US Bank Directory
Banks in Rochester, MI
6 FDIC-insured banks operate 8 offices in Rochester, Michigan, and 4 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Rochester
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 12 locations in Rochester, according to the FDIC and the NCUA. 12 of them have coordinates on record and are on the map. 9 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
12 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Rochester
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase and Flagstar have the most locations in Rochester, with 2 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Chase Bank · 2
Chase has 2 branches in Rochester, 171 across Michigan and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rochester location is the Rochester Branch at 339 S Main St, dating to 1955; the newest, at 25 Barclay Cir, to 1970. All 2 of its Rochester locations with published hours open on Saturday.
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Barclay Circle Branch25 Barclay Cir, 48307
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Rochester Branch339 S Main St, 48307
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Flagstar Bank · 2
Flagstar has 2 branches in Rochester, 101 across Michigan and 345 nationwide. FDIC records list its main office in Hicksville, NY and show it operating since 1987. With $87.71 billion in total assets on June 30, 2026, it ranks No. 36 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rochester location is the Rochester Branch at 1001 N Main St, dating to 2000; the newest, at 4542 Orion Rd, to 2002. It does not publish hours in the sources this page uses; check its site before you go.
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Rochester Branch1001 N Main St, 48307
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Rochester-Orion Road Banking Center4542 Orion Rd, 48306
Alliance Catholic Credit Union Credit union · 1
Alliance Catholic Credit Union has 1 office in Rochester, 13 across Michigan. It is based in Farmington Hill, MI and $707.4 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Rochester912 N Main St, 48307
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Chief Financial Credit Union Credit union · 1
Chief Financial Credit Union has 1 office in Rochester, 5 across Michigan. It is based in Rochester Hills, MI and $255.5 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Rochester Branch20 S. Main Street, 48307
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Citizens Bank · 1
Citizens has 1 branch in Rochester, 65 across Michigan and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Rochester Hills at 44 N Adams Rd dates to 1934 in FDIC branch records. It opens on Saturday.
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Rochester Hills44 N Adams Rd, 48309
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Dfcu Financial Credit Union Credit union · 1
Dfcu Financial Credit Union has 1 office in Rochester, 30 across Michigan. It is based in Dearborn, MI and $8.03 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Dfcu - Rochester511 N Main St, 48307
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Rochester, 308 across Michigan and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Rochester Hills North Branch at 1383 S Rochester Rd dates to 2006 in FDIC branch records. It opens on Saturday.
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Rochester Hills North Branch1383 S Rochester Rd, 48307
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
First Merchants Bank Bank · 1
First Merchants Bank has 1 branch in Rochester, 34 across Michigan and 135 nationwide. FDIC records list its main office in Muncie, IN and show it operating since 1893. With $21.32 billion in total assets on June 30, 2026, it ranks No. 101 of 4,232 U.S. banks by total assets. The Rochester Hills Branch at 1880 S Rochester Rd dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Rochester Hills Branch1880 S Rochester Rd, 48307
Huntington Bank · 1
Huntington has 1 branch in Rochester, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Rochester Branch at 255 E 2nd St dates to 1934 in FDIC branch records. It opens on Saturday.
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Rochester Branch255 E 2nd St, 48307
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
Michigan State University Credit Union Credit union · 1
Michigan State University Credit Union has 1 office in Rochester, 27 across Michigan. It is based in East Lansing, MI and $8.51 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Oucu - Oakland Center BranchOakland Center, Suite 148 312 Meadow Brook Rd, 48309
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Rochester
4 credit unions have 4 offices here: Michigan State University Credit Union, Dfcu Financial Credit Union, Alliance Catholic Credit Union and Chief Financial Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Rochester page has every office in the state's directory.
Banking in Rochester: the local picture
Short answer: 6 banks run 8 branches in Rochester according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Rochester and 6 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Huntington's office at 255 E 2nd St, dating to 1934; the newest is First Merchants Bank's at 1880 S Rochester Rd, from 2020.
4 credit unions have 4 offices in Rochester, according to the NCUA. Who can join each one is on the credit unions page.
Of the 9 locations with published hours. 8 open on Saturday. 3 locations have no published hours in these sources.
Banks by ZIP code in Rochester
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 48307 has the most bank and credit union offices in Rochester (9), followed by 48309 (2) and 48306 (1). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 48307 | 9 | 8 | Chase, Alliance Catholic Credit Union, Chief Financial Credit Union |
| 48309 | 2 | 2 | Citizens, Michigan State University Credit Union |
| 48306 | 1 | 1 | Flagstar |
Banks and credit unions open on Saturday in Rochester
Short answer: 8 of the 9 Rochester locations with published hours open on Saturday, run by 7 institutions.
