US Bank Directory
Banks in Sterling Heights, MI
9 FDIC-insured banks operate 29 offices in Sterling Heights, Michigan, and 12 credit unions have 16 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Sterling Heights
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 21 banks and credit unions operate 45 locations in Sterling Heights, according to the FDIC and the NCUA. 44 of them have coordinates on record and are on the map. 35 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
44 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Sterling Heights
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Fifth Third Bank has the most locations in Sterling Heights, with 8. It is followed by Chase (4), Huntington (4), Flagstar (4). 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Fifth Third Bank Bank · 8
Fifth Third Bank has 8 branches in Sterling Heights, 308 across Michigan and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sterling Heights location is the Van Dyke-Utica Branch at 43020 Van Dyke Ave, dating to 1963; the newest, at 41122 Ryan Rd, to 2004. 2 of its 5 Sterling Heights locations with published hours open on Saturday.
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Dodge Park Branch11555 16 Mile Rd, 48312
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Fifteen Mile And Schoenherr Branch13655 15 Mile Rd, 48312
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Fourteen Mile-Dequindre Branch1915 E 14 Mile Rd, 48310
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Eighteen Mile-Dequindre Branch1955 18 Mile Rd, 48314
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16 Mile And Van Dyke Branch36910 Van Dyke Ave, 48312
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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18 Ryan Banking Center41122 Ryan Rd, 48314
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17 Mile-Ryan Branch4200 17 Mile Rd, 48310
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Van Dyke-Utica Branch43020 Van Dyke Ave, 48314
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 4
Chase has 4 branches in Sterling Heights, 171 across Michigan and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sterling Heights location is the Metro Parkways + Mound Road Branch at 5601 Metropolitan Pkwy, dating to 1957; the newest, at 40880 Dequindre Rd, to 2006. All 4 of its Sterling Heights locations with published hours open on Saturday.
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Lakeside Circle Branch13999 Lakeside Cir, 48313
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Schoenherr-14 Mile Branch33051 Schoenherr Rd, 48312
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Dequindre 18 Mile Rd Branch40880 Dequindre Rd, 48310
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Metro Parkways + Mound Road Branch5601 Metropolitan Pkwy, 48310
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Flagstar Bank · 4
Flagstar has 4 branches in Sterling Heights, 101 across Michigan and 345 nationwide. FDIC records list its main office in Hicksville, NY and show it operating since 1987. With $87.71 billion in total assets on June 30, 2026, it ranks No. 36 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sterling Heights location is the Sterling Heights/15 Mile Road Branch at 13427 15 Mile Rd, dating to 2000; the newest, at 37070 Mound Rd, to 2005. It does not publish hours in the sources this page uses; check its site before you go.
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Sterling Heights/15 Mile Road Branch13427 15 Mile Rd, 48312
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Sterling Heights/16 Mile Branch37070 Mound Rd, 48310
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Schoenherr Road Branch43850 Schoenherr Rd, 48313
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Sterling Heights/Mound Branch44691 Mound Rd, 48314
Huntington Bank · 4
Huntington has 4 branches in Sterling Heights, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sterling Heights location is the Sterling Heights Branch at 44500 Van Dyke Ave, dating to 1965; the newest, at 40770 Dequindre Rd, to 2005. All 4 of its Sterling Heights locations with published hours open on Saturday.
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Metro Parkway Branch2229 Metropolitan Pkwy, 48310
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
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Dequindre Branch40770 Dequindre Rd, 48310
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
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Sterling Heights Branch44500 Van Dyke Ave, 48314
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
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Sterling Heights East Branch8202 Metropolitan Pkwy, 48312
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 3
Bank of America has 3 branches in Sterling Heights, 72 across Michigan and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sterling Heights location is the Southcove-Schoenherr Branch at 44100 Schoenherr Rd, dating to 1890; the newest, at 39100 Dequindre Rd, to 1988. 1 of its 3 Sterling Heights locations with published hours open on Saturday.
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Dequindre-Seventeen Branch39100 Dequindre Rd, 48310
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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18 Mile/Van Dyke Branch40950 Van Dyke Ave, 48313
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Southcove-Schoenherr Branch44100 Schoenherr Rd, 48313
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Citizens Bank · 3
Citizens has 3 branches in Sterling Heights, 65 across Michigan and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sterling Heights location is the 18 Mile / Dequindre at 2225 18 Mile Rd, dating to 1934; the newest, at 2270 16 Mile Rd, to 1996. All 3 of its Sterling Heights locations with published hours open on Saturday.
