US Bank Directory
Banks in Troy, MI
14 FDIC-insured banks operate 29 offices in Troy, Michigan, and 18 credit unions have 19 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Troy
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 32 banks and credit unions operate 48 locations in Troy, according to the FDIC and the NCUA. 48 of them have coordinates on record and are on the map. 26 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
48 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Troy
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Fifth Third Bank has the most locations in Troy, with 6. It is followed by Chase (3), Bank of America (3), Citizens (3). 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Fifth Third Bank Bank · 6
Fifth Third Bank has 6 branches in Troy, 308 across Michigan and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Troy location is the Crooks-Long Lake Branch at 4999 Crooks Rd, dating to 1975; the newest, at 3754 Rochester Rd, to 2006. 2 of its 3 Troy locations with published hours open on Saturday.
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John R-Maple Branch1494 John R Rd, 48083
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Crooks And Maple Branch1495 Crooks Rd, 48084
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Troy Branch2282 W Big Beaver Rd, 48084
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Troy Bishop Branch3754 Rochester Rd, 48083
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Rochester Road Wattles Branch4035 Rochester Rd, 48085
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Crooks-Long Lake Branch4999 Crooks Rd, 48098
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 3
Bank of America has 3 branches in Troy, 72 across Michigan and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Somerset Branch at 2699 W Big Beaver Rd dates to 1890 in FDIC branch records. 1 of its 3 Troy locations with published hours open on Saturday.
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Somerset Branch2699 W Big Beaver Rd, 48084
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Coolidge Road Branch5051 Coolidge Hwy, 48098
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Long Lake Branch940 E Long Lake Rd, 48085
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 3
Chase has 3 branches in Troy, 171 across Michigan and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Troy location is the John R-14 Mile Road Branch at 260 John R Rd, dating to 1977; the newest, at 2155 W Big Beaver Rd, to 1993. All 3 of its Troy locations with published hours open on Saturday.
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Long Lake - Rochester Branch1050 E Long Lake Rd, 48085
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Somerset Branch2155 W Big Beaver Rd, 48084
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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John R-14 Mile Road Branch260 John R Rd, 48083
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Citizens Bank · 3
Citizens has 3 branches in Troy, 65 across Michigan and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Troy location is the Stephenson / 14 Mile at 125 Stephenson Hwy, dating to 1934; the newest, at 1250 W 14 Mile Rd, to 2002. All 2 of its Troy locations with published hours open on Saturday.
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Stephenson / 14 Mile125 Stephenson Hwy, 48083
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
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Backman Center (Troy Bldg) Branch1250 W 14 Mile Rd, 48083
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Long Lake / Livernois55 W Long Lake Rd, 48098
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Flagstar Bank · 3
Flagstar has 3 branches in Troy, 101 across Michigan and 345 nationwide. FDIC records list its main office in Hicksville, NY and show it operating since 1987. With $87.71 billion in total assets on June 30, 2026, it ranks No. 36 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Troy location is the Troy/W.Big Beaver at 2050 W Big Beaver Rd, dating to 2001; the newest, at 5151 Corporate Dr, to 2022. It does not publish hours in the sources this page uses; check its site before you go.
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Troy/W.Big Beaver2050 W Big Beaver Rd, 48084
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Rochester Road Branch5017 Rochester Rd, 48085
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Troy Branch5151 Corporate Dr, 48098
Huntington Bank · 2
Huntington has 2 branches in Troy, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Troy location is the Troy Main Branch at 791 W Big Beaver Rd, dating to 1982; the newest, at 2301 W Big Beaver Rd, to 2007. Its published hours do not list Saturday.