- Chase: 2 of 2 branches (25 Barclay Cir: Saturday 9 am to 2 pm, and 1 more)
- Fifth Third Bank: 1 of 1 branch (1383 S Rochester Rd: Saturday 9 am to 1 pm)
- Huntington: 1 of 1 branch (255 E 2nd St: Saturday 9 am to 12 pm)
- Citizens: 1 of 1 branch (44 N Adams Rd: Saturday 9 am to 12 pm)
- Michigan State University Credit Union: 1 of 1 office (Oakland Center, Suite 148 312 Meadow Brook Rd: Saturday 9 am to 1 pm)
- Alliance Catholic Credit Union: 1 of 1 office (912 N Main St: Saturday 9 am to 1 pm)
- Chief Financial Credit Union: 1 of 1 office (20 S. Main Street: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 12 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Rochester, and where the nearest one is if they do not.
Short answer: In Rochester: Chase (2), Fifth Third Bank (1), Huntington (1). No branches in Rochester: Wells Fargo (nearest in Birmingham, 10 mi), Bank of America (nearest in Rochester Hills, 1 mi), PNC Bank (nearest in Rochester Hills, 1 mi), U.S. Bank, Truist, Regions Bank, TD Bank, BMO.
| Bank | In Rochester | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Fifth Third Bank | 1 branch | here |
| Huntington | 1 branch | here |
| Wells Fargo | None | Birmingham, 10 miles away |
| Bank of America | None | Rochester Hills, 1 mile away |
| PNC Bank | None | Rochester Hills, 1 mile away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Rochester to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Rochester residents like anyone else.
Banks near Rochester
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Rochester Hills (1 mile) and Auburn Hills (5 miles). Troy, 8 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Rochester Hills, MI | 1 mi | 8 | 15 |
| Banks in Auburn Hills, MI | 5 mi | 3 | 5 |
| Banks in Utica, MI | 5 mi | 2 | 2 |
| Banks in Shelby Township, MI | 7 mi | 9 | 18 |
| Banks in Washington Township, MI | 7 mi | 3 | 4 |
| Banks in Pontiac, MI | 7 mi | 5 | 6 |
| Banks in Washington, MI | 7 mi | 2 | 2 |
| Banks in Troy, MI | 8 mi | 14 | 29 |
Bank branch openings and closings in Rochester
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Rochester between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Rochester by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Rochester offices.
Short answer: Chase is the largest bank with offices in Rochester, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Fifth Third Bank is second with $299.18 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| Flagstar | $87.71 billion | No. 36 | 2 | Hicksville, NY |
| First Merchants Bank | $21.32 billion | No. 101 | 1 | Muncie, IN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Rochester: FAQ
How many banks are in Rochester, MI?
Rochester has 6 banks with 8 branches and 4 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Rochester?
Chase, with 2. Flagstar has 2 and Fifth Third Bank has 1.
Is there a Chase in Rochester, MI?
Yes. FDIC data lists 2 Chase branches in Rochester as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Flagstar in Rochester, MI?
Yes. FDIC data lists 2 Flagstar branches in Rochester as of September 5, 2026. Its branches are listed under Flagstar above, with the address and directions for each.
Is there a Fifth Third Bank in Rochester, MI?
Yes. FDIC data lists 1 Fifth Third Bank branch in Rochester as of September 5, 2026. The address and directions are under Fifth Third Bank above.
Is there a Wells Fargo in Rochester, MI?
No. FDIC data lists no Wells Fargo branch in Rochester as of September 5, 2026. The nearest is in Birmingham, about 10 miles away in a straight line.
Which banks in Rochester are open on Saturday?
Chase, Fifth Third Bank, Huntington and Citizens and 3 more publish Saturday hours for one or more Rochester locations. The Saturday section above lists each one with its hours. 3 of the 12 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Rochester?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Rochester?
Michigan State University Credit Union, Dfcu Financial Credit Union, Alliance Catholic Credit Union and Chief Financial Credit Union have offices in Rochester. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Rochester in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Rochester?
Nearby cities with more banks include Rochester Hills, Auburn Hills, Utica. Rochester Hills is 1 miles away with 8 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (5 of 8 branches: Chase, Citizens, Fifth Third Bank, Huntington) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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