US Bank Directory

Banks in Excelsior Springs, MO

5 FDIC-insured banks operate 5 offices in Excelsior Springs, Missouri.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Excelsior Springs

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 5 locations in Excelsior Springs, according to the FDIC. 5 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

5 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Excelsior Springs

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 5 banks share the most locations in Excelsior Springs, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Central Bank The Central Trust Bank · 1 branch · main office Jefferson City, MO Bank · 1

Central Bank has 1 branch in Excelsior Springs, 125 across Missouri and 177 nationwide. FDIC records list its main office in Jefferson City, MO and show it operating since 1902. With $20.31 billion in total assets on June 30, 2026, it ranks No. 105 of 4,232 U.S. banks by total assets. The Excelsior Springs Branch at 2210 Patsy Ln dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Excelsior Springs Branch
    2210 Patsy Ln, 64024
    Hours: see the bank's site
Central Bank: profile, branches and contacts
Community Bank of Missouri 1 branch · main office Richmond, MO Bank · 1

Community Bank of Missouri has 1 branch in Excelsior Springs, 2 across Missouri and 2 nationwide. FDIC records list its main office in Richmond, MO and show it operating since 2001. With $94.1 million in total assets on June 30, 2026, it ranks No. 3,740 of 4,232 U.S. banks by total assets. The Community Bank Of Missouri Branch at 1400 Hospital Dr dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Community Bank Of Missouri Branch
    1400 Hospital Dr, 64024
    Hours: see the bank's site
Community Bank of Missouri: profile, branches and contacts
Farmers State Bank 1 branch · main office Cameron, MO Bank · 1

Farmers State Bank has 1 branch in Excelsior Springs, 9 across Missouri and 9 nationwide. FDIC records list its main office in Cameron, MO and show it operating since 1934. With $385.4 million in total assets on June 30, 2026, it ranks No. 2,129 of 4,232 U.S. banks by total assets. The Farmers State Bank, Excelsior Springs Branch at 2380 Vintage Court dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Farmers State Bank, Excelsior Springs Branch
    2380 Vintage Court, 64024
    Hours: see the bank's site
Farmers State Bank: profile, branches and contacts
NBH Bank 1 branch · main office Greenwood Village, CO Bank · 1

NBH Bank has 1 branch in Excelsior Springs, 18 across Missouri and 97 nationwide. FDIC records list its main office in Greenwood Village, CO and show it operating since 2010. With $12.54 billion in total assets on June 30, 2026, it ranks No. 143 of 4,232 U.S. banks by total assets. The Excelsior Springs Jesse James Branch # 18 at 201 N Jesse James Rd dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Excelsior Springs Jesse James Branch # 18
    201 N Jesse James Rd, 64024
    Hours: see the bank's site
NBH Bank: profile, branches and contacts
North American Savings Bank, F.S.B. 1 branch · main office Grandview, MO Bank · 1

North American Savings Bank, F.S.B. has 1 branch in Excelsior Springs, 10 across Missouri and 10 nationwide. FDIC records list its main office in Grandview, MO and show it operating since 1923. With $3.20 billion in total assets on June 30, 2026, it ranks No. 402 of 4,232 U.S. banks by total assets. The Community Bank - Excelsior Springs Branch at 1001 N Jesse James Rd dates to 1931 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Community Bank - Excelsior Springs Branch
    1001 N Jesse James Rd, 64024
    Hours: see the bank's site
North American Savings Bank, F.S.B.: profile, branches and contacts

Banking in Excelsior Springs: the local picture

Short answer: 5 banks run 5 branches in Excelsior Springs according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 0 have their main office in Excelsior Springs, 4 elsewhere in Missouri and 1 out of state, according to the FDIC.

The bank with the longest record here is Central Bank, operating since 1902 according to the FDIC. In FDIC branch records, the longest-running branch is North American Savings Bank, F.S.B.'s office at 1001 N Jesse James Rd, dating to 1931; the newest is Farmers State Bank's at 2380 Vintage Court, from 2024.

None of the 5 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Excelsior Springs, and where the nearest one is if they do not.

Short answer: No branches in Excelsior Springs: Chase (nearest in Kansas City, 14 mi), Wells Fargo (nearest in Saint Louis, 222 mi), Bank of America (nearest in Liberty, 12 mi), PNC Bank (nearest in Kansas City, 25 mi), U.S. Bank (nearest in Liberty, 13 mi), Truist, Fifth Third Bank, Huntington (nearest in Springfield, 155 mi), Regions Bank (nearest in Columbia, 107 mi), TD Bank, BMO (nearest in Liberty, 12 mi).

BankIn Excelsior SpringsNearest branch if none here
ChaseNoneKansas City, 14 miles away
Wells FargoNoneSaint Louis, 222 miles away
Bank of AmericaNoneLiberty, 12 miles away
PNC BankNoneKansas City, 25 miles away
U.S. BankNoneLiberty, 13 miles away
TruistNonenone in Missouri
Fifth Third BankNonenone in Missouri
HuntingtonNoneSpringfield, 155 miles away
Regions BankNoneColumbia, 107 miles away
TD BankNonenone in Missouri
BMONoneLiberty, 12 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Excelsior Springs to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Excelsior Springs residents like anyone else.

Banks near Excelsior Springs

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Lawson (6 miles) and Kearney (7 miles). Liberty, 12 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Excelsior Springs

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Excelsior Springs between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Excelsior Springs by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Excelsior Springs offices.

Short answer: Central Bank is the largest bank with offices in Excelsior Springs, with $20.31 billion in total assets on June 30, 2026, No. 105 among U.S. banks by total assets. NBH Bank is second with $12.54 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Central Bank$20.31 billionNo. 1051Jefferson City, MO
NBH Bank$12.54 billionNo. 1431Greenwood Village, CO
North American Savings Bank, F.S.B.$3.20 billionNo. 4021Grandview, MO
Farmers State Bank$385.4 millionNo. 2,1291Cameron, MO
Community Bank of Missouri$94.1 millionNo. 3,7401Richmond, MO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Excelsior Springs: FAQ

How many banks are in Excelsior Springs, MO?

Excelsior Springs has 5 banks with 5 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Excelsior Springs?

Central Bank, with 1. NBH Bank has 1 and North American Savings Bank, F.S.B. has 1.

Is there a Central Bank in Excelsior Springs, MO?

Yes. FDIC data lists 1 Central Bank branch in Excelsior Springs as of September 5, 2026. The address and directions are under Central Bank above.

Is there a NBH Bank in Excelsior Springs, MO?

Yes. FDIC data lists 1 NBH Bank branch in Excelsior Springs as of September 5, 2026. The address and directions are under NBH Bank above.

Is there a North American Savings Bank, F.S.B. in Excelsior Springs, MO?

Yes. FDIC data lists 1 North American Savings Bank, F.S.B. branch in Excelsior Springs as of September 5, 2026. The address and directions are under North American Savings Bank, F.S.B. above.

Is there a Chase in Excelsior Springs, MO?

No. FDIC data lists no Chase branch in Excelsior Springs as of September 5, 2026. The nearest is in Kansas City, about 14 miles away in a straight line.

What is the oldest bank in Excelsior Springs?

Central Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1902.

Did any bank branches open or close in Excelsior Springs in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Excelsior Springs?

Nearby cities with more banks include Lawson, Kearney, Liberty. Lawson is 6 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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