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18 Mile / Dequindre2225 18 Mile Rd, 48314
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
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16 Mile / Dequindre2270 16 Mile Rd, 48310
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
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Sterling Heights36836 Van Dyke Ave, 48312
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Christian Financial Credit Union Credit union · 2
Christian Financial Credit Union has 2 officees in Sterling Heights, 13 across Michigan. It is based in Sterling Height, MI and $1.11 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Sterling Heights locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office35100 Van Dyke Ave, 48312
All hours
Mon to Fri 7 am to 7 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
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Sterling Heights13705 Lakeside Cir, 48313
All hours
Mon 9:30 am to 5 pm; Tue to Sun not published
Hours: NCUA, March 31, 2026
Michigan First Credit Union Credit union · 2
Michigan First Credit Union has 2 officees in Sterling Heights, 32 across Michigan. It is based in Lathrup Village, MI and $1.50 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Sterling Heights locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Sterling Heights Kroger2051 18 Mile Rd, 48314
All hours
Mon to Fri 10 am to 7 pm; Sat 10 am to 3 pm; Sun not published
Hours: NCUA, March 31, 2026
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Sterling Heights Walmart33201 Van Dyke Ave, 48312
All hours
Mon to Fri 10 am to 7 pm; Sat 10 am to 3 pm; Sun not published
Hours: NCUA, March 31, 2026
Michigan Schools and Government Credit Union Credit union · 2
Michigan Schools and Government Credit Union has 2 officees in Sterling Heights, 24 across Michigan. It is based in Clinton Townshi, MI and $4.37 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Sterling Heights locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Sterling Heights2356 Metropolitan Pkwy, 48310
All hours
Mon to Wed 9 am to 5 pm; Thu 9 am to 6 pm; Fri not published; Sat 9 am to 1 pm; Sun closed
Hours: NCUA, March 31, 2026
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Mound Road41031 Mound Rd, 48314
All hours
Mon to Wed 9 am to 5 pm; Thu 9 am to 6 pm; Fri not published; Sat 9 am to 1 pm; Sun closed
Hours: NCUA, March 31, 2026
Vibe Credit Union Credit union · 2
Vibe Credit Union has 2 officees in Sterling Heights, 16 across Michigan. It is based in Novi, MI and $1.57 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Sterling Heights locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Metro Parkway Branch2405 Metropolitan Pkwy, 48310
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Sterling Heights Branch33950 Van Dyke Ave, 48312
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Alliance Catholic Credit Union Credit union · 1
Alliance Catholic Credit Union has 1 office in Sterling Heights, 13 across Michigan. It is based in Farmington Hill, MI and $707.4 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Sterling Heights35353 Dodge Park Rd, 48312
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Cornerstone Community Financial Credit Union Credit union · 1
Cornerstone Community Financial Credit Union has 1 office in Sterling Heights, 7 across Michigan. It is based in Auburn Hills, MI and $479.6 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Sterling Heights44911 Mound Rd, 48314
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Credit Union One Credit union · 1
Credit Union One has 1 office in Sterling Heights, 17 across Michigan. It is based in Ferndale, MI and $1.82 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Cuo-Sterling Hts.9000 15 Mile Rd, 48312
All hours
Mon to Thu 10 am to 5 pm; Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
First Merchants Bank Bank · 1
First Merchants Bank has 1 branch in Sterling Heights, 34 across Michigan and 135 nationwide. FDIC records list its main office in Muncie, IN and show it operating since 1893. With $21.32 billion in total assets on June 30, 2026, it ranks No. 101 of 4,232 U.S. banks by total assets. The Sterling Heights Mi Branch at 43683 Schoenherr Rd dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sterling Heights Mi Branch43683 Schoenherr Rd, 48313
First State Bank Bank · 1
First State Bank has 1 branch in Sterling Heights, 11 across Michigan and 11 nationwide. FDIC records list its main office in Eastpointe, MI and show it operating since 1917. With $1.35 billion in total assets on June 30, 2026, it ranks No. 822 of 4,232 U.S. banks by total assets. The Sterling Heights 19 Mile Road Branch at 2032 19 Mile Rd dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sterling Heights 19 Mile Road Branch2032 19 Mile Rd, 48314
Freestar Financial Credit Union Credit union · 1
Freestar Financial Credit Union has 1 office in Sterling Heights, 8 across Michigan. It is based in Mount Clemens, MI and $351.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Sterling34642 Van Dyke Ave, 48312