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Troy West Branch2301 W Big Beaver Rd, 48084
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Troy Main Branch791 W Big Beaver Rd, 48084
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
Our Credit Union Credit union · 2
Our Credit Union has 2 officees in Troy, 6 across Michigan. It is based in Royal Oak, MI and $369.8 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Admin Site550 Stephenson Hwy Ste 410, 48083
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Rochester Rd6693 Rochester Rd, 48085
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 2
PNC Bank has 2 branches in Troy, 124 across Michigan and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Troy location is the Big Beaver/Rochester Branch at 725 E Big Beaver Rd, dating to 1956; the newest, at 767 W Big Beaver Rd, to 2006. All 2 of its Troy locations with published hours open on Saturday.
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Big Beaver/Rochester Branch725 E Big Beaver Rd, 48083
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
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Big-Beaver/1 - 75 Branch767 W Big Beaver Rd, 48084
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Alliance Catholic Credit Union Credit union · 1
Alliance Catholic Credit Union has 1 office in Troy, 13 across Michigan. It is based in Farmington Hill, MI and $707.4 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Troy255 E Maple Rd, 48083
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Bank of England Bank · 1
Bank of England has 1 branch in Troy, 4 across Michigan and 151 nationwide. FDIC records list its main office in England, AR and show it operating since 1898. With $332.3 million in total assets on June 30, 2026, it ranks No. 2,339 of 4,232 U.S. banks by total assets. The Bank Of England Mortgage at 340 E Big Beaver Rd dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bank Of England Mortgage340 E Big Beaver Rd, 48083
Bp Credit Union Credit union · 1
Bp Credit Union has 1 office in Troy, 1 across Michigan. It is based in Houston, TX and $130.5 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Vital RecordsFiserv Galaxy Plus 5600 Crooks Rd Ste 101, 48098
Cha-tel Credit Union Credit union · 1
Cha-tel Credit Union has 1 office in Troy, 1 across Michigan. It is based in Charleston, WV and $11.4 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Fiserv Calaxy5600 Crooks Rd Ste 101, 48098
Chief Financial Credit Union Credit union · 1
Chief Financial Credit Union has 1 office in Troy, 5 across Michigan. It is based in Rochester Hills, MI and $255.5 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Troy Branch751 E. Big Beaver Road, 48083
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Community Choice Credit Union Credit union · 1
Community Choice Credit Union has 1 office in Troy, 23 across Michigan. It is based in Farmington Hill, MI and $2.07 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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06 Troy Member Center30 E Long Lake Rd, 48085
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Cornerstone Community Financial Credit Union Credit union · 1
Cornerstone Community Financial Credit Union has 1 office in Troy, 7 across Michigan. It is based in Auburn Hills, MI and $479.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Troy Branch And Operations Center2138 E Big Beaver Rd, 48083
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Credit Union One Credit union · 1
Credit Union One has 1 office in Troy, 17 across Michigan. It is based in Ferndale, MI and $1.82 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Cuo-Troy6010 Rochester Rd, 48085
All hours
Mon to Thu 10 am to 5 pm; Fri 9 am to 5 pm; Sat 10 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
Dort Financial Credit Union Credit union · 1
Dort Financial Credit Union has 1 office in Troy, 15 across Michigan. It is based in Grand Blanc, MI and $2.46 billion in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Fiserv Disaster Recovery5600 Crooks Rd Ste 101, 48098
Genisys Credit Union Credit union · 1
Genisys Credit Union has 1 office in Troy, 30 across Michigan. It is based in Auburn Hills, MI and $6.44 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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26 Troy1960 E Big Beaver Rd, 48083
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Home Credit Union Credit union · 1
Home Credit Union has 1 office in Troy, 1 across Michigan. It is based in Clarksburg, WV and $37.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Fiserv5600 Crooks Rd, 48098
All hours
Mon to Fri 7 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Horizon Bank Bank · 1
