US Bank Directory
Banks in Potosi, MO
3 FDIC-insured banks operate 4 offices in Potosi, Missouri.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Potosi
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 4 locations in Potosi, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Potosi
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Belgrade State Bank has the most locations in Potosi, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Belgrade State Bank Bank · 2
Belgrade State Bank has 2 branches in Potosi, 6 across Missouri and 6 nationwide. FDIC records list its main office in Belgrade, MO and show it operating since 1906. With $548.0 million in total assets on June 30, 2026, it ranks No. 1,683 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Potosi location is the Potosi Branch at 306 N Missouri St, dating to 1986; the newest, at 801 E High St, to 2004. It does not publish hours in the sources this page uses; check its site before you go.
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Potosi Branch306 N Missouri St, 63664
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801 East High801 E High St, 63664
First State Community Bank Bank · 1
First State Community Bank has 1 branch in Potosi, 53 across Missouri and 53 nationwide. FDIC records list its main office in Farmington, MO and show it operating since 1954. With $4.51 billion in total assets on June 30, 2026, it ranks No. 307 of 4,232 U.S. banks by total assets. The Potosi Branch at 100 Hwy P, Suite A dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Potosi Branch100 Hwy P, Suite A, 63664
Ozarks Federal Savings and Loan Association Bank · 1
Ozarks Federal Savings and Loan Association has 1 branch in Potosi, 5 across Missouri and 5 nationwide. FDIC records list its main office in Farmington, MO and show it operating since 1930. With $277.2 million in total assets on June 30, 2026, it ranks No. 2,593 of 4,232 U.S. banks by total assets. The 1 Walton Drive Branch at 1 Walton Dr dates to 1930 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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1 Walton Drive Branch1 Walton Dr, 63664
Banking in Potosi: the local picture
Short answer: 3 banks run 4 branches in Potosi according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Potosi, 3 elsewhere in Missouri, according to the FDIC.
The bank with the longest record here is Belgrade State Bank, operating since 1906 according to the FDIC. In FDIC branch records, the longest-running branch is Ozarks Federal Savings and Loan Association's office at 1 Walton Dr, dating to 1930; the newest is Belgrade State Bank's at 801 E High St, from 2004.
None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Potosi, and where the nearest one is if they do not.
Short answer: No branches in Potosi: Chase (nearest in Eureka, 40 mi), Wells Fargo (nearest in Saint Louis, 57 mi), Bank of America (nearest in Festus, 28 mi), PNC Bank (nearest in De Soto, 19 mi), U.S. Bank (nearest in Leadington, 17 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 51 mi), Regions Bank (nearest in Arnold, 40 mi), TD Bank, BMO (nearest in Arnold, 42 mi).
| Bank | In Potosi | Nearest branch if none here |
|---|---|---|
| Chase | None | Eureka, 40 miles away |
| Wells Fargo | None | Saint Louis, 57 miles away |
| Bank of America | None | Festus, 28 miles away |
| PNC Bank | None | De Soto, 19 miles away |
| U.S. Bank | None | Leadington, 17 miles away |
| Truist | None | none in Missouri |
| Fifth Third Bank | None | none in Missouri |
| Huntington | None | Saint Louis, 51 miles away |
| Regions Bank | None | Arnold, 40 miles away |
| TD Bank | None | none in Missouri |
| BMO | None | Arnold, 42 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Potosi to the nearest branch in Missouri.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Potosi residents like anyone else.
Banks near Potosi
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Bonne Terre (11 miles) and Desloge (15 miles). Festus, 28 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Bonne Terre, MO | 11 mi | 2 | 3 |
| Banks in Desloge, MO | 15 mi | 4 | 4 |
| Banks in Park Hills, MO | 16 mi | 3 | 4 |
| Banks in De Soto, MO | 19 mi | 4 | 5 |
| Banks in Farmington, MO | 22 mi | 6 | 11 |
| Banks in Hillsboro, MO | 24 mi | 3 | 3 |
| Banks in Ironton, MO | 24 mi | 2 | 3 |
| Banks in Festus, MO | 28 mi | 8 | 8 |
Bank branch openings and closings in Potosi
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Potosi between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Potosi by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Potosi offices.
Short answer: First State Community Bank is the largest bank with offices in Potosi, with $4.51 billion in total assets on June 30, 2026, No. 307 among U.S. banks by total assets. Belgrade State Bank is second with $548.0 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First State Community Bank | $4.51 billion | No. 307 | 1 | Farmington, MO |
| Belgrade State Bank | $548.0 million | No. 1,683 | 2 | Belgrade, MO |
| Ozarks Federal Savings and Loan Association | $277.2 million | No. 2,593 | 1 | Farmington, MO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Potosi: FAQ
How many banks are in Potosi, MO?
Potosi has 3 banks with 4 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Potosi?
Belgrade State Bank, with 2. First State Community Bank has 1 and Ozarks Federal Savings and Loan Association has 1.
Is there a Belgrade State Bank in Potosi, MO?
Yes. FDIC data lists 2 Belgrade State Bank branches in Potosi as of September 5, 2026. Its branches are listed under Belgrade State Bank above, with the address and directions for each.
Is there a First State Community Bank in Potosi, MO?
Yes. FDIC data lists 1 First State Community Bank branch in Potosi as of September 5, 2026. The address and directions are under First State Community Bank above.
Is there a Ozarks Federal Savings and Loan Association in Potosi, MO?
Yes. FDIC data lists 1 Ozarks Federal Savings and Loan Association branch in Potosi as of September 5, 2026. The address and directions are under Ozarks Federal Savings and Loan Association above.
Is there a Chase in Potosi, MO?
No. FDIC data lists no Chase branch in Potosi as of September 5, 2026. The nearest is in Eureka, about 40 miles away in a straight line.
What is the oldest bank in Potosi?
Belgrade State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1906.
Did any bank branches open or close in Potosi in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Potosi?
Nearby cities with more banks include Bonne Terre, Desloge, Park Hills. Bonne Terre is 11 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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