US Bank Directory
Banks in Mineral Point, MO
1 FDIC-insured bank operates 1 office in Mineral Point, Missouri.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Mineral Point
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Mineral Point, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Mineral Point
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: UNICO Bank is the only bank with an office in Mineral Point. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
UNICO Bank Bank · 1
UNICO Bank has 1 branch in Mineral Point, 6 across Missouri and 15 nationwide. FDIC records list its main office in Mineral Point, MO and show it operating since 1901. With $502.6 million in total assets on June 30, 2026, it ranks No. 1,789 of 4,232 U.S. banks by total assets. Its main office at 625 Veterans Dr dates to 1901 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office625 Veterans Dr, 63660
Banking in Mineral Point: the local picture
Short answer: 1 bank runs 1 branch in Mineral Point according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
UNICO Bank has its main office in Mineral Point, according to the FDIC.
The bank with the longest record here is UNICO Bank, operating since 1901 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Mineral Point, and where the nearest one is if they do not.
Short answer: No branches in Mineral Point: Chase (nearest in Eureka, 41 mi), Wells Fargo (nearest in Saint Louis, 57 mi), Bank of America (nearest in Festus, 28 mi), PNC Bank (nearest in De Soto, 19 mi), U.S. Bank (nearest in Leadington, 16 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 51 mi), Regions Bank (nearest in Ste. Genevieve, 39 mi), TD Bank, BMO (nearest in Arnold, 42 mi).
| Bank | In Mineral Point | Nearest branch if none here |
|---|---|---|
| Chase | None | Eureka, 41 miles away |
| Wells Fargo | None | Saint Louis, 57 miles away |
| Bank of America | None | Festus, 28 miles away |
| PNC Bank | None | De Soto, 19 miles away |
| U.S. Bank | None | Leadington, 16 miles away |
| Truist | None | none in Missouri |
| Fifth Third Bank | None | none in Missouri |
| Huntington | None | Saint Louis, 51 miles away |
| Regions Bank | None | Ste. Genevieve, 39 miles away |
| TD Bank | None | none in Missouri |
| BMO | None | Arnold, 42 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mineral Point to the nearest branch in Missouri.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mineral Point residents like anyone else.
Banks near Mineral Point
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Potosi (1 mile) and Bonne Terre (10 miles). Farmington, 21 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Potosi, MO | 1 mi | 3 | 4 |
| Banks in Bonne Terre, MO | 10 mi | 2 | 3 |
| Banks in Desloge, MO | 14 mi | 4 | 4 |
| Banks in Park Hills, MO | 15 mi | 3 | 4 |
| Banks in De Soto, MO | 18 mi | 4 | 5 |
| Banks in Farmington, MO | 21 mi | 6 | 11 |
| Banks in Hillsboro, MO | 24 mi | 3 | 3 |
| Banks in Ironton, MO | 24 mi | 2 | 3 |
Bank branch openings and closings in Mineral Point
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Mineral Point between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Mineral Point
Short answer: 1 institution has its main office in Mineral Point: UNICO Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| UNICO Bank | Bank | $502.6 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Mineral Point by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mineral Point offices.
Short answer: UNICO Bank is the largest bank with offices in Mineral Point, with $502.6 million in total assets on June 30, 2026, No. 1,789 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| UNICO Bank | $502.6 million | No. 1,789 | 1 | Mineral Point, MO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Mineral Point: FAQ
How many banks are in Mineral Point, MO?
Mineral Point has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a UNICO Bank in Mineral Point, MO?
Yes. FDIC data lists 1 UNICO Bank branch in Mineral Point as of September 5, 2026, the main office at 625 Veterans Dr. The address and directions are under UNICO Bank above.
Is there a Chase in Mineral Point, MO?
No. FDIC data lists no Chase branch in Mineral Point as of September 5, 2026. The nearest is in Eureka, about 41 miles away in a straight line.
Which banks are headquartered in Mineral Point?
UNICO Bank has its main office in Mineral Point, according to the FDIC.
What is the oldest bank in Mineral Point?
UNICO Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1901.
Did any bank branches open or close in Mineral Point in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Mineral Point?
Nearby cities with more banks include Potosi, Bonne Terre, Desloge. Potosi is 1 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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