US Bank Directory
Banks in Willow Springs, MO
2 FDIC-insured banks operate 2 offices in Willow Springs, Missouri, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Willow Springs
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Willow Springs, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Willow Springs
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Simmons Bank and West Plains Bank have the most locations in Willow Springs, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Simmons Bank Bank · 1
Simmons Bank has 1 branch in Willow Springs, 47 across Missouri and 230 nationwide. FDIC records list its main office in Pine Bluff, AR and show it operating since 1903. With $24.73 billion in total assets on June 30, 2026, it ranks No. 87 of 4,232 U.S. banks by total assets. The Willow Springs Branch at 925 East Highway 60 Business dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Willow Springs Branch925 East Highway 60 Business, 65793
South Central Missouri Credit Union Credit union · 1
South Central Missouri Credit Union has 1 office in Willow Springs, 1 across Missouri. It is based in Willow Springs, MO and $9.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office901 E Main St, 65793
All hours
Mon to Fri 7:30 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
West Plains Bank Bank · 1
West Plains Bank has 1 branch in Willow Springs, 7 across Missouri and 7 nationwide. FDIC records list its main office in West Plains, MO and show it operating since 1883. With $767.9 million in total assets on June 30, 2026, it ranks No. 1,308 of 4,232 U.S. banks by total assets. The Willow Springs Branch at 708 E Main St dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Willow Springs Branch708 E Main St, 65793
Join a credit union in Willow Springs
1 credit union has 1 office here: South Central Missouri Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Willow Springs page has every office in the state's directory.
Banking in Willow Springs: the local picture
Short answer: 2 banks run 2 branches in Willow Springs according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Willow Springs, 1 elsewhere in Missouri and 1 out of state, according to the FDIC.
The bank with the longest record here is West Plains Bank, operating since 1883 according to the FDIC. In FDIC branch records, the longest-running branch is Simmons Bank's office at 925 East Highway 60 Business, dating to 1996; the newest is West Plains Bank's at 708 E Main St, from 2018.
The only credit union with an office here is South Central Missouri Credit Union.
Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Saturday hours in Willow Springs
Short answer: None of the 1 Willow Springs location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Willow Springs, and where the nearest one is if they do not.
Short answer: No branches in Willow Springs: Chase (nearest in Springfield, 73 mi), Wells Fargo (nearest in Saint Louis, 148 mi), Bank of America (nearest in Springfield, 73 mi), PNC Bank (nearest in De Soto, 111 mi), U.S. Bank (nearest in Lebanon, 62 mi), Truist, Fifth Third Bank, Huntington (nearest in Springfield, 71 mi), Regions Bank (nearest in Ozark, 70 mi), TD Bank, BMO (nearest in Arnold, 133 mi).
| Bank | In Willow Springs | Nearest branch if none here |
|---|---|---|
| Chase | None | Springfield, 73 miles away |
| Wells Fargo | None | Saint Louis, 148 miles away |
| Bank of America | None | Springfield, 73 miles away |
| PNC Bank | None | De Soto, 111 miles away |
| U.S. Bank | None | Lebanon, 62 miles away |
| Truist | None | none in Missouri |
| Fifth Third Bank | None | none in Missouri |
| Huntington | None | Springfield, 71 miles away |
| Regions Bank | None | Ozark, 70 miles away |
| TD Bank | None | none in Missouri |
| BMO | None | Arnold, 133 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Willow Springs to the nearest branch in Missouri.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Willow Springs residents like anyone else.
Banks near Willow Springs
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Cabool (12 miles) and Mountain View (14 miles). West Plains, 18 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Cabool, MO | 12 mi | 2 | 2 |
| Banks in Mountain View, MO | 14 mi | 2 | 2 |
| Banks in West Plains, MO | 18 mi | 8 | 14 |
| Banks in Mountain Grove, MO | 20 mi | 8 | 8 |
| Banks in Houston, MO | 23 mi | 5 | 5 |
| Banks in Hartville, MO | 35 mi | 2 | 2 |
| Banks in Mansfield, MO | 36 mi | 3 | 3 |
| Banks in Licking, MO | 36 mi | 2 | 2 |
Bank branch openings and closings in Willow Springs
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Willow Springs between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Willow Springs
Short answer: 1 institution has its main office in Willow Springs: South Central Missouri Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| South Central Missouri Credit Union | Credit union | $9.2 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Willow Springs by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Willow Springs offices.
Short answer: Simmons Bank is the largest bank with offices in Willow Springs, with $24.73 billion in total assets on June 30, 2026, No. 87 among U.S. banks by total assets. West Plains Bank is second with $767.9 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Simmons Bank | $24.73 billion | No. 87 | 1 | Pine Bluff, AR |
| West Plains Bank | $767.9 million | No. 1,308 | 1 | West Plains, MO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Willow Springs: FAQ
How many banks are in Willow Springs, MO?
Willow Springs has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Willow Springs?
Simmons Bank, with 1. West Plains Bank has 1.
Is there a Simmons Bank in Willow Springs, MO?
Yes. FDIC data lists 1 Simmons Bank branch in Willow Springs as of September 5, 2026. The address and directions are under Simmons Bank above.
Is there a West Plains Bank in Willow Springs, MO?
Yes. FDIC data lists 1 West Plains Bank branch in Willow Springs as of September 5, 2026. The address and directions are under West Plains Bank above.
Is there a Chase in Willow Springs, MO?
No. FDIC data lists no Chase branch in Willow Springs as of September 5, 2026. The nearest is in Springfield, about 73 miles away in a straight line.
Which banks in Willow Springs are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Willow Springs?
South Central Missouri Credit Union has its main office in Willow Springs, according to the FDIC and the NCUA.
What is the oldest bank in Willow Springs?
West Plains Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1883.
Which credit unions can I join in Willow Springs?
South Central Missouri Credit Union has an office in Willow Springs. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Willow Springs in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Willow Springs?
Nearby cities with more banks include Cabool, Mountain View, West Plains. Cabool is 12 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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