US Bank Directory
Banks in Saint Charles, MO
21 FDIC-insured banks operate 30 offices in Saint Charles, Missouri, and 3 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Saint Charles
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 24 banks and credit unions operate 34 locations in Saint Charles, according to the FDIC and the NCUA. 34 of them have coordinates on record and are on the map. 12 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
34 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Saint Charles
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: U.S. Bank and First State Bank of St. Charles, Missouri have the most locations in Saint Charles, with 3 each. 14 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First State Bank of St. Charles, Missouri Bank · 3
First State Bank of St. Charles, Missouri has 3 branches in Saint Charles, 7 across Missouri and 9 nationwide. FDIC records list its main office in St. Charles, MO and show it operating since 1867. With $535.2 million in total assets on June 30, 2026, it ranks No. 1,713 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Saint Charles location is its main office at 206 N 5th St, dating to 1867; the newest, at 2850 W Clay St, to 2010. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office206 N 5th St, 63301
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Hwy 94 Facility1501 S Old Highway 94, 63303
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First State Bank Of St. Charles Loan Administration Center2850 W Clay St, 63301
U.S. Bank Bank · 3
U.S. Bank has 3 branches in Saint Charles, 129 across Missouri and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Saint Charles location is the West Clay Office at 2608 W Clay St, dating to 1913; the newest, at 1525 Kisker Rd, to 1990. All 3 of its Saint Charles locations with published hours open on Saturday.
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Harvester Branch1 Harvester Sq, 63303
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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Kisker Road Office1525 Kisker Rd, 63304
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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West Clay Office2608 W Clay St, 63301
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Commerce Bank Bank · 2
Commerce Bank has 2 branches in Saint Charles, 89 across Missouri and 154 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1984. With $35.02 billion in total assets on June 30, 2026, it ranks No. 61 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Saint Charles location is the St. Charles Branch at 1101 1st Capitol Dr, dating to 1995; the newest, at 6271 Mid Rivers Mall Dr, to 2000. All 2 of its Saint Charles locations with published hours open on Saturday.
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St. Charles Branch1101 1st Capitol Dr, 63301
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Commerce Bank branch locator (All The Places), checked Oct 10, 2026
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94 Crossing6271 Mid Rivers Mall Dr, 63304
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Commerce Bank branch locator (All The Places), checked Oct 10, 2026
First Bank Bank · 2
First Bank has 2 branches in Saint Charles, 27 across Missouri and 76 nationwide. FDIC records list its main office in St. Louis, MO and show it operating since 1906. With $6.65 billion in total assets on June 30, 2026, it ranks No. 234 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Saint Charles location is the Bogey Hills Branch at 2021 Zumbehl Rd, dating to 1985; the newest, at 120 Jefferson St, to 1988. It does not publish hours in the sources this page uses; check its site before you go.
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St. Charles Branch120 Jefferson St, 63301
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Bogey Hills Branch2021 Zumbehl Rd, 63303
First Community Credit Union Credit union · 2
First Community Credit Union has 2 officees in Saint Charles, 35 across Missouri. It is based in Chesterfield, MO and $4.99 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Saint Charles locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Saint Charles2651 Old Muegge Rd, 63303
All hours
Mon to Thu 8:30 am to 4 pm; Fri 8:30 am to 6 pm; Sat 8:30 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
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Zumbehl2897 Veterans Memorial Pkwy, 63303
All hours
Mon to Fri 8:30 am to 7 pm; Sat to Sun 9 am to 3 pm
Hours: NCUA, March 31, 2026
NEW FRONTIER BANK Bank · 2
NEW FRONTIER BANK has 2 branches in Saint Charles, 3 across Missouri and 3 nationwide. FDIC records list its main office in Saint Charles, MO and show it operating since 2000. With $175.7 million in total assets on June 30, 2026, it ranks No. 3,156 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Saint Charles location is its main office at 1771 Zumbehl Rd, dating to 2000; the newest, at 3773 Elm St, to 2007. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1771 Zumbehl Rd, 63303
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Elm Branch3773 Elm St, 63301
Regions Bank Bank · 2
Regions Bank has 2 branches in Saint Charles, 49 across Missouri and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Saint Charles location is the Pralle Lane Branch at 2050 S Old Highway 94, dating to 1974; the newest, at 2000 W Clay St, to 2019. It does not publish hours in the sources this page uses; check its site before you go.
