US Bank Directory
Banks in Bonne Terre, MO
2 FDIC-insured banks operate 3 offices in Bonne Terre, Missouri.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Bonne Terre
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 3 locations in Bonne Terre, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Bonne Terre
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First State Community Bank has the most locations in Bonne Terre, with 2. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First State Community Bank Bank · 2
First State Community Bank has 2 branches in Bonne Terre, 53 across Missouri and 53 nationwide. FDIC records list its main office in Farmington, MO and show it operating since 1954. With $4.51 billion in total assets on June 30, 2026, it ranks No. 307 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Bonne Terre location is the Bonne Terre Branch at 20 E School St, dating to 1909; the newest, at 74 Rue Terre Bonne, to 1992. It does not publish hours in the sources this page uses; check its site before you go.
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Bonne Terre Branch20 E School St, 63628
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Terre Du Lac Facility74 Rue Terre Bonne, 63628
New Era Bank Bank · 1
New Era Bank has 1 branch in Bonne Terre, 8 across Missouri and 8 nationwide. FDIC records list its main office in Fredericktown, MO and show it operating since 1934. With $453.1 million in total assets on June 30, 2026, it ranks No. 1,912 of 4,232 U.S. banks by total assets. The Bonne Terre Branch at 2 E School St dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bonne Terre Branch2 E School St, 63628
Banking in Bonne Terre: the local picture
Short answer: 2 banks run 3 branches in Bonne Terre according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Bonne Terre, 2 elsewhere in Missouri, according to the FDIC.
The bank with the longest record here is New Era Bank, operating since 1934 according to the FDIC. In FDIC branch records, the longest-running branch is First State Community Bank's office at 20 E School St, dating to 1909; the newest is First State Community Bank's at 74 Rue Terre Bonne, from 1992.
None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Bonne Terre, and where the nearest one is if they do not.
Short answer: No branches in Bonne Terre: Chase (nearest in Arnold, 37 mi), Wells Fargo (nearest in Saint Louis, 53 mi), Bank of America (nearest in Festus, 22 mi), PNC Bank (nearest in De Soto, 15 mi), U.S. Bank (nearest in Leadington, 8 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 48 mi), Regions Bank (nearest in Ste. Genevieve, 29 mi), TD Bank, BMO (nearest in Arnold, 38 mi).
| Bank | In Bonne Terre | Nearest branch if none here |
|---|---|---|
| Chase | None | Arnold, 37 miles away |
| Wells Fargo | None | Saint Louis, 53 miles away |
| Bank of America | None | Festus, 22 miles away |
| PNC Bank | None | De Soto, 15 miles away |
| U.S. Bank | None | Leadington, 8 miles away |
| Truist | None | none in Missouri |
| Fifth Third Bank | None | none in Missouri |
| Huntington | None | Saint Louis, 48 miles away |
| Regions Bank | None | Ste. Genevieve, 29 miles away |
| TD Bank | None | none in Missouri |
| BMO | None | Arnold, 38 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bonne Terre to the nearest branch in Missouri.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bonne Terre residents like anyone else.
Banks near Bonne Terre
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Desloge (4 miles) and Park Hills (6 miles). Festus, 22 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Desloge, MO | 4 mi | 4 | 4 |
| Banks in Park Hills, MO | 6 mi | 3 | 4 |
| Banks in Potosi, MO | 11 mi | 3 | 4 |
| Banks in Farmington, MO | 13 mi | 6 | 11 |
| Banks in De Soto, MO | 15 mi | 4 | 5 |
| Banks in Hillsboro, MO | 21 mi | 3 | 3 |
| Banks in Festus, MO | 22 mi | 8 | 8 |
| Banks in Ironton, MO | 23 mi | 2 | 3 |
Bank branch openings and closings in Bonne Terre
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Bonne Terre between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Bonne Terre by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bonne Terre offices.
Short answer: First State Community Bank is the largest bank with offices in Bonne Terre, with $4.51 billion in total assets on June 30, 2026, No. 307 among U.S. banks by total assets. New Era Bank is second with $453.1 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First State Community Bank | $4.51 billion | No. 307 | 2 | Farmington, MO |
| New Era Bank | $453.1 million | No. 1,912 | 1 | Fredericktown, MO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Bonne Terre: FAQ
How many banks are in Bonne Terre, MO?
Bonne Terre has 2 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Bonne Terre?
First State Community Bank, with 2. New Era Bank has 1.
Is there a First State Community Bank in Bonne Terre, MO?
Yes. FDIC data lists 2 First State Community Bank branches in Bonne Terre as of September 5, 2026. Its branches are listed under First State Community Bank above, with the address and directions for each.
Is there a New Era Bank in Bonne Terre, MO?
Yes. FDIC data lists 1 New Era Bank branch in Bonne Terre as of September 5, 2026. The address and directions are under New Era Bank above.
Is there a Chase in Bonne Terre, MO?
No. FDIC data lists no Chase branch in Bonne Terre as of September 5, 2026. The nearest is in Arnold, about 37 miles away in a straight line.
What is the oldest bank in Bonne Terre?
New Era Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1934.
Did any bank branches open or close in Bonne Terre in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Bonne Terre?
Nearby cities with more banks include Desloge, Park Hills, Potosi. Desloge is 4 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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