Horizon Bank has 1 branch in Troy, 29 across Michigan and 79 nationwide. FDIC records list its main office in Michigan City, IN and show it operating since 1873. With $6.55 billion in total assets on June 30, 2026, it ranks No. 237 of 4,232 U.S. banks by total assets. The Troy Branch at 2555 Crooks Rd dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Troy Branch2555 Crooks Rd, 48084
Independent Bank Bank · 1
Independent Bank has 1 branch in Troy, 59 across Michigan and 59 nationwide. FDIC records list its main office in Grand Rapids, MI and show it operating since 1890. With $5.66 billion in total assets on June 30, 2026, it ranks No. 260 of 4,232 U.S. banks by total assets. The Troy Main Branch at 201 W Big Beaver Rd dates to 1904 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Troy Main Branch201 W Big Beaver Rd, 48084
International Uaw Credit Union Credit union · 1
International Uaw Credit Union has 1 office in Troy, 2 across Michigan. It is based in Detroit, MI and $21.1 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Fiserv-Galaxy5600 Crooks Rd Ste 101, 48098
Jessop Community Credit Union Credit union · 1
Jessop Community Credit Union has 1 office in Troy, 1 across Michigan. It is based in Washington, PA and $34.0 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Fiserv Portico5600 Crooks Rd Ste 101, 48098
Lake Michigan Credit Union Credit union · 1
Lake Michigan Credit Union has 1 office in Troy, 57 across Michigan. It is based in Grand Rapids, MI and $16.86 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Troy734 W Long Lake Rd, 48098
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Mercantile Bank Bank · 1
Mercantile Bank has 1 branch in Troy, 41 across Michigan and 41 nationwide. FDIC records list its main office in Grand Rapids, MI and show it operating since 1997. With $6.24 billion in total assets on June 30, 2026, it ranks No. 243 of 4,232 U.S. banks by total assets. The Troy Branch at 1700 W Big Beaver Rd dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Troy Branch1700 W Big Beaver Rd, 48084
Michigan First Credit Union Credit union · 1
Michigan First Credit Union has 1 office in Troy, 32 across Michigan. It is based in Lathrup Village, MI and $1.50 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Troy Walmart2001 W Maple Rd, 48084
All hours
Mon to Fri 10 am to 7 pm; Sat 10 am to 3 pm; Sun not published
Hours: NCUA, March 31, 2026
Michigan Schools and Government Credit Union Credit union · 1
Michigan Schools and Government Credit Union has 1 office in Troy, 24 across Michigan. It is based in Clinton Townshi, MI and $4.37 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Troy4555 Investment Dr, 48098
All hours
Mon to Wed 9 am to 5 pm; Thu 9 am to 6 pm; Fri not published; Sat 9 am to 1 pm; Sun closed
Hours: NCUA, March 31, 2026
Polish-american Credit Union Credit union · 1
Polish-american Credit Union has 1 office in Troy, 2 across Michigan. It is based in Troy, MI and $188.2 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office2889 E Maple Rd, 48083
All hours
Mon to Thu 9:30 am to 5 pm; Fri 9:30 am to 6 pm; Sat 9:30 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Superior National Bank Bank · 1
Superior National Bank has 1 branch in Troy, 10 across Michigan and 10 nationwide. FDIC records list its main office in Hancock, MI and show it operating since 1890. With $1.04 billion in total assets on June 30, 2026, it ranks No. 1,015 of 4,232 U.S. banks by total assets. The Troy Branch at 363 W Big Beaver Rd dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Troy Branch363 W Big Beaver Rd, 48084
The Farmers & Merchants State Bank Bank · 1
The Farmers & Merchants State Bank has 1 branch in Troy, 2 across Michigan and 41 nationwide. FDIC records list its main office in Archbold, OH and show it operating since 1897. With $3.49 billion in total assets on June 30, 2026, it ranks No. 373 of 4,232 U.S. banks by total assets. The Troy Branch at 3001 W Big Beaver Rd dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Troy Branch3001 W Big Beaver Rd, 48084
Valley Credit Union Credit union · 1
Valley Credit Union has 1 office in Troy, 1 across Michigan. It is based in Salem, OR and $117.0 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Disaster Recovery5600 Crooks Rd, 48098
Waterford Bank Bank · 1
Waterford Bank has 1 branch in Troy, 2 across Michigan and 4 nationwide. FDIC records list its main office in Toledo, OH and show it operating since 2007. With $1.77 billion in total assets on June 30, 2026, it ranks No. 652 of 4,232 U.S. banks by total assets. The Troy Branch Office at 5600 New King Dr dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Troy Branch Office5600 New King Dr, 48098
Join a credit union in Troy
18 credit unions have 19 offices here: Our Credit Union, Lake Michigan Credit Union, Genisys Credit Union, Michigan Schools and Government Credit Union, Dort Financial Credit Union and Community Choice Credit Union and 12 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Troy page has every office in the state's directory.
