US Bank Directory

Banks in Utica, MI

2 FDIC-insured banks operate 2 offices in Utica, Michigan.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Utica

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Utica, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Utica

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Chase and Fifth Third Bank have the most locations in Utica, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Utica, 171 across Michigan and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Utica Branch at 45303 Van Dyke Ave dates to 1955 in FDIC branch records. Its published hours do not list Saturday.

  • Utica Branch
    45303 Van Dyke Ave, 48317
    (586) 726-3300Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
Fifth Third Bank Fifth Third Bank, National Association · 1 branch · main office Cincinnati, OH Bank · 1

Fifth Third Bank has 1 branch in Utica, 308 across Michigan and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The 23 Mile-Mound Road Branch at 50955 Mound Rd dates to 1966 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 23 Mile-Mound Road Branch
    50955 Mound Rd, 48317
    Hours: see the bank's site
Fifth Third Bank: profile, branches and contacts

Banking in Utica: the local picture

Short answer: 2 banks run 2 branches in Utica according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Utica and 2 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 45303 Van Dyke Ave, dating to 1955; the newest is Fifth Third Bank's at 50955 Mound Rd, from 1966.

Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Utica

Short answer: None of the 1 Utica location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Utica, and where the nearest one is if they do not.

Short answer: In Utica: Chase (1), Fifth Third Bank (1). No branches in Utica: Wells Fargo (nearest in Birmingham, 11 mi), Bank of America (nearest in Shelby Township, 3 mi), PNC Bank (nearest in Sterling Heights, 2 mi), U.S. Bank, Truist, Huntington (nearest in Sterling Heights, 2 mi), Regions Bank, TD Bank, BMO.

BankIn UticaNearest branch if none here
Chase1 branchhere
Fifth Third Bank1 branchhere
Wells FargoNoneBirmingham, 11 miles away
Bank of AmericaNoneShelby Township, 3 miles away
PNC BankNoneSterling Heights, 2 miles away
U.S. BankNonenone in Michigan
TruistNonenone in Michigan
HuntingtonNoneSterling Heights, 2 miles away
Regions BankNonenone in Michigan
TD BankNonenone in Michigan
BMONonenone in Michigan

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Utica to the nearest branch in Michigan.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Utica residents like anyone else.

Banks near Utica

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Shelby Township (2 miles) and Sterling Heights (4 miles). Shelby Township, 2 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Utica

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Utica between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Utica by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Utica offices.

Short answer: Chase is the largest bank with offices in Utica, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Fifth Third Bank is second with $299.18 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Fifth Third Bank$299.18 billionNo. 141Cincinnati, OH

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Utica: FAQ

How many banks are in Utica, MI?

Utica has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Utica?

Chase, with 1. Fifth Third Bank has 1.

Is there a Chase in Utica, MI?

Yes. FDIC data lists 1 Chase branch in Utica as of September 5, 2026. The address and directions are under Chase above.

Is there a Fifth Third Bank in Utica, MI?

Yes. FDIC data lists 1 Fifth Third Bank branch in Utica as of September 5, 2026. The address and directions are under Fifth Third Bank above.

Is there a Wells Fargo in Utica, MI?

No. FDIC data lists no Wells Fargo branch in Utica as of September 5, 2026. The nearest is in Birmingham, about 11 miles away in a straight line.

Which banks in Utica are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

What is the oldest bank in Utica?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Did any bank branches open or close in Utica in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Utica?

Nearby cities with more banks include Shelby Township, Sterling Heights, Rochester. Shelby Township is 2 miles away with 9 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 2 branches: Chase)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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