US Bank Directory
Banks in Independence, MO
13 FDIC-insured banks operate 23 offices in Independence, Missouri, and 8 credit unions have 11 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Independence
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 21 banks and credit unions operate 34 locations in Independence, according to the FDIC and the NCUA. 33 of them have coordinates on record and are on the map. 21 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
33 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Independence
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: U.S. Bank, UMB Bank and Commerce Bank have the most locations in Independence, with 3 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Commerce Bank Bank · 3
Commerce Bank has 3 branches in Independence, 89 across Missouri and 154 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1984. With $35.02 billion in total assets on June 30, 2026, it ranks No. 61 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Independence location is the 39Th Street Branch at 18700 E 39th St S, dating to 1974; the newest, at 2915 S Noland Rd, to 1996. All 2 of its Independence locations with published hours open on Saturday.
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24 Highway Branch17601 East 24 Highway, 64056
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39Th Street Branch18700 E 39th St S, 64057
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: Commerce Bank branch locator (All The Places), checked Oct 10, 2026
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Independence Noland Road Branch2915 S Noland Rd, 64055
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: Commerce Bank branch locator (All The Places), checked Oct 10, 2026
Communityamerica Credit Union Credit union · 3
Communityamerica Credit Union has 3 officees in Independence, 32 across Missouri. It is based in Lenexa, KS and $8.98 billion in assets on March 31, 2026, according to its NCUA call report. All 3 of its Independence locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Hidden Valley Branch3100 S State Route 291, 64057
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Noland Road3720 S Noland Rd, 64055
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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40 Hwy Hy-Vee4545 S Noland Rd, 64055
All hours
Mon to Fri 9 am to 7 pm; Sat 10 am to 4 pm; Sun 10 am to 2 pm
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 3
U.S. Bank has 3 branches in Independence, 129 across Missouri and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Independence location is the 24 Highway Branch at 110 E Us Highway 24, dating to 1893; the newest, at 3640 S Noland Rd, to 1965. All 3 of its Independence locations with published hours open on Saturday.
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24 Highway Branch110 E Us Highway 24, 64050
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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Independence Center Branch18781 E 39th St S, 64057
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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Noland Road Branch3640 S Noland Rd, 64055
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
UMB Bank Bank · 3
UMB Bank has 3 branches in Independence, 45 across Missouri and 207 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1902. With $71.90 billion in total assets on June 30, 2026, it ranks No. 40 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Independence location is the East 39Th Street Branch at 13813 E 39th St S, dating to 1918; the newest, at 16900 Gudgell Rd, to 1997. All 3 of its Independence locations with published hours open on Saturday.
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East 39Th Street Branch13813 E 39th St S, 64055
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: UMB Bank branch locator (All The Places), checked Oct 10, 2026
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Gudgell Branch16900 Gudgell Rd, 64057
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: UMB Bank branch locator (All The Places), checked Oct 10, 2026
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40 Highway At 291 Drive Up Branch18909 E 48th St S, 64055
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: UMB Bank branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 2
Bank of America has 2 branches in Independence, 50 across Missouri and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Independence location is the Independence I - 70 Branch at 4041 S Lynn Ct Dr, dating to 1983; the newest, at 18820 East Us 40 Highway, to 2003. 1 of its 2 Independence locations with published hours open on Saturday.
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Eastland - Independence Branch18820 East Us 40 Highway, 64055
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Independence I - 70 Branch4041 S Lynn Ct Dr, 64055
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Blue Ridge Bank and Trust Co. Bank · 2
Blue Ridge Bank and Trust Co. has 2 branches in Independence, 8 across Missouri and 8 nationwide. FDIC records list its main office in Independence, MO and show it operating since 1958. With $866.6 million in total assets on June 30, 2026, it ranks No. 1,182 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Independence location is its main office at 4200 Little Blue Pkwy, dating to 1958; the newest, at 201 W Lexington Ave, to 2019. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office4200 Little Blue Pkwy, 64057
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Square Branch201 W Lexington Ave, 64050
BMO Bank · 2
BMO has 2 branches in Independence, 23 across Missouri and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Independence location is the Independence Branch at 4610 S Noland Rd, dating to 1986; the newest, at 18931 E Valley View Pkwy, to 2002. It does not publish hours in the sources this page uses; check its site before you go.
