US Bank Directory

Banks in Cass Lake, MN

1 FDIC-insured bank operates 1 office in Cass Lake, Minnesota.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Cass Lake

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Cass Lake, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Cass Lake

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Western National Bank is the only bank with an office in Cass Lake. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Western National Bank 1 branch · main office Cass Lake, MN Bank · 1

Western National Bank has 1 branch in Cass Lake, 1 across Minnesota and 1 nationwide. FDIC records list its main office in Cass Lake, MN and show it operating since 1902. With $37.1 million in total assets on June 30, 2026, it ranks No. 4,136 of 4,232 U.S. banks by total assets. Its main office at 210 2nd St Nw dates to 1902 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    210 2nd St Nw, 56633
    Hours: see the bank's site
Western National Bank: profile, branches and contacts

Banking in Cass Lake: the local picture

Short answer: 1 bank runs 1 branch in Cass Lake according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Western National Bank has its main office in Cass Lake, according to the FDIC.

The bank with the longest record here is Western National Bank, operating since 1902 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Cass Lake, and where the nearest one is if they do not.

Short answer: No branches in Cass Lake: Chase (nearest in Saint Cloud, 128 mi), Wells Fargo (nearest in Bemidji, 16 mi), Bank of America (nearest in Coon Rapids, 162 mi), PNC Bank, U.S. Bank (nearest in Grand Rapids, 51 mi), Truist, Fifth Third Bank, Huntington (nearest in Duluth, 125 mi), Regions Bank, TD Bank, BMO (nearest in Ada, 90 mi).

BankIn Cass LakeNearest branch if none here
ChaseNoneSaint Cloud, 128 miles away
Wells FargoNoneBemidji, 16 miles away
Bank of AmericaNoneCoon Rapids, 162 miles away
PNC BankNonenone in Minnesota
U.S. BankNoneGrand Rapids, 51 miles away
TruistNonenone in Minnesota
Fifth Third BankNonenone in Minnesota
HuntingtonNoneDuluth, 125 miles away
Regions BankNonenone in Minnesota
TD BankNonenone in Minnesota
BMONoneAda, 90 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cass Lake to the nearest branch in Minnesota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cass Lake residents like anyone else.

Banks near Cass Lake

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Bemidji (15 miles) and Walker (19 miles). Bemidji, 15 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Cass Lake

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cass Lake between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Cass Lake

Short answer: 1 institution has its main office in Cass Lake: Western National Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Western National BankBank$37.1 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Cass Lake by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cass Lake offices.

Short answer: Western National Bank is the largest bank with offices in Cass Lake, with $37.1 million in total assets on June 30, 2026, No. 4,136 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Western National Bank$37.1 millionNo. 4,1361Cass Lake, MN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cass Lake: FAQ

How many banks are in Cass Lake, MN?

Cass Lake has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Western National Bank in Cass Lake, MN?

Yes. FDIC data lists 1 Western National Bank branch in Cass Lake as of September 5, 2026, the main office at 210 2nd St Nw. The address and directions are under Western National Bank above.

Is there a Chase in Cass Lake, MN?

No. FDIC data lists no Chase branch in Cass Lake as of September 5, 2026. The nearest is in Saint Cloud, about 128 miles away in a straight line.

Which banks are headquartered in Cass Lake?

Western National Bank has its main office in Cass Lake, according to the FDIC.

What is the oldest bank in Cass Lake?

Western National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1902.

Did any bank branches open or close in Cass Lake in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Cass Lake?

Nearby cities with more banks include Bemidji, Walker, Park Rapids. Bemidji is 15 miles away with 9 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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