US Bank Directory

Banks in Park Hills, MO

3 FDIC-insured banks operate 4 offices in Park Hills, Missouri, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Park Hills

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 5 locations in Park Hills, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

5 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Park Hills

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First State Community Bank has the most locations in Park Hills, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First State Community Bank 2 branches · main office Farmington, MO Bank · 2

First State Community Bank has 2 branches in Park Hills, 53 across Missouri and 53 nationwide. FDIC records list its main office in Farmington, MO and show it operating since 1954. With $4.51 billion in total assets on June 30, 2026, it ranks No. 307 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Park Hills location is the Bank Star Of The Leadbelt Branch at 365 W Main St, dating to 1905; the newest, at 1401 S Saint Joe Dr, to 1998. It does not publish hours in the sources this page uses; check its site before you go.

  • Park Hills Branch
    1401 S Saint Joe Dr, 63601
    Hours: see the bank's site
  • Bank Star Of The Leadbelt Branch
    365 W Main St, 63601
    Hours: see the bank's site
First State Community Bank: profile, branches and contacts
New Era Bank 1 branch · main office Fredericktown, MO Bank · 1

New Era Bank has 1 branch in Park Hills, 8 across Missouri and 8 nationwide. FDIC records list its main office in Fredericktown, MO and show it operating since 1934. With $453.1 million in total assets on June 30, 2026, it ranks No. 1,912 of 4,232 U.S. banks by total assets. The 207 W Main St Branch at 301 W Main St dates to 1887 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 207 W Main St Branch
    301 W Main St, 63601
    Hours: see the bank's site
New Era Bank: profile, branches and contacts
Southeast Missouri Community Credit Union 1 office · main office Park Hills, MO Credit union · 1

Southeast Missouri Community Credit Union has 1 office in Park Hills, 1 across Missouri. It is based in Park Hills, MO and $6.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    312 W Main St, 63601
    (573) 431-3573Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Southeast Missouri Community Credit Union: profile, branches and contacts
UNICO Bank 1 branch · main office Mineral Point, MO Bank · 1

UNICO Bank has 1 branch in Park Hills, 6 across Missouri and 15 nationwide. FDIC records list its main office in Mineral Point, MO and show it operating since 1901. With $502.6 million in total assets on June 30, 2026, it ranks No. 1,789 of 4,232 U.S. banks by total assets. The Park Hills Branch at 1000 E Main St dates to 1900 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Park Hills Branch
    1000 E Main St, 63601
    Hours: see the bank's site
UNICO Bank: profile, branches and contacts

Join a credit union in Park Hills

1 credit union has 1 office here: Southeast Missouri Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Park Hills page has every office in the state's directory.

Banking in Park Hills: the local picture

Short answer: 3 banks run 4 branches in Park Hills according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Park Hills, 3 elsewhere in Missouri, according to the FDIC.

The bank with the longest record here is UNICO Bank, operating since 1901 according to the FDIC. In FDIC branch records, the longest-running branch is New Era Bank's office at 301 W Main St, dating to 1887; the newest is First State Community Bank's at 1401 S Saint Joe Dr, from 1998.

The only credit union with an office here is Southeast Missouri Community Credit Union.

Of the 1 location with published hours. None open on Saturday. 4 locations have no published hours in these sources.

Saturday hours in Park Hills

Short answer: None of the 1 Park Hills location with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Park Hills, and where the nearest one is if they do not.

Short answer: No branches in Park Hills: Chase (nearest in Arnold, 41 mi), Wells Fargo (nearest in Saint Louis, 57 mi), Bank of America (nearest in Festus, 26 mi), PNC Bank (nearest in De Soto, 20 mi), U.S. Bank (nearest in Leadington, 1 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 53 mi), Regions Bank (nearest in Ste. Genevieve, 26 mi), TD Bank, BMO (nearest in Arnold, 42 mi).

BankIn Park HillsNearest branch if none here
ChaseNoneArnold, 41 miles away
Wells FargoNoneSaint Louis, 57 miles away
Bank of AmericaNoneFestus, 26 miles away
PNC BankNoneDe Soto, 20 miles away
U.S. BankNoneLeadington, 1 mile away
TruistNonenone in Missouri
Fifth Third BankNonenone in Missouri
HuntingtonNoneSaint Louis, 53 miles away
Regions BankNoneSte. Genevieve, 26 miles away
TD BankNonenone in Missouri
BMONoneArnold, 42 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Park Hills to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Park Hills residents like anyone else.

Banks near Park Hills

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Desloge (2 miles) and Farmington (6 miles). Festus, 26 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Park Hills

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Park Hills between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Park Hills

Short answer: 1 institution has its main office in Park Hills: Southeast Missouri Community Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Southeast Missouri Community Credit UnionCredit union$6.2 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Park Hills by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Park Hills offices.

Short answer: First State Community Bank is the largest bank with offices in Park Hills, with $4.51 billion in total assets on June 30, 2026, No. 307 among U.S. banks by total assets. UNICO Bank is second with $502.6 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First State Community Bank$4.51 billionNo. 3072Farmington, MO
UNICO Bank$502.6 millionNo. 1,7891Mineral Point, MO
New Era Bank$453.1 millionNo. 1,9121Fredericktown, MO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Park Hills: FAQ

How many banks are in Park Hills, MO?

Park Hills has 3 banks with 4 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Park Hills?

First State Community Bank, with 2. UNICO Bank has 1 and New Era Bank has 1.

Is there a First State Community Bank in Park Hills, MO?

Yes. FDIC data lists 2 First State Community Bank branches in Park Hills as of September 5, 2026. Its branches are listed under First State Community Bank above, with the address and directions for each.

Is there a UNICO Bank in Park Hills, MO?

Yes. FDIC data lists 1 UNICO Bank branch in Park Hills as of September 5, 2026. The address and directions are under UNICO Bank above.

Is there a New Era Bank in Park Hills, MO?

Yes. FDIC data lists 1 New Era Bank branch in Park Hills as of September 5, 2026. The address and directions are under New Era Bank above.

Is there a Chase in Park Hills, MO?

No. FDIC data lists no Chase branch in Park Hills as of September 5, 2026. The nearest is in Arnold, about 41 miles away in a straight line.

Which banks in Park Hills are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 4 locations do not publish hours in our sources; call ahead.

Which banks are headquartered in Park Hills?

Southeast Missouri Community Credit Union has its main office in Park Hills, according to the FDIC and the NCUA.

What is the oldest bank in Park Hills?

UNICO Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1901.

Which credit unions can I join in Park Hills?

Southeast Missouri Community Credit Union has an office in Park Hills. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Park Hills in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Park Hills?

Nearby cities with more banks include Desloge, Farmington, Bonne Terre. Desloge is 2 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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