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University Commons Branch2000 W Clay St, 63301
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Pralle Lane Branch2050 S Old Highway 94, 63303
Royal Banks of Missouri Bank · 2
Royal Banks of Missouri has 2 branches in Saint Charles, 17 across Missouri and 19 nationwide. FDIC records list its main office in Saint Louis, MO and show it operating since 1965. With $1.03 billion in total assets on June 30, 2026, it ranks No. 1,022 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Saint Charles location is the St. Charles Branch at 1 Westbury Dr, dating to 2004; the newest, at 1650 Beale St, to 2017. It does not publish hours in the sources this page uses; check its site before you go.
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St. Charles Branch1 Westbury Dr, 63301
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St. Charles Branch1650 Beale St, 63303
Alltru Credit Union Credit union · 1
Alltru Credit Union has 1 office in Saint Charles, 5 across Missouri. It is based in Wentzville, MO and $403.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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St. Charles1721 Zumbehl Rd, 63303
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Saint Charles, 50 across Missouri and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The St. Charles Branch at 1311 S 5th St dates to 1933 in FDIC branch records. Its published hours do not list Saturday.
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St. Charles Branch1311 S 5th St, 63301
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Busey Bank Bank · 1
Busey Bank has 1 branch in Saint Charles, 9 across Missouri and 81 nationwide. FDIC records list its main office in Champaign, IL and show it operating since 1946. With $18.15 billion in total assets on June 30, 2026, it ranks No. 112 of 4,232 U.S. banks by total assets. The St. Charles Branch at 1928 Zumbehl Rd dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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St. Charles Branch1928 Zumbehl Rd, 63303
Carrollton Bank Bank · 1
Carrollton Bank has 1 branch in Saint Charles, 6 across Missouri and 13 nationwide. FDIC records list its main office in Carrollton, IL and show it operating since 1877. With $3.88 billion in total assets on June 30, 2026, it ranks No. 343 of 4,232 U.S. banks by total assets. The Saint Charles Branch at 3050 W Clay St dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Saint Charles Branch3050 W Clay St, 63301
Central Bank Bank · 1
Central Bank has 1 branch in Saint Charles, 125 across Missouri and 177 nationwide. FDIC records list its main office in Jefferson City, MO and show it operating since 1902. With $20.31 billion in total assets on June 30, 2026, it ranks No. 105 of 4,232 U.S. banks by total assets. The New Town Branch at 3700 New Town Blvd dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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New Town Branch3700 New Town Blvd, 63301
Chase Bank · 1
Chase has 1 branch in Saint Charles, 45 across Missouri and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The St Charles Branch at 1990 Zumbehl Rd dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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St Charles Branch1990 Zumbehl Rd, 63303
CNB St Louis Bank Bank · 1
CNB St Louis Bank has 1 branch in Saint Charles, 6 across Missouri and 6 nationwide. FDIC records list its main office in Maplewood, MO and show it operating since 1915. With $812.9 million in total assets on June 30, 2026, it ranks No. 1,242 of 4,232 U.S. banks by total assets. The St. Charles Branch at 2145 Bluestone Dr dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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St. Charles Branch2145 Bluestone Dr, 63303
First Mid Bank & Trust Bank · 1
First Mid Bank & Trust has 1 branch in Saint Charles, 17 across Missouri and 87 nationwide. FDIC records list its main office in Mattoon, IL and show it operating since 1865. With $9.14 billion in total assets on June 30, 2026, it ranks No. 178 of 4,232 U.S. banks by total assets. The Saint Charles Branch at 1001 S 5th St dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Saint Charles Branch1001 S 5th St, 63301
Great Southern Bank Bank · 1
Great Southern Bank has 1 branch in Saint Charles, 68 across Missouri and 108 nationwide. FDIC records list its main office in Reeds Spring, MO and show it operating since 1923. With $5.53 billion in total assets on June 30, 2026, it ranks No. 266 of 4,232 U.S. banks by total assets. The Cave Springs Branch at 2630 Muegge Rd dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cave Springs Branch2630 Muegge Rd, 63303
Lindell Bank Bank · 1
Lindell Bank has 1 branch in Saint Charles, 14 across Missouri and 15 nationwide. FDIC records list its main office in St. Louis, MO and show it operating since 1923. With $915.2 million in total assets on June 30, 2026, it ranks No. 1,133 of 4,232 U.S. banks by total assets. The St. Charles Branch at 3201 N Highway 94 dates to 1993 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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St. Charles Branch3201 N Highway 94, 63301
Midland States Bank Bank · 1
Midland States Bank has 1 branch in Saint Charles, 12 across Missouri and 60 nationwide. FDIC records list its main office in Effingham, IL and show it operating since 1881. With $6.69 billion in total assets on June 30, 2026, it ranks No. 233 of 4,232 U.S. banks by total assets. The St. Charles Branch at 5991 S Highway 94 dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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St. Charles Branch5991 S Highway 94, 63304
Midwest BankCentre Bank · 1
Midwest BankCentre has 1 branch in Saint Charles, 18 across Missouri and 18 nationwide. FDIC records list its main office in Lemay, MO and show it operating since 1906. With $3.07 billion in total assets on June 30, 2026, it ranks No. 418 of 4,232 U.S. banks by total assets. The Lindenwood Branch at 1820 S 1st Capitol Dr dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lindenwood Branch1820 S 1st Capitol Dr, 63303
MRV Banks Bank · 1
MRV Banks has 1 branch in Saint Charles, 5 across Missouri and 5 nationwide. FDIC records list its main office in Sainte Genevieve, MO and show it operating since 2007. With $803.1 million in total assets on June 30, 2026, it ranks No. 1,259 of 4,232 U.S. banks by total assets. The St. Charles Branch at 1700 Ofallon Rd dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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St. Charles Branch1700 Ofallon Rd, 63304
PNC Bank Bank · 1
PNC Bank has 1 branch in Saint Charles, 27 across Missouri and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The St Charles Branch at 750 1st Capitol Dr dates to 1995 in FDIC branch records. It opens on Saturday.
