US Bank Directory

Banks in Kearney, MO

4 FDIC-insured banks operate 6 offices in Kearney, Missouri.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Kearney

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 6 locations in Kearney, according to the FDIC. 6 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

6 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Kearney

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: HNB National Bank and Verimore Bank have the most locations in Kearney, with 2 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

HNB National Bank 2 branches · main office Hannibal, MO Bank · 2

HNB National Bank has 2 branches in Kearney, 17 across Missouri and 17 nationwide. FDIC records list its main office in Hannibal, MO and show it operating since 1888. With $1.31 billion in total assets on June 30, 2026, it ranks No. 842 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Kearney location is the Price Chopper Location at 701 Watson Dr, dating to 2014; the newest, at 310 W 92 Hwy, to 2026. It does not publish hours in the sources this page uses; check its site before you go.

  • Kearney Trust Company Branch
    310 W 92 Hwy, 64060
    Hours: see the bank's site
  • Price Chopper Location
    701 Watson Dr, 64060
    Hours: see the bank's site
HNB National Bank: profile, branches and contacts
Verimore Bank 2 branches · main office Brookfield, MO Bank · 2

Verimore Bank has 2 branches in Kearney, 8 across Missouri and 8 nationwide. FDIC records list its main office in Brookfield, MO and show it operating since 1934. With $639.1 million in total assets on June 30, 2026, it ranks No. 1,490 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Kearney location is the 303 South Jefferson Branch at 303 S Jefferson St, dating to 1922; the newest, at 455 Sam Barr Dr, to 2006. It does not publish hours in the sources this page uses; check its site before you go.

  • 303 South Jefferson Branch
    303 S Jefferson St, 64060
    Hours: see the bank's site
  • Sam Barr Drive Branch
    455 Sam Barr Dr, 64060
    Hours: see the bank's site
Verimore Bank: profile, branches and contacts
Academy Bank Academy Bank, National Association · 1 branch · main office Kansas City, MO Bank · 1

Academy Bank has 1 branch in Kearney, 29 across Missouri and 80 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1966. With $3.23 billion in total assets on June 30, 2026, it ranks No. 401 of 4,232 U.S. banks by total assets. The Kearney Main Branch 181 at 950 W 92 Hwy dates to 1887 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Kearney Main Branch 181
    950 W 92 Hwy, 64060
    Hours: see the bank's site
Academy Bank: profile, branches and contacts
Southern Bank 1 branch · main office Poplar Bluff, MO Bank · 1

Southern Bank has 1 branch in Kearney, 55 across Missouri and 69 nationwide. FDIC records list its main office in Poplar Bluff, MO and show it operating since 1887. With $5.19 billion in total assets on June 30, 2026, it ranks No. 284 of 4,232 U.S. banks by total assets. The Kearney Facility Branch at 2041 Commerce Dr dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Kearney Facility Branch
    2041 Commerce Dr, 64060
    Hours: see the bank's site
Southern Bank: profile, branches and contacts

Banking in Kearney: the local picture

Short answer: 4 banks run 6 branches in Kearney according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Kearney, 4 elsewhere in Missouri, according to the FDIC.

The bank with the longest record here is Southern Bank, operating since 1887 according to the FDIC. In FDIC branch records, the longest-running branch is Academy Bank's office at 950 W 92 Hwy, dating to 1887; the newest is HNB National Bank's at 310 W 92 Hwy, from 2026.

None of the 6 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Kearney, and where the nearest one is if they do not.

Short answer: No branches in Kearney: Chase (nearest in Kansas City, 10 mi), Wells Fargo (nearest in Saint Louis, 229 mi), Bank of America (nearest in Liberty, 9 mi), PNC Bank (nearest in Kansas City, 22 mi), U.S. Bank (nearest in Liberty, 9 mi), Truist, Fifth Third Bank, Huntington (nearest in Springfield, 159 mi), Regions Bank (nearest in Columbia, 113 mi), TD Bank, BMO (nearest in Liberty, 9 mi).

BankIn KearneyNearest branch if none here
ChaseNoneKansas City, 10 miles away
Wells FargoNoneSaint Louis, 229 miles away
Bank of AmericaNoneLiberty, 9 miles away
PNC BankNoneKansas City, 22 miles away
U.S. BankNoneLiberty, 9 miles away
TruistNonenone in Missouri
Fifth Third BankNonenone in Missouri
HuntingtonNoneSpringfield, 159 miles away
Regions BankNoneColumbia, 113 miles away
TD BankNonenone in Missouri
BMONoneLiberty, 9 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Kearney to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Kearney residents like anyone else.

Banks near Kearney

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Excelsior Springs (7 miles) and Liberty (9 miles). Liberty, 9 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Kearney

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Kearney between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Apr 22, 2026OpenedHNB National Bank310 W 92 Hwy, 64060

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Kearney by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Kearney offices.

Short answer: Southern Bank is the largest bank with offices in Kearney, with $5.19 billion in total assets on June 30, 2026, No. 284 among U.S. banks by total assets. Academy Bank is second with $3.23 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Southern Bank$5.19 billionNo. 2841Poplar Bluff, MO
Academy Bank$3.23 billionNo. 4011Kansas City, MO
HNB National Bank$1.31 billionNo. 8422Hannibal, MO
Verimore Bank$639.1 millionNo. 1,4902Brookfield, MO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Kearney: FAQ

How many banks are in Kearney, MO?

Kearney has 4 banks with 6 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Kearney?

HNB National Bank, with 2. Verimore Bank has 2 and Southern Bank has 1.

Is there a HNB National Bank in Kearney, MO?

Yes. FDIC data lists 2 HNB National Bank branches in Kearney as of September 5, 2026. Its branches are listed under HNB National Bank above, with the address and directions for each.

Is there a Verimore Bank in Kearney, MO?

Yes. FDIC data lists 2 Verimore Bank branches in Kearney as of September 5, 2026. Its branches are listed under Verimore Bank above, with the address and directions for each.

Is there a Southern Bank in Kearney, MO?

Yes. FDIC data lists 1 Southern Bank branch in Kearney as of September 5, 2026. The address and directions are under Southern Bank above.

Is there a Chase in Kearney, MO?

No. FDIC data lists no Chase branch in Kearney as of September 5, 2026. The nearest is in Kansas City, about 10 miles away in a straight line.

What is the oldest bank in Kearney?

Southern Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1887.

Did any bank branches open or close in Kearney in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Kearney?

Nearby cities with more banks include Excelsior Springs, Liberty, Lawson. Excelsior Springs is 7 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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