US Bank Directory

Banks in Bakersfield, MO

1 FDIC-insured bank operates 1 office in Bakersfield, Missouri.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Bakersfield

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Bakersfield, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Bakersfield

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Century Bank of the Ozarks is the only bank with an office in Bakersfield. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Century Bank of the Ozarks 1 branch · main office Gainesville, MO Bank · 1

Century Bank of the Ozarks has 1 branch in Bakersfield, 4 across Missouri and 6 nationwide. FDIC records list its main office in Gainesville, MO and show it operating since 1894. With $305.3 million in total assets on June 30, 2026, it ranks No. 2,452 of 4,232 U.S. banks by total assets. The Bakersfield Branch at 1813 State Highway Ar dates to 1983 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Bakersfield Branch
    1813 State Highway Ar, 65609
    Hours: see the bank's site
Century Bank of the Ozarks: profile, branches and contacts

Banking in Bakersfield: the local picture

Short answer: 1 bank runs 1 branch in Bakersfield according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Century Bank of the Ozarks has its main office in Gainesville, MO, according to the FDIC.

The bank with the longest record here is Century Bank of the Ozarks, operating since 1894 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Bakersfield, and where the nearest one is if they do not.

Short answer: No branches in Bakersfield: Chase (nearest in Springfield, 75 mi), Wells Fargo (nearest in Saint Louis, 179 mi), Bank of America (nearest in Springfield, 75 mi), PNC Bank (nearest in De Soto, 141 mi), U.S. Bank (nearest in Branson, 60 mi), Truist, Fifth Third Bank, Huntington (nearest in Springfield, 74 mi), Regions Bank (nearest in Branson, 60 mi), TD Bank, BMO (nearest in Arnold, 164 mi).

BankIn BakersfieldNearest branch if none here
ChaseNoneSpringfield, 75 miles away
Wells FargoNoneSaint Louis, 179 miles away
Bank of AmericaNoneSpringfield, 75 miles away
PNC BankNoneDe Soto, 141 miles away
U.S. BankNoneBranson, 60 miles away
TruistNonenone in Missouri
Fifth Third BankNonenone in Missouri
HuntingtonNoneSpringfield, 74 miles away
Regions BankNoneBranson, 60 miles away
TD BankNonenone in Missouri
BMONoneArnold, 164 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bakersfield to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bakersfield residents like anyone else.

Banks near Bakersfield

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Gainesville (17 miles) and West Plains (20 miles). West Plains, 20 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Bakersfield

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Bakersfield between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Bakersfield by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bakersfield offices.

Short answer: Century Bank of the Ozarks is the largest bank with offices in Bakersfield, with $305.3 million in total assets on June 30, 2026, No. 2,452 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Century Bank of the Ozarks$305.3 millionNo. 2,4521Gainesville, MO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Bakersfield: FAQ

How many banks are in Bakersfield, MO?

Bakersfield has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Century Bank of the Ozarks in Bakersfield, MO?

Yes. FDIC data lists 1 Century Bank of the Ozarks branch in Bakersfield as of September 5, 2026. The address and directions are under Century Bank of the Ozarks above.

Is there a Chase in Bakersfield, MO?

No. FDIC data lists no Chase branch in Bakersfield as of September 5, 2026. The nearest is in Springfield, about 75 miles away in a straight line.

What is the oldest bank in Bakersfield?

Century Bank of the Ozarks has the longest record among banks with a branch here: the FDIC shows it operating since 1894.

Did any bank branches open or close in Bakersfield in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Bakersfield?

Nearby cities with more banks include Gainesville, West Plains, Willow Springs. Gainesville is 17 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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