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St Charles Branch750 1st Capitol Dr, 63301
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
UMB Bank Bank · 1
UMB Bank has 1 branch in Saint Charles, 45 across Missouri and 207 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1902. With $71.90 billion in total assets on June 30, 2026, it ranks No. 40 of 4,232 U.S. banks by total assets. The St. Charles Branch at 1201 Regency Pkwy dates to 1987 in FDIC branch records. It opens on Saturday.
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St. Charles Branch1201 Regency Pkwy, 63303
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: UMB Bank branch locator (All The Places), checked Oct 10, 2026
Vantage Credit Union Credit union · 1
Vantage Credit Union has 1 office in Saint Charles, 15 across Missouri. It is based in Saint Charles, MO and $1.15 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office19 Research Park Ct, 63304
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Saint Charles
3 credit unions have 4 offices here: First Community Credit Union, Vantage Credit Union and Alltru Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Saint Charles page has every office in the state's directory.
Banking in Saint Charles: the local picture
Short answer: 21 banks run 30 branches in Saint Charles according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 21 banks, 2 have their main office in Saint Charles, 10 elsewhere in Missouri and 9 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is First State Bank of St. Charles, Missouri's office at 206 N 5th St, dating to 1867; the newest is MRV Banks's at 1700 Ofallon Rd, from 2022.
3 credit unions have 4 offices in Saint Charles, according to the NCUA. Who can join each one is on the credit unions page.
Of the 12 locations with published hours. 10 open on Saturday. 22 locations have no published hours in these sources.
Banks by ZIP code in Saint Charles
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 63303 has the most bank and credit union offices in Saint Charles (15), followed by 63301 (14) and 63304 (5). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 63303 | 15 | 14 | First Community Credit Union, Alltru Credit Union, Busey Bank |
| 63301 | 14 | 13 | First State Bank of St. Charles, Missouri, Bank of America, Carrollton Bank |
| 63304 | 5 | 5 | Commerce Bank, MRV Banks, Midland States Bank |
Banks and credit unions open on Saturday in Saint Charles
Short answer: 10 of the 12 Saint Charles locations with published hours open on Saturday, run by 6 institutions.
- U.S. Bank: 3 of 3 branches (1 Harvester Sq: Saturday 9 am to 1 pm, and 2 more)
- Commerce Bank: 2 of 2 branches (1101 1st Capitol Dr: Saturday 9 am to 12 pm, and 1 more)
- PNC Bank: 1 of 1 branch (750 1st Capitol Dr: Saturday 9 am to 1 pm)
- UMB Bank: 1 of 1 branch (1201 Regency Pkwy: Saturday 9 am to 12 pm)
- First Community Credit Union: 2 of 2 offices (2651 Old Muegge Rd: Saturday 8:30 am to 12:30 pm, and 1 more)
- Alltru Credit Union: 1 of 1 office (1721 Zumbehl Rd: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 22 of the 34 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Saint Charles, and where the nearest one is if they do not.
