US Bank Directory
Banks in Bluffton, MN
1 FDIC-insured bank operates 1 office in Bluffton, Minnesota.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Bluffton
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Bluffton, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Bluffton
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Wadena State Bank is the only bank with an office in Bluffton. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Wadena State Bank Bank · 1
Wadena State Bank has 1 branch in Bluffton, 4 across Minnesota and 4 nationwide. FDIC records list its main office in Wadena, MN and show it operating since 1917. With $206.6 million in total assets on June 30, 2026, it ranks No. 2,951 of 4,232 U.S. banks by total assets. The Bluffton Branch at 108 2nd Street dates to 1979 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bluffton Branch108 2nd Street, 56518
Banking in Bluffton: the local picture
Short answer: 1 bank runs 1 branch in Bluffton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Wadena State Bank has its main office in Wadena, MN, according to the FDIC.
The bank with the longest record here is Wadena State Bank, operating since 1917 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Bluffton, and where the nearest one is if they do not.
Short answer: No branches in Bluffton: Chase (nearest in Saint Cloud, 81 mi), Wells Fargo (nearest in Detroit Lakes, 38 mi), Bank of America (nearest in Coon Rapids, 126 mi), PNC Bank, U.S. Bank (nearest in Alexandria, 41 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Cloud, 81 mi), Regions Bank, TD Bank, BMO (nearest in Fergus Falls, 42 mi).
| Bank | In Bluffton | Nearest branch if none here |
|---|---|---|
| Chase | None | Saint Cloud, 81 miles away |
| Wells Fargo | None | Detroit Lakes, 38 miles away |
| Bank of America | None | Coon Rapids, 126 miles away |
| PNC Bank | None | none in Minnesota |
| U.S. Bank | None | Alexandria, 41 miles away |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Saint Cloud, 81 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Fergus Falls, 42 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bluffton to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bluffton residents like anyone else.
Banks near Bluffton
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Wadena (5 miles) and Perham (18 miles). Detroit Lakes, 38 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Wadena, MN | 5 mi | 2 | 3 |
| Banks in Perham, MN | 18 mi | 2 | 2 |
| Banks in Staples, MN | 22 mi | 3 | 3 |
| Banks in Motley, MN | 30 mi | 2 | 2 |
| Banks in Park Rapids, MN | 32 mi | 3 | 4 |
| Banks in Detroit Lakes, MN | 38 mi | 7 | 8 |
| Banks in Dalton, MN | 38 mi | 2 | 2 |
| Banks in Long Prairie, MN | 39 mi | 3 | 3 |
Bank branch openings and closings in Bluffton
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Bluffton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Bluffton by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bluffton offices.
Short answer: Wadena State Bank is the largest bank with offices in Bluffton, with $206.6 million in total assets on June 30, 2026, No. 2,951 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wadena State Bank | $206.6 million | No. 2,951 | 1 | Wadena, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Bluffton: FAQ
How many banks are in Bluffton, MN?
Bluffton has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Wadena State Bank in Bluffton, MN?
Yes. FDIC data lists 1 Wadena State Bank branch in Bluffton as of September 5, 2026. The address and directions are under Wadena State Bank above.
Is there a Chase in Bluffton, MN?
No. FDIC data lists no Chase branch in Bluffton as of September 5, 2026. The nearest is in Saint Cloud, about 81 miles away in a straight line.
What is the oldest bank in Bluffton?
Wadena State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1917.
Did any bank branches open or close in Bluffton in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Bluffton?
Nearby cities with more banks include Wadena, Perham, Staples. Wadena is 5 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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