US Bank Directory

Banks in West Plains, MO

8 FDIC-insured banks operate 14 offices in West Plains, Missouri.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: West Plains

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 8 banks and credit unions operate 14 locations in West Plains, according to the FDIC. 14 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

14 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in West Plains

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: West Plains Bank has the most locations in West Plains, with 4. It is followed by Southern Bank (2), Wood & Huston Bank (2), Community First Banking (2). 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

West Plains Bank 4 branches · main office West Plains, MO Bank · 4

West Plains Bank has 4 branches in West Plains, 7 across Missouri and 7 nationwide. FDIC records list its main office in West Plains, MO and show it operating since 1883. With $767.9 million in total assets on June 30, 2026, it ranks No. 1,308 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running West Plains location is its main office at 11 Court Sq, dating to 1883; the newest, at 301 N Kentucky Ave, to 2000. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    11 Court Sq, 65775
    Hours: see the bank's site
  • Porter Wagoner Branch
    1601 Porter Wagoner Blvd, 65775
    Hours: see the bank's site
  • Bradford Branch
    301 N Kentucky Ave, 65775
    Hours: see the bank's site
  • Drive-In Branch
    318 W Broadway St, 65775
    Hours: see the bank's site
West Plains Bank: profile, branches and contacts
Community First Banking 2 branches · main office West Plains, MO Bank · 2

Community First Banking has 2 branches in West Plains, 4 across Missouri and 4 nationwide. FDIC records list its main office in West Plains, MO and show it operating since 1997. With $307.3 million in total assets on June 30, 2026, it ranks No. 2,444 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running West Plains location is its main office at 1330 Southern Hills Ctr, dating to 1997; the newest, at 1220 Porter Wagoner Blvd, to 1999. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    1330 Southern Hills Ctr, 65775
    Hours: see the bank's site
  • West Plains Branch
    1220 Porter Wagoner Blvd, 65775
    Hours: see the bank's site
Community First Banking: profile, branches and contacts
Southern Bank 2 branches · main office Poplar Bluff, MO Bank · 2

Southern Bank has 2 branches in West Plains, 55 across Missouri and 69 nationwide. FDIC records list its main office in Poplar Bluff, MO and show it operating since 1887. With $5.19 billion in total assets on June 30, 2026, it ranks No. 284 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running West Plains location is the West Plains Facility at 960 Preacher Roe Blvd, dating to 1997; the newest, at 1599 Porter Wagoner Blvd, to 2021. It does not publish hours in the sources this page uses; check its site before you go.

  • West Plains-Porter Wagoner Facility Branch
    1599 Porter Wagoner Blvd, 65775
    Hours: see the bank's site
  • West Plains Facility
    960 Preacher Roe Blvd, 65775
    Hours: see the bank's site
Southern Bank: profile, branches and contacts
Wood & Huston Bank 2 branches · main office Marshall, MO Bank · 2

Wood & Huston Bank has 2 branches in West Plains, 12 across Missouri and 12 nationwide. FDIC records list its main office in Marshall, MO and show it operating since 1874. With $1.23 billion in total assets on June 30, 2026, it ranks No. 877 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running West Plains location is the 1319 N Porter Wagoner Blvd Branch at 1319 Porter Wagoner Blvd, dating to 1979; the newest, at 1310 Preacher Roe Blvd, to 1995. It does not publish hours in the sources this page uses; check its site before you go.

  • 1310 Preacher Roe Branch
    1310 Preacher Roe Blvd, 65775
    Hours: see the bank's site
  • 1319 N Porter Wagoner Blvd Branch
    1319 Porter Wagoner Blvd, 65775
    Hours: see the bank's site
Wood & Huston Bank: profile, branches and contacts
FNBC Bank 1 branch · main office Ash Flat, AR Bank · 1

FNBC Bank has 1 branch in West Plains, 2 across Missouri and 17 nationwide. FDIC records list its main office in Ash Flat, AR and show it operating since 1912. With $843.3 million in total assets on June 30, 2026, it ranks No. 1,206 of 4,232 U.S. banks by total assets. The West Plains Northway Branch at 1311 Porter Wagoner Blvd dates to 1975 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • West Plains Northway Branch
    1311 Porter Wagoner Blvd, 65775
    Hours: see the bank's site
FNBC Bank: profile, branches and contacts
Great Southern Bank 1 branch · main office Reeds Spring, MO Bank · 1

Great Southern Bank has 1 branch in West Plains, 68 across Missouri and 108 nationwide. FDIC records list its main office in Reeds Spring, MO and show it operating since 1923. With $5.53 billion in total assets on June 30, 2026, it ranks No. 266 of 4,232 U.S. banks by total assets. The 1210 Parkway Shopping Center Branch at 1210 Parkway Shopping Ctr dates to 1923 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 1210 Parkway Shopping Center Branch
    1210 Parkway Shopping Ctr, 65775
    Hours: see the bank's site
Great Southern Bank: profile, branches and contacts
Simmons Bank 1 branch · main office Pine Bluff, AR Bank · 1

