US Bank Directory

Banks in Berkley, MI

2 FDIC-insured banks operate 2 offices in Berkley, Michigan, and 3 credit unions have 3 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Berkley

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 5 locations in Berkley, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 4 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Berkley

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: PNC Bank and Flagstar have the most locations in Berkley, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Credit Union One 1 office · main office Ferndale, MI Credit union · 1

Credit Union One has 1 office in Berkley, 17 across Michigan. It is based in Ferndale, MI and $1.82 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Cuo-Berkley
    28845 Woodward Ave, 48072
    (248) 399-5040Today 10 am to 5 pm
    All hours

    Mon to Thu 10 am to 5 pm; Fri 9 am to 5 pm; Sat 10 am to 12:30 pm; Sun not published

    Hours: NCUA, March 31, 2026

Credit Union One: profile, branches and contacts
Flagstar Flagstar Bank, National Association · 1 branch · main office Hicksville, NY Bank · 1

Flagstar has 1 branch in Berkley, 101 across Michigan and 345 nationwide. FDIC records list its main office in Hicksville, NY and show it operating since 1987. With $87.71 billion in total assets on June 30, 2026, it ranks No. 36 of 4,232 U.S. banks by total assets. The Berkley Branch at 28653 Woodward Ave dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Berkley Branch
    28653 Woodward Ave, 48072
    Hours: see the bank's site
Flagstar: profile, branches and contacts
Michigan State University Credit Union 1 office · main office East Lansing, MI Credit union · 1

Michigan State University Credit Union has 1 office in Berkley, 27 across Michigan. It is based in East Lansing, MI and $8.51 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Msufcu - Berkley Branch
    1833 Coolidge Hwy, 48072
    (517) 333-2424Today 9 am to 5:30 pm
    All hours

    Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Michigan State University Credit Union: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Berkley, 124 across Michigan and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Berkley Branch at 2925 12 Mile Rd dates to 1946 in FDIC branch records. It opens on Saturday.

  • Berkley Branch
    2925 12 Mile Rd, 48072
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

PNC Bank: profile, branches and contacts
Vibe Credit Union 1 office · main office Novi, MI Credit union · 1

Vibe Credit Union has 1 office in Berkley, 16 across Michigan. It is based in Novi, MI and $1.57 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Berkley Branch
    3082 Coolidge Hwy, 48072
    (248) 735-9500Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Vibe Credit Union: profile, branches and contacts

Join a credit union in Berkley

3 credit unions have 3 offices here: Michigan State University Credit Union, Credit Union One and Vibe Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Berkley page has every office in the state's directory.

Banking in Berkley: the local picture

Short answer: 2 banks run 2 branches in Berkley according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Berkley and 2 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 2925 12 Mile Rd, dating to 1946; the newest is Flagstar's at 28653 Woodward Ave, from 2007.

3 credit unions have 3 offices in Berkley, according to the NCUA. Who can join each one is on the credit unions page.

Of the 4 locations with published hours. 3 open on Saturday. 1 location has no published hours in these sources.

Banks and credit unions open on Saturday in Berkley

Short answer: 3 of the 4 Berkley locations with published hours open on Saturday, run by 3 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Berkley, and where the nearest one is if they do not.

Short answer: In Berkley: PNC Bank (1). No branches in Berkley: Chase (nearest in Huntington Woods, 1 mi), Wells Fargo (nearest in Birmingham, 3 mi), Bank of America (nearest in Royal Oak, 1 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Royal Oak, 1 mi), Huntington (nearest in Royal Oak, 1 mi), Regions Bank, TD Bank, BMO.

BankIn BerkleyNearest branch if none here
PNC Bank1 branchhere
ChaseNoneHuntington Woods, 1 mile away
Wells FargoNoneBirmingham, 3 miles away
Bank of AmericaNoneRoyal Oak, 1 mile away
U.S. BankNonenone in Michigan
TruistNonenone in Michigan
Fifth Third BankNoneRoyal Oak, 1 mile away
HuntingtonNoneRoyal Oak, 1 mile away
Regions BankNonenone in Michigan
TD BankNonenone in Michigan
BMONonenone in Michigan

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Berkley to the nearest branch in Michigan.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Berkley residents like anyone else.

Banks near Berkley

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Royal Oak (1 mile) and Lathrup Village (2 miles). Birmingham, 3 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Berkley

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Berkley between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Berkley by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Berkley offices.

Short answer: PNC Bank is the largest bank with offices in Berkley, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Flagstar is second with $87.71 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
PNC Bank$609.77 billionNo. 81Wilmington, DE
Flagstar$87.71 billionNo. 361Hicksville, NY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Berkley: FAQ

How many banks are in Berkley, MI?

Berkley has 2 banks with 2 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Berkley?

PNC Bank, with 1. Flagstar has 1.

Is there a PNC Bank in Berkley, MI?

Yes. FDIC data lists 1 PNC Bank branch in Berkley as of September 5, 2026. The address and directions are under PNC Bank above.

Is there a Flagstar in Berkley, MI?

Yes. FDIC data lists 1 Flagstar branch in Berkley as of September 5, 2026. The address and directions are under Flagstar above.

Is there a Chase in Berkley, MI?

No. FDIC data lists no Chase branch in Berkley as of September 5, 2026. The nearest is in Huntington Woods, about 1 miles away in a straight line.

Which banks in Berkley are open on Saturday?

PNC Bank, Michigan State University Credit Union and Credit Union One publish Saturday hours for one or more Berkley locations. The Saturday section above lists each one with its hours. 1 of the 5 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Berkley?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Berkley?

Michigan State University Credit Union, Credit Union One and Vibe Credit Union have offices in Berkley. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Berkley in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Berkley?

Nearby cities with more banks include Royal Oak, Lathrup Village, Beverly Hills. Royal Oak is 1 miles away with 6 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 2 branches: PNC Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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