US Bank Directory
Banks in Madison Heights, MI
4 FDIC-insured banks operate 4 offices in Madison Heights, Michigan, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Madison Heights
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Madison Heights, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Madison Heights
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Madison Heights, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 1
Bank of America has 1 branch in Madison Heights, 72 across Michigan and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Madison Heights Branch at 55 W 12 Mile Rd dates to 1890 in FDIC branch records. It opens on Saturday.
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Madison Heights Branch55 W 12 Mile Rd, 48071
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Flagstar Bank · 1
Flagstar has 1 branch in Madison Heights, 101 across Michigan and 345 nationwide. FDIC records list its main office in Hicksville, NY and show it operating since 1987. With $87.71 billion in total assets on June 30, 2026, it ranks No. 36 of 4,232 U.S. banks by total assets. The Madison Heights Branch at 31049 Dequindre Rd dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Madison Heights Branch31049 Dequindre Rd, 48071
Huntington Bank · 1
Huntington has 1 branch in Madison Heights, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Madison Heights at 1800 E 12 Mile Rd dates to 1963 in FDIC branch records. It opens on Saturday.
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Madison Heights1800 E 12 Mile Rd, 48071
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
Intouch Credit Union Credit union · 1
Intouch Credit Union has 1 office in Madison Heights, 2 across Michigan. It is based in Plano, TX and $824.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Madison Heights (Meijer)1005 E 13 Mile Rd, 48071
All hours
Mon to Fri 11 am to 7 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Michigan Schools and Government Credit Union Credit union · 1
Michigan Schools and Government Credit Union has 1 office in Madison Heights, 24 across Michigan. It is based in Clinton Townshi, MI and $4.37 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Madison Heights480 W 12 Mile Rd, 48071
All hours
Mon to Wed 9 am to 5 pm; Thu 9 am to 6 pm; Fri not published; Sat 9 am to 1 pm; Sun closed
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Madison Heights, 124 across Michigan and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The 12 Mile/John R Branch at 28841 John R Road dates to 1955 in FDIC branch records. It opens on Saturday.
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12 Mile/John R Branch28841 John R Road, 48071
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Join a credit union in Madison Heights
2 credit unions have 2 offices here: Michigan Schools and Government Credit Union and Intouch Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Madison Heights page has every office in the state's directory.
Banking in Madison Heights: the local picture
Short answer: 4 banks run 4 branches in Madison Heights according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Madison Heights and 4 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 55 W 12 Mile Rd, dating to 1890; the newest is Flagstar's at 31049 Dequindre Rd, from 2001.
2 credit unions have 2 offices in Madison Heights, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 4 open on Saturday. 1 location has no published hours in these sources.
Banks and credit unions open on Saturday in Madison Heights
Short answer: 4 of the 5 Madison Heights locations with published hours open on Saturday, run by 4 institutions.
- Bank of America: 1 of 1 branch (55 W 12 Mile Rd: Saturday 9 am to 2 pm)
- PNC Bank: 1 of 1 branch (28841 John R Road: Saturday 9 am to 1 pm)
- Huntington: 1 of 1 branch (1800 E 12 Mile Rd: Saturday 9 am to 12 pm)
- Michigan Schools and Government Credit Union: 1 of 1 office (480 W 12 Mile Rd: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Madison Heights, and where the nearest one is if they do not.
Short answer: In Madison Heights: Bank of America (1), PNC Bank (1), Huntington (1). No branches in Madison Heights: Chase (nearest in Warren, 1 mi), Wells Fargo (nearest in Birmingham, 6 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Warren, 1 mi), Regions Bank, TD Bank, BMO.
| Bank | In Madison Heights | Nearest branch if none here |
|---|---|---|
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| Huntington | 1 branch | here |
| Chase | None | Warren, 1 mile away |
| Wells Fargo | None | Birmingham, 6 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Fifth Third Bank | None | Warren, 1 mile away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Madison Heights to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Madison Heights residents like anyone else.
Banks near Madison Heights
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Warren (3 miles) and Royal Oak (3 miles). Birmingham, 6 miles away, has the most banks nearby: 15.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Warren, MI | 3 mi | 7 | 18 |
| Banks in Royal Oak, MI | 3 mi | 6 | 11 |
| Banks in Ferndale, MI | 4 mi | 3 | 3 |
| Banks in Center Line, MI | 4 mi | 2 | 2 |
| Banks in Berkley, MI | 4 mi | 2 | 2 |
| Banks in Troy, MI | 5 mi | 14 | 29 |
| Banks in Sterling Heights, MI | 6 mi | 9 | 29 |
| Banks in Birmingham, MI | 6 mi | 15 | 18 |
Bank branch openings and closings in Madison Heights
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Madison Heights between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Madison Heights by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Madison Heights offices.
Short answer: Bank of America is the largest bank with offices in Madison Heights, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| Flagstar | $87.71 billion | No. 36 | 1 | Hicksville, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Madison Heights: FAQ
How many banks are in Madison Heights, MI?
Madison Heights has 4 banks with 4 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Madison Heights?
Bank of America, with 1. PNC Bank has 1 and Huntington has 1.
Is there a Bank of America in Madison Heights, MI?
Yes. FDIC data lists 1 Bank of America branch in Madison Heights as of September 5, 2026. The address and directions are under Bank of America above.
Is there a PNC Bank in Madison Heights, MI?
Yes. FDIC data lists 1 PNC Bank branch in Madison Heights as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Huntington in Madison Heights, MI?
Yes. FDIC data lists 1 Huntington branch in Madison Heights as of September 5, 2026. The address and directions are under Huntington above.
Is there a Chase in Madison Heights, MI?
No. FDIC data lists no Chase branch in Madison Heights as of September 5, 2026. The nearest is in Warren, about 1 miles away in a straight line.
Which banks in Madison Heights are open on Saturday?
Bank of America, PNC Bank, Huntington and Michigan Schools and Government Credit Union publish Saturday hours for one or more Madison Heights locations. The Saturday section above lists each one with its hours. 1 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Madison Heights?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Madison Heights?
Michigan Schools and Government Credit Union and Intouch Credit Union have offices in Madison Heights. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Madison Heights in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Madison Heights?
Nearby cities with more banks include Warren, Royal Oak, Ferndale. Warren is 3 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 4 branches: Bank of America, Huntington, PNC Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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