US Bank Directory
Banks in Richmond, MO
5 FDIC-insured banks operate 5 offices in Richmond, Missouri, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Richmond
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Richmond, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Richmond
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Richmond, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Academy Bank Bank · 1
Academy Bank has 1 branch in Richmond, 29 across Missouri and 80 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1966. With $3.23 billion in total assets on June 30, 2026, it ranks No. 401 of 4,232 U.S. banks by total assets. The Richmond Wal-Mart Branch at 908 Walton Way dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Richmond Wal-Mart Branch908 Walton Way, 64085
Central Missouri Community Credit Union Credit union · 1
Central Missouri Community Credit Union has 1 office in Richmond, 3 across Missouri. It is based in Warrensburg, MO and $141.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Central Missouri Community Credit Union920 Stonner Loop, 64085
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Community Bank of Missouri Bank · 1
Community Bank of Missouri has 1 branch in Richmond, 2 across Missouri and 2 nationwide. FDIC records list its main office in Richmond, MO and show it operating since 2001. With $94.1 million in total assets on June 30, 2026, it ranks No. 3,740 of 4,232 U.S. banks by total assets. Its main office at 904 Walton Way dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office904 Walton Way, 64085
Flat Branch Bank Bank · 1
Flat Branch Bank has 1 branch in Richmond, 2 across Missouri and 2 nationwide. FDIC records list its main office in Richmond, MO and show it operating since 1940. With $92.8 million in total assets on June 30, 2026, it ranks No. 3,751 of 4,232 U.S. banks by total assets. Its main office at 803 Wollard Blvd dates to 1940 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office803 Wollard Blvd, 64085
Goppert Financial Bank Bank · 1
Goppert Financial Bank has 1 branch in Richmond, 5 across Missouri and 5 nationwide. FDIC records list its main office in Lathrop, MO and show it operating since 1879. With $312.0 million in total assets on June 30, 2026, it ranks No. 2,421 of 4,232 U.S. banks by total assets. The Richmond Branch at 521 Johnny Walker Ln dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Richmond Branch521 Johnny Walker Ln, 64085
NBH Bank Bank · 1
NBH Bank has 1 branch in Richmond, 18 across Missouri and 97 nationwide. FDIC records list its main office in Greenwood Village, CO and show it operating since 2010. With $12.54 billion in total assets on June 30, 2026, it ranks No. 143 of 4,232 U.S. banks by total assets. The Richmond Spartan Branch # 19 at 200 N Spartan Dr dates to 1914 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Richmond Spartan Branch # 19200 N Spartan Dr, 64085
Join a credit union in Richmond
1 credit union has 1 office here: Central Missouri Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Richmond page has every office in the state's directory.
Banking in Richmond: the local picture
Short answer: 5 banks run 5 branches in Richmond according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 2 have their main office in Richmond, 2 elsewhere in Missouri and 1 out of state, according to the FDIC.
The bank with the longest record here is Goppert Financial Bank, operating since 1879 according to the FDIC. In FDIC branch records, the longest-running branch is NBH Bank's office at 200 N Spartan Dr, dating to 1914; the newest is Goppert Financial Bank's at 521 Johnny Walker Ln, from 2025.
The only credit union with an office here is Central Missouri Community Credit Union.
Of the 1 location with published hours. None open on Saturday. 5 locations have no published hours in these sources.
Saturday hours in Richmond
Short answer: None of the 1 Richmond location with published hours lists Saturday hours. 5 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Richmond, and where the nearest one is if they do not.