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu to Fri 9 am to 5 pm; Sat 10 am to 5 pm; Sun not published
Hours: NCUA, March 31, 2026
Genisys Credit Union Credit union · 1
Genisys Credit Union has 1 office in Sterling Heights, 30 across Michigan. It is based in Auburn Hills, MI and $6.44 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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19 Sterling Heights35790 Van Dyke Ave, 48312
All hours
Mon to Fri 9 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Ignite Credit Union Credit union · 1
Ignite Credit Union has 1 office in Sterling Heights, 11 across Michigan. It is based in Battle Creek, MI and $376.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Sterling Heights39900 Van Dyke Ave, 48313
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Lake Michigan Credit Union Credit union · 1
Lake Michigan Credit Union has 1 office in Sterling Heights, 57 across Michigan. It is based in Grand Rapids, MI and $16.86 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Sterling Heights35653 Dodge Park Rd, 48312
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Sterling Heights, 124 across Michigan and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Mound And M-59 Branch at 44698 Mound Rd dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mound And M-59 Branch44698 Mound Rd, 48314
the Local Credit Union Credit union · 1
the Local Credit Union has 1 office in Sterling Heights, 1 across Michigan. It is based in Sterling Height, MI and $109.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office39139 Mound Rd, 48310
All hours
Mon to Thu 9 am to 5 pm; Fri 8 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Sterling Heights
12 credit unions have 16 offices here: Michigan Schools and Government Credit Union, Vibe Credit Union, Michigan First Credit Union, Christian Financial Credit Union, Lake Michigan Credit Union and Genisys Credit Union and 6 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Sterling Heights page has every office in the state's directory.
Banking in Sterling Heights: the local picture
Short answer: 9 banks run 29 branches in Sterling Heights according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 9 banks, 0 have their main office in Sterling Heights, 1 elsewhere in Michigan and 8 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 44100 Schoenherr Rd, dating to 1890; the newest is First Merchants Bank's at 43683 Schoenherr Rd, from 2014.
12 credit unions have 16 offices in Sterling Heights, according to the NCUA. Who can join each one is on the credit unions page.
Of the 35 locations with published hours. 26 open on Saturday. 10 locations have no published hours in these sources.
Banks by ZIP code in Sterling Heights
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 48312 has the most bank and credit union offices in Sterling Heights (15), followed by 48310 (12) and 48314 (11). Offices are spread across 4 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 48312 | 15 | 13 | Fifth Third Bank, Alliance Catholic Credit Union, Chase |
| 48310 | 12 | 9 | Chase, Fifth Third Bank, Huntington |
| 48314 | 11 | 9 | Fifth Third Bank, Citizens, Cornerstone Community Financial Credit Union |
| 48313 | 7 | 6 | Bank of America, Chase, Christian Financial Credit Union |
Banks and credit unions open on Saturday in Sterling Heights
Short answer: 26 of the 35 Sterling Heights locations with published hours open on Saturday, run by 15 institutions.
- Fifth Third Bank: 2 of 8 branches (1915 E 14 Mile Rd: Saturday 9 am to 12 pm, and 1 more)
- Chase: 4 of 4 branches (13999 Lakeside Cir: Saturday 9 am to 2 pm, and 3 more)
- Huntington: 4 of 4 branches (2229 Metropolitan Pkwy: Saturday 9 am to 12 pm, and 3 more)
- Bank of America: 1 of 3 branches (39100 Dequindre Rd: Saturday 9 am to 2 pm)
- Citizens: 3 of 3 branches (2225 18 Mile Rd: Saturday 9 am to 12 pm, and 2 more)
- Michigan Schools and Government Credit Union: 2 of 2 offices (2356 Metropolitan Pkwy: Saturday 9 am to 1 pm, and 1 more)
- Vibe Credit Union: 1 of 2 offices (2405 Metropolitan Pkwy: Saturday 9 am to 12 pm)
- Michigan First Credit Union: 2 of 2 offices (2051 18 Mile Rd: Saturday 10 am to 3 pm, and 1 more)
- Christian Financial Credit Union: 1 of 2 offices (35100 Van Dyke Ave: Saturday 9 am to 2 pm)
- Lake Michigan Credit Union: 1 of 1 office (35653 Dodge Park Rd: Saturday 9 am to 1 pm)
- Genisys Credit Union: 1 of 1 office (35790 Van Dyke Ave: Saturday 9 am to 1 pm)
- Credit Union One: 1 of 1 office (9000 15 Mile Rd: Saturday 9 am to 1 pm)
- Alliance Catholic Credit Union: 1 of 1 office (35353 Dodge Park Rd: Saturday 9 am to 1 pm)
- Cornerstone Community Financial Credit Union: 1 of 1 office (44911 Mound Rd: Saturday 9 am to 1 pm)
- Freestar Financial Credit Union: 1 of 1 office (34642 Van Dyke Ave: Saturday 10 am to 5 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 10 of the 45 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Sterling Heights, and where the nearest one is if they do not.