Simmons Bank has 1 branch in West Plains, 47 across Missouri and 230 nationwide. FDIC records list its main office in Pine Bluff, AR and show it operating since 1903. With $24.73 billion in total assets on June 30, 2026, it ranks No. 87 of 4,232 U.S. banks by total assets. The West Plains Branch at 1802 E State Route K dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • West Plains Branch
    1802 E State Route K, 65775
    Hours: see the bank's site
Simmons Bank: profile, branches and contacts
West Plains Savings and Loan Association 1 branch · main office West Plains, MO Bank · 1

West Plains Savings and Loan Association has 1 branch in West Plains, 1 across Missouri and 1 nationwide. FDIC records list its main office in West Plains, MO and show it operating since 1919. With $100.5 million in total assets on June 30, 2026, it ranks No. 3,693 of 4,232 U.S. banks by total assets. Its main office at 417 W Broadway St dates to 1919 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    417 W Broadway St, 65775
    Hours: see the bank's site
West Plains Savings and Loan Association: profile, branches and contacts

Banking in West Plains: the local picture

Short answer: 8 banks run 14 branches in West Plains according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 8 banks, 3 have their main office in West Plains, 3 elsewhere in Missouri and 2 out of state, according to the FDIC.

The bank with the longest record here is Wood & Huston Bank, operating since 1874 according to the FDIC. In FDIC branch records, the longest-running branch is West Plains Bank's office at 11 Court Sq, dating to 1883; the newest is Southern Bank's at 1599 Porter Wagoner Blvd, from 2021.

None of the 14 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in West Plains, and where the nearest one is if they do not.

Short answer: No branches in West Plains: Chase (nearest in Springfield, 82 mi), Wells Fargo (nearest in Saint Louis, 159 mi), Bank of America (nearest in Springfield, 82 mi), PNC Bank (nearest in De Soto, 121 mi), U.S. Bank (nearest in Branson, 75 mi), Truist, Fifth Third Bank, Huntington (nearest in Springfield, 81 mi), Regions Bank (nearest in Branson, 75 mi), TD Bank, BMO (nearest in Arnold, 144 mi).

BankIn West PlainsNearest branch if none here
ChaseNoneSpringfield, 82 miles away
Wells FargoNoneSaint Louis, 159 miles away
Bank of AmericaNoneSpringfield, 82 miles away
PNC BankNoneDe Soto, 121 miles away
U.S. BankNoneBranson, 75 miles away
TruistNonenone in Missouri
Fifth Third BankNonenone in Missouri
HuntingtonNoneSpringfield, 81 miles away
Regions BankNoneBranson, 75 miles away
TD BankNonenone in Missouri
BMONoneArnold, 144 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of West Plains to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to West Plains residents like anyone else.

Banks near West Plains

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Willow Springs (18 miles) and Mountain View (21 miles). Mountain Grove, 35 miles away, has the most banks nearby: 8.

Bank branch openings and closings in West Plains

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in West Plains between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in West Plains

Short answer: 3 institutions have their main office in West Plains: West Plains Bank, Community First Banking and West Plains Savings and Loan Association.

InstitutionTypeTotal assets, June 30, 2026Offices here
West Plains BankBank$767.9 million4
Community First BankingBank$307.3 million2
West Plains Savings and Loan AssociationBank$100.5 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in West Plains by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its West Plains offices.

Short answer: Simmons Bank is the largest bank with offices in West Plains, with $24.73 billion in total assets on June 30, 2026, No. 87 among U.S. banks by total assets. Great Southern Bank is second with $5.53 billion. 3 of the 8 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Simmons Bank$24.73 billionNo. 871Pine Bluff, AR
Great Southern Bank$5.53 billionNo. 2661Reeds Spring, MO
Southern Bank$5.19 billionNo. 2842Poplar Bluff, MO
Wood & Huston Bank$1.23 billionNo. 8772Marshall, MO
FNBC Bank$843.3 millionNo. 1,2061Ash Flat, AR
West Plains Bank$767.9 millionNo. 1,3084West Plains, MO
Community First Banking$307.3 millionNo. 2,4442West Plains, MO
West Plains Savings and Loan Association$100.5 millionNo. 3,6931West Plains, MO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in West Plains: FAQ

How many banks are in West Plains, MO?

West Plains has 8 banks with 14 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in West Plains?

West Plains Bank, with 4. Southern Bank has 2 and Wood & Huston Bank has 2.

Is there a Southern Bank in West Plains, MO?

Yes. FDIC data lists 2 Southern Bank branches in West Plains as of September 5, 2026. Its branches are listed under Southern Bank above, with the address and directions for each.

Is there a Wood & Huston Bank in West Plains, MO?

Yes. FDIC data lists 2 Wood & Huston Bank branches in West Plains as of September 5, 2026. Its branches are listed under Wood & Huston Bank above, with the address and directions for each.

Is there a Chase in West Plains, MO?

No. FDIC data lists no Chase branch in West Plains as of September 5, 2026. The nearest is in Springfield, about 82 miles away in a straight line.

Which banks are headquartered in West Plains?

West Plains Bank, Community First Banking and West Plains Savings and Loan Association have their main office in West Plains, according to the FDIC.

What is the oldest bank in West Plains?

Wood & Huston Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1874.

Did any bank branches open or close in West Plains in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near West Plains?

Nearby cities with more banks include Willow Springs, Mountain View, Thayer. Willow Springs is 18 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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