Short answer: No branches in Richmond: Chase (nearest in Blue Springs, 24 mi), Wells Fargo (nearest in Saint Louis, 206 mi), Bank of America (nearest in Blue Springs, 25 mi), PNC Bank (nearest in Lee'S Summit, 34 mi), U.S. Bank (nearest in Blue Springs, 23 mi), Truist, Fifth Third Bank, Huntington (nearest in Springfield, 146 mi), Regions Bank (nearest in Columbia, 91 mi), TD Bank, BMO (nearest in Liberty, 25 mi).
| Bank | In Richmond | Nearest branch if none here |
|---|---|---|
| Chase | None | Blue Springs, 24 miles away |
| Wells Fargo | None | Saint Louis, 206 miles away |
| Bank of America | None | Blue Springs, 25 miles away |
| PNC Bank | None | Lee'S Summit, 34 miles away |
| U.S. Bank | None | Blue Springs, 23 miles away |
| Truist | None | none in Missouri |
| Fifth Third Bank | None | none in Missouri |
| Huntington | None | Springfield, 146 miles away |
| Regions Bank | None | Columbia, 91 miles away |
| TD Bank | None | none in Missouri |
| BMO | None | Liberty, 25 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Richmond to the nearest branch in Missouri.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Richmond residents like anyone else.
Banks near Richmond
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lexington (7 miles) and Norborne (16 miles). Excelsior Springs, 16 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lexington, MO | 7 mi | 2 | 2 |
| Banks in Norborne, MO | 16 mi | 2 | 2 |
| Banks in Excelsior Springs, MO | 16 mi | 5 | 5 |
| Banks in Lawson, MO | 17 mi | 2 | 2 |
| Banks in Odessa, MO | 19 mi | 3 | 4 |
| Banks in Higginsville, MO | 19 mi | 3 | 3 |
| Banks in Oak Grove, MO | 20 mi | 2 | 2 |
| Banks in Grain Valley, MO | 22 mi | 2 | 3 |
Bank branch openings and closings in Richmond
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Richmond between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Nov 20, 2025 | Opened | Goppert Financial Bank | 521 Johnny Walker Ln, 64085 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Richmond
Short answer: 2 institutions have their main office in Richmond: Community Bank of Missouri and Flat Branch Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Community Bank of Missouri | Bank | $94.1 million | 1 |
| Flat Branch Bank | Bank | $92.8 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Richmond by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Richmond offices.
Short answer: NBH Bank is the largest bank with offices in Richmond, with $12.54 billion in total assets on June 30, 2026, No. 143 among U.S. banks by total assets. Academy Bank is second with $3.23 billion. 2 of the 5 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| NBH Bank | $12.54 billion | No. 143 | 1 | Greenwood Village, CO |
| Academy Bank | $3.23 billion | No. 401 | 1 | Kansas City, MO |
| Goppert Financial Bank | $312.0 million | No. 2,421 | 1 | Lathrop, MO |
| Community Bank of Missouri | $94.1 million | No. 3,740 | 1 | Richmond, MO |
| Flat Branch Bank | $92.8 million | No. 3,751 | 1 | Richmond, MO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Richmond: FAQ
How many banks are in Richmond, MO?
Richmond has 5 banks with 5 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Richmond?
NBH Bank, with 1. Academy Bank has 1 and Goppert Financial Bank has 1.
Is there a NBH Bank in Richmond, MO?
Yes. FDIC data lists 1 NBH Bank branch in Richmond as of September 5, 2026. The address and directions are under NBH Bank above.
Is there a Academy Bank in Richmond, MO?
Yes. FDIC data lists 1 Academy Bank branch in Richmond as of September 5, 2026. The address and directions are under Academy Bank above.
Is there a Goppert Financial Bank in Richmond, MO?
Yes. FDIC data lists 1 Goppert Financial Bank branch in Richmond as of September 5, 2026. The address and directions are under Goppert Financial Bank above.
Is there a Chase in Richmond, MO?
No. FDIC data lists no Chase branch in Richmond as of September 5, 2026. The nearest is in Blue Springs, about 24 miles away in a straight line.
Which banks in Richmond are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 5 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Richmond?
Community Bank of Missouri and Flat Branch Bank have their main office in Richmond, according to the FDIC.
What is the oldest bank in Richmond?
Goppert Financial Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1879.
Which credit unions can I join in Richmond?
Central Missouri Community Credit Union has an office in Richmond. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Richmond in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Richmond?
Nearby cities with more banks include Lexington, Norborne, Excelsior Springs. Lexington is 7 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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