Banking in Troy: the local picture
Short answer: 14 banks run 29 branches in Troy according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 14 banks, 0 have their main office in Troy, 3 elsewhere in Michigan and 11 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 2699 W Big Beaver Rd, dating to 1890; the newest is The Farmers & Merchants State Bank's at 3001 W Big Beaver Rd, from 2025.
18 credit unions have 19 offices in Troy, according to the NCUA. Who can join each one is on the credit unions page.
Of the 26 locations with published hours. 19 open on Saturday. 22 locations have no published hours in these sources.
Banks by ZIP code in Troy
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 48084 has the most bank and credit union offices in Troy (14), followed by 48098 (14) and 48083 (13). Offices are spread across 4 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 48084 | 14 | 12 | Fifth Third Bank, Huntington, Bank of America |
| 48098 | 14 | 14 | Bank of America, Bp Credit Union, Cha-tel Credit Union |
| 48083 | 13 | 11 | Citizens, Fifth Third Bank, Alliance Catholic Credit Union |
| 48085 | 7 | 7 | Bank of America, Chase, Community Choice Credit Union |
Banks and credit unions open on Saturday in Troy
Short answer: 19 of the 26 Troy locations with published hours open on Saturday, run by 14 institutions.
- Fifth Third Bank: 2 of 6 branches (2282 W Big Beaver Rd: Saturday 9 am to 1 pm, and 1 more)
- Chase: 3 of 3 branches (1050 E Long Lake Rd: Saturday 9 am to 2 pm, and 2 more)
- Bank of America: 1 of 3 branches (2699 W Big Beaver Rd: Saturday 9 am to 2 pm)
- Citizens: 2 of 3 branches (125 Stephenson Hwy: Saturday 9 am to 12 pm, and 1 more)
- PNC Bank: 2 of 2 branches (725 E Big Beaver Rd: Saturday 9 am to 1 pm, and 1 more)
- Our Credit Union: 1 of 2 offices (6693 Rochester Rd: Saturday 9 am to 1 pm)
- Lake Michigan Credit Union: 1 of 1 office (734 W Long Lake Rd: Saturday 9 am to 1 pm)
- Michigan Schools and Government Credit Union: 1 of 1 office (4555 Investment Dr: Saturday 9 am to 1 pm)
- Community Choice Credit Union: 1 of 1 office (30 E Long Lake Rd: Saturday 9 am to 1 pm)
- Credit Union One: 1 of 1 office (6010 Rochester Rd: Saturday 10 am to 12:30 pm)
- Michigan First Credit Union: 1 of 1 office (2001 W Maple Rd: Saturday 10 am to 3 pm)
- Alliance Catholic Credit Union: 1 of 1 office (255 E Maple Rd: Saturday 9 am to 1 pm)
- Chief Financial Credit Union: 1 of 1 office (751 E. Big Beaver Road: Saturday 9 am to 12 pm)
- Polish-american Credit Union: 1 of 1 office (2889 E Maple Rd: Saturday 9:30 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 22 of the 48 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Troy, and where the nearest one is if they do not.
