UMB Bank is the largest bank with offices in Cottleville, with $71.90 billion in total assets on June 30, 2026, No. 40 among U.S. banks by total assets. Peoples Bank & Trust Co. is second with $908.3 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cottleville: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.