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Eastland Branch18931 E Valley View Pkwy, 64055
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Independence Branch4610 S Noland Rd, 64055
Central Bank Bank · 2
Central Bank has 2 branches in Independence, 125 across Missouri and 177 nationwide. FDIC records list its main office in Jefferson City, MO and show it operating since 1902. With $20.31 billion in total assets on June 30, 2026, it ranks No. 105 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Independence location is the Drive-In Branch at 10801 E 23rd St S, dating to 1973; the newest, at 4315 S Noland Rd, to 2005. It does not publish hours in the sources this page uses; check its site before you go.
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Drive-In Branch10801 E 23rd St S, 64052
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Independence Branch4315 S Noland Rd, 64055
United Consumers Credit Union Credit union · 2
United Consumers Credit Union has 2 officees in Independence, 4 across Missouri. It is based in Independence, MO and $216.5 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Independence locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office1111 E 23Rd St S, 64055
All hours
Mon to Fri 9:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Truman400 W Us Highway 24, 64050
All hours
Mon to Fri 9:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
1st Midamerica Credit Union Credit union · 1
1st Midamerica Credit Union has 1 office in Independence, 1 across Missouri. It is based in Bethalto, IL and $1.01 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Independence Office19301 E Valley View Pkwy, 64055
All hours
Mon to Fri 9 am to 5 pm; Sat 8 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Arvest Bank · 1
Arvest has 1 branch in Independence, 39 across Missouri and 228 nationwide. FDIC records list its main office in Fayetteville, AR and show it operating since 1871. With $28.05 billion in total assets on June 30, 2026, it ranks No. 77 of 4,232 U.S. banks by total assets. The Independence Branch at 4340 S Noland Rd dates to 1998 in FDIC branch records. It opens on Saturday.
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Independence Branch4340 S Noland Rd, 64055
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Arvest branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Independence, 45 across Missouri and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The 39Th St And Bolger Rd Branch at 17820 E 39th St S dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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39Th St And Bolger Rd Branch17820 E 39th St S, 64055
City Credit Union Credit union · 1
City Credit Union has 1 office in Independence, 1 across Missouri. It is based in Independence, MO and $64.4 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office2550 S State Route 291, 64057
All hours
Mon to Fri 8 am to 6 pm; Sat 8 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
First Federal Bank of Kansas City Bank · 1
First Federal Bank of Kansas City has 1 branch in Independence, 6 across Missouri and 9 nationwide. FDIC records list its main office in Lees Summit, MO and show it operating since 1934. With $992.5 million in total assets on June 30, 2026, it ranks No. 1,055 of 4,232 U.S. banks by total assets. The 3500 South Noland Road Branch at 3500 S Noland Rd dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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3500 South Noland Road Branch3500 S Noland Rd, 64055
Hawthorn Bank Bank · 1
Hawthorn Bank has 1 branch in Independence, 17 across Missouri and 18 nationwide. FDIC records list its main office in Jefferson City, MO and show it operating since 1911. With $1.76 billion in total assets on June 30, 2026, it ranks No. 657 of 4,232 U.S. banks by total assets. The Independence Branch at 17430 E 39th St S dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Independence Branch17430 E 39th St S, 64055
Holy Rosary Credit Union Credit union · 1
Holy Rosary Credit Union has 1 office in Independence, 4 across Missouri. It is based in Kansas City, MO and $46.9 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Hawthorne Branch16995 E Dover Ln, 64056
Independence Teachers Credit Union Credit union · 1
Independence Teachers Credit Union has 1 office in Independence, 1 across Missouri. It is based in Independence, MO and $16.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office201 N Forest Ave Ste 3, 64050
All hours
Mon to Fri 8 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Interfaith Credit Union Credit union · 1
Interfaith Credit Union has 1 office in Independence, 1 across Missouri. It is based in Montclair, CA and $135.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Missouri14506 E 39Th St S, 64055
All hours
Mon to Fri 9 am to 3 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
NBH Bank Bank · 1
NBH Bank has 1 branch in Independence, 18 across Missouri and 97 nationwide. FDIC records list its main office in Greenwood Village, CO and show it operating since 2010. With $12.54 billion in total assets on June 30, 2026, it ranks No. 143 of 4,232 U.S. banks by total assets. The Independence Branch # 8 at 18301 E 40 Hwy dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Independence Branch # 818301 E 40 Hwy, 64055
North American Savings Bank, F.S.B. Bank · 1
North American Savings Bank, F.S.B. has 1 branch in Independence, 10 across Missouri and 10 nationwide. FDIC records list its main office in Grandview, MO and show it operating since 1923. With $3.20 billion in total assets on June 30, 2026, it ranks No. 402 of 4,232 U.S. banks by total assets. The 11400 East 23Rd Branch at 11400 E 23rd St S dates to 1921 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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11400 East 23Rd Branch11400 E 23rd St S, 64052
Public Safety Credit Union Credit union · 1
Public Safety Credit Union has 1 office in Independence, 4 across Missouri. It is based in Kansas City, MO and $190.6 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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East Branch20130 E Valley View Pkwy, 64057
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Independence
8 credit unions have 11 offices here: Communityamerica Credit Union, United Consumers Credit Union, 1st Midamerica Credit Union, Public Safety Credit Union, Interfaith Credit Union and City Credit Union and 2 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Independence page has every office in the state's directory.
