US Bank Directory
Banks in Bakersfield, MO
1 FDIC-insured bank operates 1 office in Bakersfield, Missouri.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Bakersfield
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Bakersfield, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Bakersfield
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Century Bank of the Ozarks is the only bank with an office in Bakersfield. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Century Bank of the Ozarks Bank · 1
Century Bank of the Ozarks has 1 branch in Bakersfield, 4 across Missouri and 6 nationwide. FDIC records list its main office in Gainesville, MO and show it operating since 1894. With $305.3 million in total assets on June 30, 2026, it ranks No. 2,452 of 4,232 U.S. banks by total assets. The Bakersfield Branch at 1813 State Highway Ar dates to 1983 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bakersfield Branch1813 State Highway Ar, 65609
Banking in Bakersfield: the local picture
Short answer: 1 bank runs 1 branch in Bakersfield according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Century Bank of the Ozarks has its main office in Gainesville, MO, according to the FDIC.
The bank with the longest record here is Century Bank of the Ozarks, operating since 1894 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Bakersfield, and where the nearest one is if they do not.
Short answer: No branches in Bakersfield: Chase (nearest in Springfield, 75 mi), Wells Fargo (nearest in Saint Louis, 179 mi), Bank of America (nearest in Springfield, 75 mi), PNC Bank (nearest in De Soto, 141 mi), U.S. Bank (nearest in Branson, 60 mi), Truist, Fifth Third Bank, Huntington (nearest in Springfield, 74 mi), Regions Bank (nearest in Branson, 60 mi), TD Bank, BMO (nearest in Arnold, 164 mi).
| Bank | In Bakersfield | Nearest branch if none here |
|---|---|---|
| Chase | None | Springfield, 75 miles away |
| Wells Fargo | None | Saint Louis, 179 miles away |
| Bank of America | None | Springfield, 75 miles away |
| PNC Bank | None | De Soto, 141 miles away |
| U.S. Bank | None | Branson, 60 miles away |
| Truist | None | none in Missouri |
| Fifth Third Bank | None | none in Missouri |
| Huntington | None | Springfield, 74 miles away |
| Regions Bank | None | Branson, 60 miles away |
| TD Bank | None | none in Missouri |
| BMO | None | Arnold, 164 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bakersfield to the nearest branch in Missouri.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bakersfield residents like anyone else.
Banks near Bakersfield
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Gainesville (17 miles) and West Plains (20 miles). West Plains, 20 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Gainesville, MO | 17 mi | 2 | 2 |
| Banks in West Plains, MO | 20 mi | 8 | 14 |
| Banks in Willow Springs, MO | 33 mi | 2 | 2 |
| Banks in Thayer, MO | 34 mi | 2 | 3 |
| Banks in Mountain View, MO | 40 mi | 2 | 2 |
| Banks in Cabool, MO | 40 mi | 2 | 2 |
| Banks in Ava, MO | 41 mi | 5 | 5 |
| Banks in Mountain Grove, MO | 42 mi | 8 | 8 |
Bank branch openings and closings in Bakersfield
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Bakersfield between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Bakersfield by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bakersfield offices.
Short answer: Century Bank of the Ozarks is the largest bank with offices in Bakersfield, with $305.3 million in total assets on June 30, 2026, No. 2,452 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Century Bank of the Ozarks | $305.3 million | No. 2,452 | 1 | Gainesville, MO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Bakersfield: FAQ
How many banks are in Bakersfield, MO?
Bakersfield has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Century Bank of the Ozarks in Bakersfield, MO?
Yes. FDIC data lists 1 Century Bank of the Ozarks branch in Bakersfield as of September 5, 2026. The address and directions are under Century Bank of the Ozarks above.
Is there a Chase in Bakersfield, MO?
No. FDIC data lists no Chase branch in Bakersfield as of September 5, 2026. The nearest is in Springfield, about 75 miles away in a straight line.
What is the oldest bank in Bakersfield?
Century Bank of the Ozarks has the longest record among banks with a branch here: the FDIC shows it operating since 1894.
Did any bank branches open or close in Bakersfield in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Bakersfield?
Nearby cities with more banks include Gainesville, West Plains, Willow Springs. Gainesville is 17 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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