US Bank Directory

Banks in Grain Valley, MO

2 FDIC-insured banks operate 3 offices in Grain Valley, Missouri.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Grain Valley

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 3 locations in Grain Valley, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Grain Valley

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: State Bank of Missouri has the most locations in Grain Valley, with 2. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

State Bank of Missouri 2 branches · main office Concordia, MO Bank · 2

State Bank of Missouri has 2 branches in Grain Valley, 4 across Missouri and 4 nationwide. FDIC records list its main office in Concordia, MO and show it operating since 1884. With $134.3 million in total assets on June 30, 2026, it ranks No. 3,451 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Grain Valley location is the Grain Valley Branch at 715 S Main St, dating to 1996; the newest, at 1301 Sw Eagles Pkwy, to 1998. It does not publish hours in the sources this page uses; check its site before you go.

  • Grain Valley Branch
    1301 Sw Eagles Pkwy, 64029
    Hours: see the bank's site
  • Grain Valley Branch
    715 S Main St, 64029
    Hours: see the bank's site
State Bank of Missouri: profile, branches and contacts
The Bank of Grain Valley 1 branch · main office Grain Valley, MO Bank · 1

The Bank of Grain Valley has 1 branch in Grain Valley, 2 across Missouri and 2 nationwide. FDIC records list its main office in Grain Valley, MO and show it operating since 1905. With $110.6 million in total assets on June 30, 2026, it ranks No. 3,619 of 4,232 U.S. banks by total assets. Its main office at 500 S Main St dates to 1905 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    500 S Main St, 64029
    Hours: see the bank's site
The Bank of Grain Valley: profile, branches and contacts

Banking in Grain Valley: the local picture

Short answer: 2 banks run 3 branches in Grain Valley according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Grain Valley, 1 elsewhere in Missouri, according to the FDIC.

The bank with the longest record here is State Bank of Missouri, operating since 1884 according to the FDIC. In FDIC branch records, the longest-running branch is The Bank of Grain Valley's office at 500 S Main St, dating to 1905; the newest is State Bank of Missouri's at 1301 Sw Eagles Pkwy, from 1998.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Grain Valley, and where the nearest one is if they do not.

Short answer: No branches in Grain Valley: Chase (nearest in Blue Springs, 4 mi), Wells Fargo (nearest in Saint Louis, 216 mi), Bank of America (nearest in Blue Springs, 4 mi), PNC Bank (nearest in Lee'S Summit, 13 mi), U.S. Bank (nearest in Blue Springs, 4 mi), Truist, Fifth Third Bank, Huntington (nearest in Springfield, 133 mi), Regions Bank (nearest in Columbia, 101 mi), TD Bank, BMO (nearest in Blue Springs, 4 mi).

BankIn Grain ValleyNearest branch if none here
ChaseNoneBlue Springs, 4 miles away
Wells FargoNoneSaint Louis, 216 miles away
Bank of AmericaNoneBlue Springs, 4 miles away
PNC BankNoneLee'S Summit, 13 miles away
U.S. BankNoneBlue Springs, 4 miles away
TruistNonenone in Missouri
Fifth Third BankNonenone in Missouri
HuntingtonNoneSpringfield, 133 miles away
Regions BankNoneColumbia, 101 miles away
TD BankNonenone in Missouri
BMONoneBlue Springs, 4 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Grain Valley to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Grain Valley residents like anyone else.

Banks near Grain Valley

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Blue Springs (3 miles) and Oak Grove (4 miles). Lees Summit, 11 miles away, has the most banks nearby: 22.

Bank branch openings and closings in Grain Valley

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Grain Valley between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Grain Valley

Short answer: 1 institution has its main office in Grain Valley: The Bank of Grain Valley.

InstitutionTypeTotal assets, June 30, 2026Offices here
The Bank of Grain ValleyBank$110.6 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Grain Valley by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Grain Valley offices.

Short answer: State Bank of Missouri is the largest bank with offices in Grain Valley, with $134.3 million in total assets on June 30, 2026, No. 3,451 among U.S. banks by total assets. The Bank of Grain Valley is second with $110.6 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
State Bank of Missouri$134.3 millionNo. 3,4512Concordia, MO
The Bank of Grain Valley$110.6 millionNo. 3,6191Grain Valley, MO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Grain Valley: FAQ

How many banks are in Grain Valley, MO?

Grain Valley has 2 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Grain Valley?

State Bank of Missouri, with 2. The Bank of Grain Valley has 1.

Is there a State Bank of Missouri in Grain Valley, MO?

Yes. FDIC data lists 2 State Bank of Missouri branches in Grain Valley as of September 5, 2026. Its branches are listed under State Bank of Missouri above, with the address and directions for each.

Is there a Chase in Grain Valley, MO?

No. FDIC data lists no Chase branch in Grain Valley as of September 5, 2026. The nearest is in Blue Springs, about 4 miles away in a straight line.

Which banks are headquartered in Grain Valley?

The Bank of Grain Valley has its main office in Grain Valley, according to the FDIC.

What is the oldest bank in Grain Valley?

State Bank of Missouri has the longest record among banks with a branch here: the FDIC shows it operating since 1884.

Did any bank branches open or close in Grain Valley in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Grain Valley?

Nearby cities with more banks include Blue Springs, Oak Grove, Lake Lotawana. Blue Springs is 3 miles away with 12 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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