Banking in Independence: the local picture
Short answer: 13 banks run 23 branches in Independence according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 13 banks, 1 has its main office in Independence, 6 elsewhere in Missouri and 6 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 110 E Us Highway 24, dating to 1893; the newest is Chase's at 17820 E 39th St S, from 2022.
8 credit unions have 11 offices in Independence, according to the NCUA. Who can join each one is on the credit unions page.
Of the 21 locations with published hours. 16 open on Saturday. 13 locations have no published hours in these sources.
Banks by ZIP code in Independence
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 64055 has the most bank and credit union offices in Independence (19), followed by 64057 (7) and 64050 (4). Offices are spread across 5 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 64055 | 19 | 15 | BMO, Bank of America, Communityamerica Credit Union |
| 64057 | 7 | 7 | Blue Ridge Bank and Trust Co., City Credit Union, Commerce Bank |
| 64050 | 4 | 4 | Blue Ridge Bank and Trust Co., Independence Teachers Credit Union, U.S. Bank |
| 64052 | 2 | 2 | Central Bank, North American Savings Bank, F.S.B. |
| 64056 | 2 | 2 | Commerce Bank, Holy Rosary Credit Union |
Banks and credit unions open on Saturday in Independence
Short answer: 16 of the 21 Independence locations with published hours open on Saturday, run by 9 institutions.
- U.S. Bank: 3 of 3 branches (110 E Us Highway 24: Saturday 9 am to 12 pm, and 2 more)
- UMB Bank: 3 of 3 branches (13813 E 39th St S: Saturday 9 am to 12 pm, and 2 more)
- Commerce Bank: 2 of 3 branches (18700 E 39th St S: Saturday 9 am to 12 pm, and 1 more)
- Bank of America: 1 of 2 branches (4041 S Lynn Ct Dr: Saturday 9 am to 2 pm)
- Arvest: 1 of 1 branch (4340 S Noland Rd: Saturday 9 am to 12 pm)
- Communityamerica Credit Union: 3 of 3 offices (3100 S State Route 291: Saturday 9 am to 1 pm, and 2 more)
- 1st Midamerica Credit Union: 1 of 1 office (19301 E Valley View Pkwy: Saturday 8 am to 12 pm)
- Public Safety Credit Union: 1 of 1 office (20130 E Valley View Pkwy: Saturday 9 am to 1 pm)
- City Credit Union: 1 of 1 office (2550 S State Route 291: Saturday 8 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 13 of the 34 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Independence, and where the nearest one is if they do not.
Short answer: In Independence: Chase (1), Bank of America (2), U.S. Bank (3), BMO (2). No branches in Independence: Wells Fargo (nearest in Saint Louis, 227 mi), PNC Bank (nearest in Lee'S Summit, 9 mi), Truist, Fifth Third Bank, Huntington (nearest in Springfield, 140 mi), Regions Bank (nearest in Columbia, 111 mi), TD Bank.
| Bank | In Independence | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Bank of America | 2 branches | here |
| U.S. Bank | 3 branches | here |
| BMO | 2 branches | here |
| Wells Fargo | None | Saint Louis, 227 miles away |
| PNC Bank | None | Lee'S Summit, 9 miles away |
| Truist | None | none in Missouri |
| Fifth Third Bank | None | none in Missouri |
| Huntington | None | Springfield, 140 miles away |
| Regions Bank | None | Columbia, 111 miles away |
| TD Bank | None | none in Missouri |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Independence to the nearest branch in Missouri.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Independence residents like anyone else.
