US Bank Directory
Banks in Rothsay, MN
1 FDIC-insured bank operates 1 office in Rothsay, Minnesota.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Rothsay
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Rothsay, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Rothsay
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Farmers State Bank of Underwood is the only bank with an office in Rothsay. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Farmers State Bank of Underwood Bank · 1
Farmers State Bank of Underwood has 1 branch in Rothsay, 4 across Minnesota and 4 nationwide. FDIC records list its main office in Underwood, MN and show it operating since 1915. With $113.8 million in total assets on June 30, 2026, it ranks No. 3,598 of 4,232 U.S. banks by total assets. The Rothsay Branch at 451 Center St N dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Rothsay Branch451 Center St N, 56579
Banking in Rothsay: the local picture
Short answer: 1 bank runs 1 branch in Rothsay according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Farmers State Bank of Underwood has its main office in Underwood, MN, according to the FDIC.
The bank with the longest record here is Farmers State Bank of Underwood, operating since 1915 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Rothsay, and where the nearest one is if they do not.
Short answer: No branches in Rothsay: Chase (nearest in Saint Cloud, 120 mi), Wells Fargo (nearest in Fergus Falls, 17 mi), Bank of America (nearest in Coon Rapids, 167 mi), PNC Bank, U.S. Bank (nearest in Fergus Falls, 17 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Cloud, 119 mi), Regions Bank, TD Bank, BMO (nearest in Fergus Falls, 17 mi).
| Bank | In Rothsay | Nearest branch if none here |
|---|---|---|
| Chase | None | Saint Cloud, 120 miles away |
| Wells Fargo | None | Fergus Falls, 17 miles away |
| Bank of America | None | Coon Rapids, 167 miles away |
| PNC Bank | None | none in Minnesota |
| U.S. Bank | None | Fergus Falls, 17 miles away |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Saint Cloud, 119 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Fergus Falls, 17 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Rothsay to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Rothsay residents like anyone else.
Banks near Rothsay
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Pelican Rapids (11 miles) and Fergus Falls (16 miles). Fergus Falls, 16 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Pelican Rapids, MN | 11 mi | 2 | 2 |
| Banks in Fergus Falls, MN | 16 mi | 11 | 11 |
| Banks in Breckenridge, MN | 21 mi | 2 | 2 |
| Banks in Dalton, MN | 27 mi | 2 | 2 |
| Banks in Hawley, MN | 28 mi | 2 | 2 |
| Banks in Detroit Lakes, MN | 31 mi | 7 | 8 |
| Banks in Dilworth, MN | 34 mi | 2 | 2 |
| Banks in Perham, MN | 34 mi | 2 | 2 |
Bank branch openings and closings in Rothsay
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Rothsay between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Rothsay by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Rothsay offices.
Short answer: Farmers State Bank of Underwood is the largest bank with offices in Rothsay, with $113.8 million in total assets on June 30, 2026, No. 3,598 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Farmers State Bank of Underwood | $113.8 million | No. 3,598 | 1 | Underwood, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Rothsay: FAQ
How many banks are in Rothsay, MN?
Rothsay has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Farmers State Bank of Underwood in Rothsay, MN?
Yes. FDIC data lists 1 Farmers State Bank of Underwood branch in Rothsay as of September 5, 2026. The address and directions are under Farmers State Bank of Underwood above.
Is there a Chase in Rothsay, MN?
No. FDIC data lists no Chase branch in Rothsay as of September 5, 2026. The nearest is in Saint Cloud, about 120 miles away in a straight line.
What is the oldest bank in Rothsay?
Farmers State Bank of Underwood has the longest record among banks with a branch here: the FDIC shows it operating since 1915.
Did any bank branches open or close in Rothsay in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Rothsay?
Nearby cities with more banks include Pelican Rapids, Fergus Falls, Breckenridge. Pelican Rapids is 11 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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