Short answer: In Troy: Chase (3), Bank of America (3), PNC Bank (2), Fifth Third Bank (6), Huntington (2). No branches in Troy: Wells Fargo (nearest in Birmingham, 3 mi), U.S. Bank, Truist, Regions Bank, TD Bank, BMO.
| Bank | In Troy | Nearest branch if none here |
|---|---|---|
| Chase | 3 branches | here |
| Bank of America | 3 branches | here |
| PNC Bank | 2 branches | here |
| Fifth Third Bank | 6 branches | here |
| Huntington | 2 branches | here |
| Wells Fargo | None | Birmingham, 3 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Troy to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Troy residents like anyone else.
Banks near Troy
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Birmingham (3 miles) and Royal Oak (5 miles). Birmingham, 3 miles away, has the most banks nearby: 15.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Birmingham, MI | 3 mi | 15 | 18 |
| Banks in Royal Oak, MI | 5 mi | 6 | 11 |
| Banks in Beverly Hills, MI | 5 mi | 2 | 2 |
| Banks in Berkley, MI | 5 mi | 2 | 2 |
| Banks in Madison Heights, MI | 5 mi | 4 | 4 |
| Banks in Bloomfield Township, MI | 6 mi | 3 | 4 |
| Banks in Bloomfield Hills, MI | 6 mi | 8 | 16 |
| Banks in Sterling Heights, MI | 6 mi | 9 | 29 |
Bank branch openings and closings in Troy
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Troy between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Troy
Short answer: 1 institution has its main office in Troy: Polish-american Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Polish-american Credit Union | Credit union | $188.2 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Troy by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Troy offices.
Short answer: Chase is the largest bank with offices in Troy, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 3 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 3 | Charlotte, NC |
| PNC Bank | $609.77 billion | No. 8 | 2 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 6 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 2 | Columbus, OH |
| Citizens | $232.52 billion | No. 20 | 3 | Providence, RI |
| Flagstar | $87.71 billion | No. 36 | 3 | Hicksville, NY |
| Horizon Bank | $6.55 billion | No. 237 | 1 | Michigan City, IN |
| Mercantile Bank | $6.24 billion | No. 243 | 1 | Grand Rapids, MI |
| Independent Bank | $5.66 billion | No. 260 | 1 | Grand Rapids, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Troy: FAQ
How many banks are in Troy, MI?
Troy has 14 banks with 29 branches and 18 credit unions with 19 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Troy?
Fifth Third Bank, with 6. Chase has 3 and Bank of America has 3.
Is there a Fifth Third Bank in Troy, MI?
Yes. FDIC data lists 6 Fifth Third Bank branches in Troy as of September 5, 2026. Its branches are listed under Fifth Third Bank above, with the address and directions for each.
Is there a Chase in Troy, MI?
Yes. FDIC data lists 3 Chase branches in Troy as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Bank of America in Troy, MI?
Yes. FDIC data lists 3 Bank of America branches in Troy as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.
Is there a Wells Fargo in Troy, MI?
No. FDIC data lists no Wells Fargo branch in Troy as of September 5, 2026. The nearest is in Birmingham, about 3 miles away in a straight line.
Which banks in Troy are open on Saturday?
Fifth Third Bank, Chase, Bank of America and Citizens and 10 more publish Saturday hours for one or more Troy locations. The Saturday section above lists each one with its hours. 22 of the 48 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Troy?
Polish-american Credit Union has its main office in Troy, according to the FDIC and the NCUA.
What is the oldest bank in Troy?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Troy?
Our Credit Union, Lake Michigan Credit Union, Genisys Credit Union and Michigan Schools and Government Credit Union and 14 more have offices in Troy. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Troy in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Troy?
Nearby cities with more banks include Birmingham, Royal Oak, Beverly Hills. Birmingham is 3 miles away with 15 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 19 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (14 of 29 branches: Bank of America, Chase, Citizens, Fifth Third Bank, Huntington, PNC Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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