Banks in Smithville, MO

Bank branch map: Smithville

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 5 locations in Smithville, according to the FDIC. 5 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Smithville

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Central Bank has the most locations in Smithville, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Central Bank The Central Trust Bank · 2 branches · main office Jefferson City, MO Bank · 2

Central Bank has 2 branches in Smithville, 125 across Missouri and 177 nationwide. FDIC records list its main office in Jefferson City, MO and show it operating since 1902. With $20.31 billion in total assets on June 30, 2026, it ranks No. 105 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Smithville location is the Smithville Branch at 302 W Main St, dating to 1918; the newest, at 1603 S 169 Hwy, to 1999. It does not publish hours in the sources this page uses; check its site before you go.

• Smithville South Branch

  1603 S 169 Hwy, 64089

  Hours: see the bank's site
  DirectionsWebsite
• Smithville Branch

  302 W Main St, 64089

  Hours: see the bank's site
  DirectionsWebsite

Central Bank: profile, branches and contacts

Security Bank of Kansas City 1 branch · main office Kansas City, KS Bank · 1

Security Bank of Kansas City has 1 branch in Smithville, 12 across Missouri and 34 nationwide. FDIC records list its main office in Kansas City, KS and show it operating since 1933. With $3.86 billion in total assets on June 30, 2026, it ranks No. 344 of 4,232 U.S. banks by total assets. The Smithville Branch at 1304 S 169 Us Highway dates to 1931 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Smithville Branch

  1304 S 169 Us Highway, 64089

  Hours: see the bank's site
  DirectionsWebsite

Security Bank of Kansas City: profile, branches and contacts

Southern Bank 1 branch · main office Poplar Bluff, MO Bank · 1

Southern Bank has 1 branch in Smithville, 55 across Missouri and 69 nationwide. FDIC records list its main office in Poplar Bluff, MO and show it operating since 1887. With $5.19 billion in total assets on June 30, 2026, it ranks No. 284 of 4,232 U.S. banks by total assets. The Smithville Facility Branch at 100 Northeast State Highway 92 dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Smithville Facility Branch

  100 Northeast State Highway 92, 64089

  Hours: see the bank's site
  DirectionsWebsite

Southern Bank: profile, branches and contacts

The Nodaway Valley Bank 1 branch · main office Maryville, MO Bank · 1

The Nodaway Valley Bank has 1 branch in Smithville, 10 across Missouri and 10 nationwide. FDIC records list its main office in Maryville, MO and show it operating since 1868. With $1.62 billion in total assets on June 30, 2026, it ranks No. 697 of 4,232 U.S. banks by total assets. The Smithville Branch at 14790 N Fairview Dr dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Smithville Branch

  14790 N Fairview Dr, 64089

  Hours: see the bank's site
  DirectionsWebsite

The Nodaway Valley Bank: profile, branches and contacts

Banking in Smithville: the local picture

Short answer: 4 banks run 5 branches in Smithville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Smithville, 3 elsewhere in Missouri and 1 out of state, according to the FDIC.

The bank with the longest record here is The Nodaway Valley Bank, operating since 1868 according to the FDIC. In FDIC branch records, the longest-running branch is Central Bank's office at 302 W Main St, dating to 1918; the newest is The Nodaway Valley Bank's at 14790 N Fairview Dr, from 2020.

None of the 5 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Smithville, and where the nearest one is if they do not.

Short answer: No branches in Smithville: Chase (nearest in Kansas City, 10 mi), Wells Fargo (nearest in Saint Louis, 239 mi), Bank of America (nearest in Kansas City, 10 mi), PNC Bank (nearest in Kansas City, 20 mi), U.S. Bank (nearest in Kansas City, 11 mi), Truist, Fifth Third Bank, Huntington (nearest in Springfield, 165 mi), Regions Bank (nearest in Columbia, 124 mi), TD Bank, BMO (nearest in Liberty, 12 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Smithville to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Smithville residents like anyone else.

Banks near Smithville

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Platte City (10 miles) and Kearney (11 miles). Liberty, 12 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Smithville

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Smithville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Smithville by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Smithville offices.

Short answer: Central Bank is the largest bank with offices in Smithville, with $20.31 billion in total assets on June 30, 2026, No. 105 among U.S. banks by total assets. Southern Bank is second with $5.19 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Smithville: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.