Short answer: In Saint Charles: Chase (1), Bank of America (1), PNC Bank (1), U.S. Bank (3), Regions Bank (2). No branches in Saint Charles: Wells Fargo (nearest in Saint Louis, 20 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 14 mi), TD Bank, BMO (nearest in Creve Coeur, 9 mi).
| Bank | In Saint Charles | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| U.S. Bank | 3 branches | here |
| Regions Bank | 2 branches | here |
| Wells Fargo | None | Saint Louis, 20 miles away |
| Truist | None | none in Missouri |
| Fifth Third Bank | None | none in Missouri |
| Huntington | None | Saint Louis, 14 miles away |
| TD Bank | None | none in Missouri |
| BMO | None | Creve Coeur, 9 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Saint Charles to the nearest branch in Missouri.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Saint Charles residents like anyone else.
Banks near Saint Charles
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Saint Peters (4 miles) and Cottleville (6 miles). Chesterfield, 9 miles away, has the most banks nearby: 20.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Saint Peters, MO | 4 mi | 17 | 23 |
| Banks in Cottleville, MO | 6 mi | 2 | 2 |
| Banks in Bridgeton, MO | 6 mi | 5 | 5 |
| Banks in Maryland Heights, MO | 7 mi | 3 | 3 |
| Banks in Weldon Spring, MO | 8 mi | 2 | 2 |
| Banks in Creve Coeur, MO | 8 mi | 12 | 12 |
| Banks in Chesterfield, MO | 9 mi | 20 | 25 |
| Banks in Saint Ann, MO | 9 mi | 2 | 2 |
Bank branch openings and closings in Saint Charles
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Saint Charles between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Saint Charles
Short answer: 3 institutions have their main office in Saint Charles: First State Bank of St. Charles, Missouri, NEW FRONTIER BANK and Vantage Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| First State Bank of St. Charles, Missouri | Bank | $535.2 million | 3 |
| NEW FRONTIER BANK | Bank | $175.7 million | 2 |
| Vantage Credit Union | Credit union | $1.15 billion | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Saint Charles by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Saint Charles offices.
Short answer: Chase is the largest bank with offices in Saint Charles, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 2 of the 21 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| U.S. Bank | $705.55 billion | No. 6 | 3 | Cincinnati, OH |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Regions Bank | $159.79 billion | No. 27 | 2 | Birmingham, AL |
| UMB Bank | $71.90 billion | No. 40 | 1 | Kansas City, MO |
| Commerce Bank | $35.02 billion | No. 61 | 2 | Kansas City, MO |
| Central Bank | $20.31 billion | No. 105 | 1 | Jefferson City, MO |
| Busey Bank | $18.15 billion | No. 112 | 1 | Champaign, IL |
| First Mid Bank & Trust | $9.14 billion | No. 178 | 1 | Mattoon, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Saint Charles: FAQ
How many banks are in Saint Charles, MO?
Saint Charles has 21 banks with 30 branches and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Saint Charles?
U.S. Bank, with 3. First State Bank of St. Charles, Missouri has 3 and Regions Bank has 2.
Is there a U.S. Bank in Saint Charles, MO?
Yes. FDIC data lists 3 U.S. Bank branches in Saint Charles as of September 5, 2026. Its branches are listed under U.S. Bank above, with the address and directions for each.
Is there a First State Bank of St. Charles, Missouri in Saint Charles, MO?
Yes. FDIC data lists 3 First State Bank of St. Charles, Missouri branches in Saint Charles as of September 5, 2026, the main office at 206 N 5th St. Its branches are listed under First State Bank of St. Charles, Missouri above, with the address and directions for each.
Is there a Regions Bank in Saint Charles, MO?
Yes. FDIC data lists 2 Regions Bank branches in Saint Charles as of September 5, 2026. Its branches are listed under Regions Bank above, with the address and directions for each.
Is there a Wells Fargo in Saint Charles, MO?
No. FDIC data lists no Wells Fargo branch in Saint Charles as of September 5, 2026. The nearest is in Saint Louis, about 20 miles away in a straight line.
Which banks in Saint Charles are open on Saturday?
U.S. Bank, Commerce Bank, PNC Bank and UMB Bank and 2 more publish Saturday hours for one or more Saint Charles locations. The Saturday section above lists each one with its hours. 22 of the 34 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Saint Charles?
First State Bank of St. Charles, Missouri, NEW FRONTIER BANK and Vantage Credit Union have their main office in Saint Charles, according to the FDIC and the NCUA.
What is the oldest bank in Saint Charles?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Saint Charles?
First Community Credit Union, Vantage Credit Union and Alltru Credit Union have offices in Saint Charles. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Saint Charles in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Saint Charles?
Nearby cities with more banks include Saint Peters, Cottleville, Bridgeton. Saint Peters is 4 miles away with 17 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (8 of 30 branches: Bank of America, Commerce Bank, PNC Bank, U.S. Bank, UMB Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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