Banks in Odessa, MO

Bank branch map: Odessa

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 4 locations in Odessa, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Odessa

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank of Odessa has the most locations in Odessa, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of Odessa 2 branches · main office Odessa, MO Bank · 2

Bank of Odessa has 2 branches in Odessa, 4 across Missouri and 4 nationwide. FDIC records list its main office in Odessa, MO and show it operating since 1880. With $667.1 million in total assets on June 30, 2026, it ranks No. 1,426 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Odessa location is its main office at 301 W Us Highway 40, dating to 1880; the newest, at 201 S 2nd St, to 1975. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  301 W Us Highway 40, 64076

  Hours: see the bank's site
  DirectionsWebsite
• Drive-In Facility

  201 S 2nd St, 64076

  Hours: see the bank's site
  DirectionsWebsite

Bank of Odessa: profile, branches and contacts

Central Bank The Central Trust Bank · 1 branch · main office Jefferson City, MO Bank · 1

Central Bank has 1 branch in Odessa, 125 across Missouri and 177 nationwide. FDIC records list its main office in Jefferson City, MO and show it operating since 1902. With $20.31 billion in total assets on June 30, 2026, it ranks No. 105 of 4,232 U.S. banks by total assets. The Odessa Branch at 416 N 2nd St dates to 1991 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Odessa Branch

  416 N 2nd St, 64076

  Hours: see the bank's site
  DirectionsWebsite

Central Bank: profile, branches and contacts

Concordia Bank of Concordia, Missouri 1 branch · main office Concordia, MO Bank · 1

Concordia Bank of Concordia, Missouri has 1 branch in Odessa, 4 across Missouri and 4 nationwide. FDIC records list its main office in Concordia, MO and show it operating since 1932. With $130.0 million in total assets on June 30, 2026, it ranks No. 3,479 of 4,232 U.S. banks by total assets. The Concordia Bank at 325 S 2nd St dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Concordia Bank

  325 S 2nd St, 64076

  Hours: see the bank's site
  DirectionsWebsite

Concordia Bank of Concordia, Missouri: profile, branches and contacts

Banking in Odessa: the local picture

Short answer: 3 banks run 4 branches in Odessa according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in Odessa, 2 elsewhere in Missouri, according to the FDIC.

The bank with the longest record here is Bank of Odessa, operating since 1880 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of Odessa's office at 301 W Us Highway 40, dating to 1880; the newest is Concordia Bank of Concordia, Missouri's at 325 S 2nd St, from 2006.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Odessa, and where the nearest one is if they do not.

Short answer: No branches in Odessa: Chase (nearest in Blue Springs, 17 mi), Wells Fargo (nearest in Saint Louis, 203 mi), Bank of America (nearest in Blue Springs, 17 mi), PNC Bank (nearest in Lee'S Summit, 25 mi), U.S. Bank (nearest in Blue Springs, 17 mi), Truist, Fifth Third Bank, Huntington (nearest in Springfield, 128 mi), Regions Bank (nearest in Columbia, 87 mi), TD Bank, BMO (nearest in Blue Springs, 17 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Odessa to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Odessa residents like anyone else.

Banks near Odessa

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Oak Grove (9 miles) and Higginsville (13 miles). Blue Springs, 17 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Odessa

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Odessa between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Odessa

Short answer: 1 institution has its main office in Odessa: Bank of Odessa.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Odessa by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Odessa offices.

Short answer: Central Bank is the largest bank with offices in Odessa, with $20.31 billion in total assets on June 30, 2026, No. 105 among U.S. banks by total assets. Bank of Odessa is second with $667.1 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Odessa: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.