Short answer: In Sterling Heights: Chase (4), Bank of America (3), PNC Bank (1), Fifth Third Bank (8), Huntington (4). No branches in Sterling Heights: Wells Fargo (nearest in Birmingham, 9 mi), U.S. Bank, Truist, Regions Bank, TD Bank, BMO.
| Bank | In Sterling Heights | Nearest branch if none here |
|---|---|---|
| Chase | 4 branches | here |
| Bank of America | 3 branches | here |
| PNC Bank | 1 branch | here |
| Fifth Third Bank | 8 branches | here |
| Huntington | 4 branches | here |
| Wells Fargo | None | Birmingham, 9 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sterling Heights to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sterling Heights residents like anyone else.
Banks near Sterling Heights
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Utica (4 miles) and Fraser (6 miles). Troy, 6 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Utica, MI | 4 mi | 2 | 2 |
| Banks in Fraser, MI | 6 mi | 2 | 2 |
| Banks in Warren, MI | 6 mi | 7 | 18 |
| Banks in Troy, MI | 6 mi | 14 | 29 |
| Banks in Clinton Township, MI | 6 mi | 8 | 22 |
| Banks in Madison Heights, MI | 6 mi | 4 | 4 |
| Banks in Shelby Township, MI | 6 mi | 9 | 18 |
| Banks in Macomb, MI | 7 mi | 7 | 10 |
Bank branch openings and closings in Sterling Heights
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Sterling Heights between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Sterling Heights by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sterling Heights offices.
Short answer: Chase is the largest bank with offices in Sterling Heights, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 4 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 3 | Charlotte, NC |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 8 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 4 | Columbus, OH |
| Citizens | $232.52 billion | No. 20 | 3 | Providence, RI |
| Flagstar | $87.71 billion | No. 36 | 4 | Hicksville, NY |
| First Merchants Bank | $21.32 billion | No. 101 | 1 | Muncie, IN |
| First State Bank | $1.35 billion | No. 822 | 1 | Eastpointe, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Sterling Heights: FAQ
How many banks are in Sterling Heights, MI?
Sterling Heights has 9 banks with 29 branches and 12 credit unions with 16 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Sterling Heights?
Fifth Third Bank, with 8. Chase has 4 and Huntington has 4.
Is there a Fifth Third Bank in Sterling Heights, MI?
Yes. FDIC data lists 8 Fifth Third Bank branches in Sterling Heights as of September 5, 2026. Its branches are listed under Fifth Third Bank above, with the address and directions for each.
Is there a Chase in Sterling Heights, MI?
Yes. FDIC data lists 4 Chase branches in Sterling Heights as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Huntington in Sterling Heights, MI?
Yes. FDIC data lists 4 Huntington branches in Sterling Heights as of September 5, 2026. Its branches are listed under Huntington above, with the address and directions for each.
Is there a Wells Fargo in Sterling Heights, MI?
No. FDIC data lists no Wells Fargo branch in Sterling Heights as of September 5, 2026. The nearest is in Birmingham, about 9 miles away in a straight line.
Which banks in Sterling Heights are open on Saturday?
Fifth Third Bank, Chase, Huntington and Bank of America and 11 more publish Saturday hours for one or more Sterling Heights locations. The Saturday section above lists each one with its hours. 10 of the 45 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Sterling Heights?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Sterling Heights?
Michigan Schools and Government Credit Union, Vibe Credit Union, Michigan First Credit Union and Christian Financial Credit Union and 8 more have offices in Sterling Heights. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Sterling Heights in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Sterling Heights?
Nearby cities with more banks include Utica, Fraser, Warren. Utica is 4 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 15 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (19 of 29 branches: Bank of America, Chase, Citizens, Fifth Third Bank, Huntington) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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