US Bank Directory
Banks in Breezy Point, MN
1 FDIC-insured bank operates 1 office in Breezy Point, Minnesota.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Breezy Point
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Breezy Point, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Breezy Point
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Pine River State Bank is the only bank with an office in Breezy Point. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Pine River State Bank Bank · 1
Pine River State Bank has 1 branch in Breezy Point, 5 across Minnesota and 5 nationwide. FDIC records list its main office in Pine River, MN and show it operating since 1918. With $185.3 million in total assets on June 30, 2026, it ranks No. 3,097 of 4,232 U.S. banks by total assets. The Breezy Point Branch at 31019 Wildwood Ct dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Breezy Point Branch31019 Wildwood Ct, 56472
Banking in Breezy Point: the local picture
Short answer: 1 bank runs 1 branch in Breezy Point according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Pine River State Bank has its main office in Pine River, MN, according to the FDIC.
The bank with the longest record here is Pine River State Bank, operating since 1918 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Breezy Point, and where the nearest one is if they do not.
Short answer: No branches in Breezy Point: Chase (nearest in Saint Cloud, 72 mi), Wells Fargo (nearest in Brainerd, 17 mi), Bank of America (nearest in Coon Rapids, 107 mi), PNC Bank, U.S. Bank (nearest in Brainerd, 17 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Cloud, 73 mi), Regions Bank, TD Bank, BMO (nearest in Little Falls, 43 mi).
| Bank | In Breezy Point | Nearest branch if none here |
|---|---|---|
| Chase | None | Saint Cloud, 72 miles away |
| Wells Fargo | None | Brainerd, 17 miles away |
| Bank of America | None | Coon Rapids, 107 miles away |
| PNC Bank | None | none in Minnesota |
| U.S. Bank | None | Brainerd, 17 miles away |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Saint Cloud, 73 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Little Falls, 43 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Breezy Point to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Breezy Point residents like anyone else.
Banks near Breezy Point
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Pequot Lakes (3 miles) and Nisswa (7 miles). Baxter, 17 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Pequot Lakes, MN | 3 mi | 2 | 2 |
| Banks in Nisswa, MN | 7 mi | 3 | 4 |
| Banks in Crosslake, MN | 9 mi | 4 | 4 |
| Banks in Baxter, MN | 17 mi | 8 | 10 |
| Banks in Brainerd, MN | 17 mi | 7 | 7 |
| Banks in Motley, MN | 26 mi | 2 | 2 |
| Banks in Aitkin, MN | 27 mi | 3 | 4 |
| Banks in Garrison, MN | 30 mi | 2 | 2 |
Bank branch openings and closings in Breezy Point
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Breezy Point between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Breezy Point by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Breezy Point offices.
Short answer: Pine River State Bank is the largest bank with offices in Breezy Point, with $185.3 million in total assets on June 30, 2026, No. 3,097 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Pine River State Bank | $185.3 million | No. 3,097 | 1 | Pine River, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Breezy Point: FAQ
How many banks are in Breezy Point, MN?
Breezy Point has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Pine River State Bank in Breezy Point, MN?
Yes. FDIC data lists 1 Pine River State Bank branch in Breezy Point as of September 5, 2026. The address and directions are under Pine River State Bank above.
Is there a Chase in Breezy Point, MN?
No. FDIC data lists no Chase branch in Breezy Point as of September 5, 2026. The nearest is in Saint Cloud, about 72 miles away in a straight line.
What is the oldest bank in Breezy Point?
Pine River State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1918.
Did any bank branches open or close in Breezy Point in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Breezy Point?
Nearby cities with more banks include Pequot Lakes, Nisswa, Crosslake. Pequot Lakes is 3 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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