US Bank Directory

Banks in Raytown, MO

6 FDIC-insured banks operate 6 offices in Raytown, Missouri, and 4 credit unions have 4 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Raytown

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 10 banks and credit unions operate 10 locations in Raytown, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 8 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

10 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Raytown

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 6 banks share the most locations in Raytown, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Raytown, 50 across Missouri and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Raytown - 350 Highway Branch at 10100 E Highway 350 dates to 1974 in FDIC branch records. Its published hours do not list Saturday.

  • Raytown - 350 Highway Branch
    10100 E Highway 350, 64138
    (816) 979-6292Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Blue Ridge Bank and Trust Co. 1 branch · main office Independence, MO Bank · 1

Blue Ridge Bank and Trust Co. has 1 branch in Raytown, 8 across Missouri and 8 nationwide. FDIC records list its main office in Independence, MO and show it operating since 1958. With $866.6 million in total assets on June 30, 2026, it ranks No. 1,182 of 4,232 U.S. banks by total assets. The Raytown Branch at 6202 Raytown Trfy dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Raytown Branch
    6202 Raytown Trfy, 64133
    Hours: see the bank's site
Blue Ridge Bank and Trust Co.: profile, branches and contacts
Commerce Bank 1 branch · main office Kansas City, MO Bank · 1

Commerce Bank has 1 branch in Raytown, 89 across Missouri and 154 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1984. With $35.02 billion in total assets on June 30, 2026, it ranks No. 61 of 4,232 U.S. banks by total assets. The Raytown Banking Center Branch at 6705 Blue Ridge Blvd dates to 1989 in FDIC branch records. It opens on Saturday.

  • Raytown Banking Center Branch
    6705 Blue Ridge Blvd, 64133
    (816) 234-2250Today 8:30 am to 5:30 pm
    All hours

    Mon to Fri 8:30 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Commerce Bank branch locator (All The Places), checked Oct 10, 2026

Commerce Bank: profile, branches and contacts
Communityamerica Credit Union 1 office · main office Lenexa, KS Credit union · 1

Communityamerica Credit Union has 1 office in Raytown, 32 across Missouri. It is based in Lenexa, KS and $8.98 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Raytown Hy-Vee
    9400 E State Route 350, 64133
    (913) 905-7000Today 9 am to 7 pm
    All hours

    Mon to Fri 9 am to 7 pm; Sat 10 am to 4 pm; Sun 10 am to 2 pm

    Hours: NCUA, March 31, 2026

Communityamerica Credit Union: profile, branches and contacts
First Federal Bank of Kansas City 1 branch · main office Lees Summit, MO Bank · 1

First Federal Bank of Kansas City has 1 branch in Raytown, 6 across Missouri and 9 nationwide. FDIC records list its main office in Lees Summit, MO and show it operating since 1934. With $992.5 million in total assets on June 30, 2026, it ranks No. 1,055 of 4,232 U.S. banks by total assets. The 9330 East Gregory Blvd Branch at 9330 E Gregory Blvd dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 9330 East Gregory Blvd Branch
    9330 E Gregory Blvd, 64133
    Hours: see the bank's site
First Federal Bank of Kansas City: profile, branches and contacts
Raytown-lee's Summit Community Credit Union 1 office · main office Raytown, MO Credit union · 1

Raytown-lee's Summit Community Credit Union has 1 office in Raytown, 2 across Missouri. It is based in Raytown, MO and $59.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    10021 E 66Th Ter, 64133
    (816) 356-0791Today 7:30 am to 5 pm
    All hours

    Mon to Fri 7:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Raytown-lee's Summit Community Credit Union: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Raytown, 129 across Missouri and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Gregory Branch at 9063 E Gregory Blvd dates to 1958 in FDIC branch records. It opens on Saturday.

  • Gregory Branch
    9063 E Gregory Blvd, 64133
    (816) 743-6239Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts
UMB Bank UMB Bank, National Association · 1 branch · main office Kansas City, MO Bank · 1

UMB Bank has 1 branch in Raytown, 45 across Missouri and 207 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1902. With $71.90 billion in total assets on June 30, 2026, it ranks No. 40 of 4,232 U.S. banks by total assets. The Raytown Branch at 6252 Raytown Rd dates to 1934 in FDIC branch records. It opens on Saturday.

  • Raytown Branch
    6252 Raytown Rd, 64133
    (816) 316-2500Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: UMB Bank branch locator (All The Places), checked Oct 10, 2026

UMB Bank: profile, branches and contacts
United Consumers Credit Union 1 office · main office Independence, MO Credit union · 1

United Consumers Credit Union has 1 office in Raytown, 4 across Missouri. It is based in Independence, MO and $216.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Raytown
    8730 E 63Rd St, 64133
    (816) 325-6900Today 9:30 am to 5:30 pm
    All hours

    Mon to Fri 9:30 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

United Consumers Credit Union: profile, branches and contacts
United Labor Credit Union 1 office · main office Raytown, MO Credit union · 1

United Labor Credit Union has 1 office in Raytown, 1 across Missouri. It is based in Raytown, MO and $22.6 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    10000 E 66Th Ter, 64133
    (816) 313-2848Today 8:30 am to 5 pm
    All hours

    Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 5:30 pm; Sat 8:30 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

United Labor Credit Union: profile, branches and contacts

Join a credit union in Raytown

4 credit unions have 4 offices here: Communityamerica Credit Union, United Consumers Credit Union, Raytown-lee's Summit Community Credit Union and United Labor Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Raytown page has every office in the state's directory.