Banks near Independence
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Raytown (6 miles) and Blue Springs (7 miles). Kansas City, 10 miles away, has the most banks nearby: 42.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Raytown, MO | 6 mi | 6 | 6 |
| Banks in Blue Springs, MO | 7 mi | 12 | 16 |
| Banks in Lees Summit, MO | 9 mi | 22 | 36 |
| Banks in Lee'S Summit, MO | 9 mi | 6 | 6 |
| Banks in Grain Valley, MO | 10 mi | 2 | 3 |
| Banks in Kansas City, MO | 10 mi | 42 | 116 |
| Banks in North Kansas City, MO | 11 mi | 5 | 5 |
| Banks in Lake Lotawana, MO | 12 mi | 2 | 2 |
Bank branch openings and closings in Independence
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Independence between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Independence
Short answer: 4 institutions have their main office in Independence: Blue Ridge Bank and Trust Co., United Consumers Credit Union, City Credit Union and Independence Teachers Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Blue Ridge Bank and Trust Co. | Bank | $866.6 million | 2 |
| United Consumers Credit Union | Credit union | $216.5 million | 2 |
| City Credit Union | Credit union | $64.4 million | 1 |
| Independence Teachers Credit Union | Credit union | $16.6 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Independence by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Independence offices.
Short answer: Chase is the largest bank with offices in Independence, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 1 of the 13 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 2 | Charlotte, NC |
| U.S. Bank | $705.55 billion | No. 6 | 3 | Cincinnati, OH |
| BMO | $254.97 billion | No. 16 | 2 | Chicago, IL |
| UMB Bank | $71.90 billion | No. 40 | 3 | Kansas City, MO |
| Commerce Bank | $35.02 billion | No. 61 | 3 | Kansas City, MO |
| Arvest | $28.05 billion | No. 77 | 1 | Fayetteville, AR |
| Central Bank | $20.31 billion | No. 105 | 2 | Jefferson City, MO |
| NBH Bank | $12.54 billion | No. 143 | 1 | Greenwood Village, CO |
| North American Savings Bank, F.S.B. | $3.20 billion | No. 402 | 1 | Grandview, MO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Independence: FAQ
How many banks are in Independence, MO?
Independence has 13 banks with 23 branches and 8 credit unions with 11 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Independence?
U.S. Bank, with 3. UMB Bank has 3 and Commerce Bank has 3.
Is there a U.S. Bank in Independence, MO?
Yes. FDIC data lists 3 U.S. Bank branches in Independence as of September 5, 2026. Its branches are listed under U.S. Bank above, with the address and directions for each.
Is there a UMB Bank in Independence, MO?
Yes. FDIC data lists 3 UMB Bank branches in Independence as of September 5, 2026. Its branches are listed under UMB Bank above, with the address and directions for each.
Is there a Commerce Bank in Independence, MO?
Yes. FDIC data lists 3 Commerce Bank branches in Independence as of September 5, 2026. Its branches are listed under Commerce Bank above, with the address and directions for each.
Is there a Wells Fargo in Independence, MO?
No. FDIC data lists no Wells Fargo branch in Independence as of September 5, 2026. The nearest is in Saint Louis, about 227 miles away in a straight line.
Which banks in Independence are open on Saturday?
U.S. Bank, UMB Bank, Commerce Bank and Bank of America and 5 more publish Saturday hours for one or more Independence locations. The Saturday section above lists each one with its hours. 13 of the 34 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Independence?
Blue Ridge Bank and Trust Co., United Consumers Credit Union, City Credit Union and Independence Teachers Credit Union have their main office in Independence, according to the FDIC and the NCUA.
What is the oldest bank in Independence?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Independence?
Communityamerica Credit Union, United Consumers Credit Union, 1st Midamerica Credit Union and Public Safety Credit Union and 4 more have offices in Independence. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Independence in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Independence?
Nearby cities with more banks include Raytown, Blue Springs, Lees Summit. Raytown is 6 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 10 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (11 of 23 branches: Arvest, Bank of America, Commerce Bank, U.S. Bank, UMB Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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