Banks in Gainesville, MO

Bank branch map: Gainesville

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Gainesville, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Gainesville

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Stockmens Bank and Century Bank of the Ozarks have the most locations in Gainesville, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Century Bank of the Ozarks 1 branch · main office Gainesville, MO Bank · 1

Century Bank of the Ozarks has 1 branch in Gainesville, 4 across Missouri and 6 nationwide. FDIC records list its main office in Gainesville, MO and show it operating since 1894. With $305.3 million in total assets on June 30, 2026, it ranks No. 2,452 of 4,232 U.S. banks by total assets. Its main office at 42 Court Sq dates to 1894 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  42 Court Sq, 65655

  Hours: see the bank's site
  DirectionsWebsite

Century Bank of the Ozarks: profile, branches and contacts

Stockmens Bank 1 branch · main office Colorado Springs, CO Bank · 1

Stockmens Bank has 1 branch in Gainesville, 8 across Missouri and 13 nationwide. FDIC records list its main office in Colorado Springs, CO and show it operating since 1897. With $650.8 million in total assets on June 30, 2026, it ranks No. 1,463 of 4,232 U.S. banks by total assets. The Gainesville Branch at 203 Elm St dates to 1992 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Gainesville Branch

  203 Elm St, 65655

  Hours: see the bank's site
  DirectionsWebsite

Stockmens Bank: profile, branches and contacts

Banking in Gainesville: the local picture

Short answer: 2 banks run 2 branches in Gainesville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Gainesville and 1 out of state, according to the FDIC.

The bank with the longest record here is Century Bank of the Ozarks, operating since 1894 according to the FDIC. In FDIC branch records, the longest-running branch is Century Bank of the Ozarks's office at 42 Court Sq, dating to 1894; the newest is Stockmens Bank's at 203 Elm St, from 1992.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Gainesville, and where the nearest one is if they do not.

Short answer: No branches in Gainesville: Chase (nearest in Springfield, 60 mi), Wells Fargo (nearest in Saint Louis, 185 mi), Bank of America (nearest in Springfield, 60 mi), PNC Bank (nearest in De Soto, 148 mi), U.S. Bank (nearest in Branson, 44 mi), Truist, Fifth Third Bank, Huntington (nearest in Springfield, 59 mi), Regions Bank (nearest in Branson, 44 mi), TD Bank, BMO (nearest in Arnold, 170 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Gainesville to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Gainesville residents like anyone else.

Banks near Gainesville

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Ava (27 miles) and West Plains (32 miles). West Plains, 32 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Gainesville

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Gainesville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Gainesville

Short answer: 1 institution has its main office in Gainesville: Century Bank of the Ozarks.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Gainesville by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Gainesville offices.

Short answer: Stockmens Bank is the largest bank with offices in Gainesville, with $650.8 million in total assets on June 30, 2026, No. 1,463 among U.S. banks by total assets. Century Bank of the Ozarks is second with $305.3 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Gainesville: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.