Banking in Raytown: the local picture

Short answer: 6 banks run 6 branches in Raytown according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 0 have their main office in Raytown, 4 elsewhere in Missouri and 2 out of state, according to the FDIC.

The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is UMB Bank's office at 6252 Raytown Rd, dating to 1934; the newest is Blue Ridge Bank and Trust Co.'s at 6202 Raytown Trfy, from 1994.

4 credit unions have 4 offices in Raytown, according to the NCUA. Who can join each one is on the credit unions page.

Of the 8 locations with published hours. 5 open on Saturday. 2 locations have no published hours in these sources.

Banks by ZIP code in Raytown

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 64133 has the most bank and credit union offices in Raytown (9), followed by 64138 (1). Offices are spread across 2 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
6413399Blue Ridge Bank and Trust Co., Commerce Bank, Communityamerica Credit Union
6413811Bank of America

Banks and credit unions open on Saturday in Raytown

Short answer: 5 of the 8 Raytown locations with published hours open on Saturday, run by 5 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Raytown, and where the nearest one is if they do not.

Short answer: In Raytown: Bank of America (1), U.S. Bank (1). No branches in Raytown: Chase (nearest in Kansas City, 4 mi), Wells Fargo (nearest in Saint Louis, 230 mi), PNC Bank (nearest in Lee'S Summit, 6 mi), Truist, Fifth Third Bank, Huntington (nearest in Springfield, 138 mi), Regions Bank (nearest in Columbia, 115 mi), TD Bank, BMO (nearest in Independence, 4 mi).

BankIn RaytownNearest branch if none here
Bank of America1 branchhere
U.S. Bank1 branchhere
ChaseNoneKansas City, 4 miles away
Wells FargoNoneSaint Louis, 230 miles away
PNC BankNoneLee'S Summit, 6 miles away
TruistNonenone in Missouri
Fifth Third BankNonenone in Missouri
HuntingtonNoneSpringfield, 138 miles away
Regions BankNoneColumbia, 115 miles away
TD BankNonenone in Missouri
BMONoneIndependence, 4 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Raytown to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Raytown residents like anyone else.

Banks near Raytown

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Independence (6 miles) and Lee'S Summit (7 miles). Kansas City, 9 miles away, has the most banks nearby: 42.

Bank branch openings and closings in Raytown

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Raytown between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Raytown

Short answer: 2 institutions have their main office in Raytown: Raytown-lee's Summit Community Credit Union and United Labor Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Raytown-lee's Summit Community Credit UnionCredit union$59.6 million1
United Labor Credit UnionCredit union$22.6 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Raytown by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Raytown offices.

Short answer: Bank of America is the largest bank with offices in Raytown, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank of America$2.65 trillionNo. 21Charlotte, NC
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
UMB Bank$71.90 billionNo. 401Kansas City, MO
Commerce Bank$35.02 billionNo. 611Kansas City, MO
First Federal Bank of Kansas City$992.5 millionNo. 1,0551Lees Summit, MO
Blue Ridge Bank and Trust Co.$866.6 millionNo. 1,1821Independence, MO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Raytown: FAQ

How many banks are in Raytown, MO?

Raytown has 6 banks with 6 branches and 4 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Raytown?

Bank of America, with 1. U.S. Bank has 1 and UMB Bank has 1.

Is there a Bank of America in Raytown, MO?

Yes. FDIC data lists 1 Bank of America branch in Raytown as of September 5, 2026. The address and directions are under Bank of America above.

Is there a U.S. Bank in Raytown, MO?

Yes. FDIC data lists 1 U.S. Bank branch in Raytown as of September 5, 2026. The address and directions are under U.S. Bank above.

Is there a UMB Bank in Raytown, MO?

Yes. FDIC data lists 1 UMB Bank branch in Raytown as of September 5, 2026. The address and directions are under UMB Bank above.

Is there a Chase in Raytown, MO?

No. FDIC data lists no Chase branch in Raytown as of September 5, 2026. The nearest is in Kansas City, about 4 miles away in a straight line.

Which banks in Raytown are open on Saturday?

U.S. Bank, UMB Bank, Commerce Bank and Communityamerica Credit Union and 1 more publish Saturday hours for one or more Raytown locations. The Saturday section above lists each one with its hours. 2 of the 10 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Raytown?

Raytown-lee's Summit Community Credit Union and United Labor Credit Union have their main office in Raytown, according to the FDIC and the NCUA.

What is the oldest bank in Raytown?

U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Which credit unions can I join in Raytown?

Communityamerica Credit Union, United Consumers Credit Union, Raytown-lee's Summit Community Credit Union and United Labor Credit Union have offices in Raytown. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Raytown in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Raytown?

Nearby cities with more banks include Independence, Lee'S Summit, Lees Summit. Independence is 6 miles away with 13 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 4 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (4 of 6 branches: Bank of America, Commerce Bank, U.S. Bank, UMB Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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