US Bank Directory
Banks in Pontiac, MI
5 FDIC-insured banks operate 6 offices in Pontiac, Michigan, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Pontiac
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 9 locations in Pontiac, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Pontiac
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: PNC Bank has the most locations in Pontiac, with 2. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
PNC Bank Bank · 2
PNC Bank has 2 branches in Pontiac, 124 across Michigan and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Pontiac location is the Perry Street Branch at 584 N Perry St, dating to 1946; the newest, at 44330 Woodward Ave, to 1961. It does not publish hours in the sources this page uses; check its site before you go.
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Woodward/East Blvd Branch44330 Woodward Ave, 48341
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Perry Street Branch584 N Perry St, 48342
Chase Bank · 1
Chase has 1 branch in Pontiac, 171 across Michigan and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Baldwin Branch at 1261 Baldwin Ave dates to 1957 in FDIC branch records. It opens on Saturday.
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Baldwin Branch1261 Baldwin Ave, 48340
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Chief Financial Credit Union Credit union · 1
Chief Financial Credit Union has 1 office in Pontiac, 5 across Michigan. It is based in Rochester Hills, MI and $255.5 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Pontiac Branch790 Joslyn Ave, 48340
All hours
Mon to Wed 9:30 am to 5 pm; Thu to Fri 9:30 am to 6 pm; Sat 9:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Pontiac, 308 across Michigan and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Pontiac Branch at 442 W Huron St dates to 2000 in FDIC branch records. Its published hours do not list Saturday.
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Pontiac Branch442 W Huron St, 48341
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Flagstar Bank · 1
Flagstar has 1 branch in Pontiac, 101 across Michigan and 345 nationwide. FDIC records list its main office in Hicksville, NY and show it operating since 1987. With $87.71 billion in total assets on June 30, 2026, it ranks No. 36 of 4,232 U.S. banks by total assets. The Pontiac Banking Center Branch at 1648 N Perry St dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Pontiac Banking Center Branch1648 N Perry St, 48340
Genisys Credit Union Credit union · 1
Genisys Credit Union has 1 office in Pontiac, 30 across Michigan. It is based in Auburn Hills, MI and $6.44 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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1 Pontiac44400 Woodward Ave, 48341
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Huntington Bank · 1
Huntington has 1 branch in Pontiac, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Pontiac- North Perry Street Branch at 1821 N Perry St dates to 2011 in FDIC branch records. It opens on Saturday.
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Pontiac- North Perry Street Branch1821 N Perry St, 48340
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
Michigan Legacy Credit Union Credit union · 1
Michigan Legacy Credit Union has 1 office in Pontiac, 5 across Michigan. It is based in Wyandotte, MI and $223.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Pontiac Branch144 E Pike St, 48342
All hours
Mon 9 am to 5 pm; Tue to Thu not published; Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Pontiac
3 credit unions have 3 offices here: Genisys Credit Union, Chief Financial Credit Union and Michigan Legacy Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Pontiac page has every office in the state's directory.
Banking in Pontiac: the local picture
Short answer: 5 banks run 6 branches in Pontiac according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Pontiac and 5 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 584 N Perry St, dating to 1946; the newest is Huntington's at 1821 N Perry St, from 2011.
3 credit unions have 3 offices in Pontiac, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. 3 open on Saturday. 3 locations have no published hours in these sources.
Banks by ZIP code in Pontiac
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 48340 has the most bank and credit union offices in Pontiac (4), followed by 48341 (3) and 48342 (2). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 48340 | 4 | 4 | Chase, Chief Financial Credit Union, Flagstar |
| 48341 | 3 | 3 | Fifth Third Bank, Genisys Credit Union, PNC Bank |
| 48342 | 2 | 2 | Michigan Legacy Credit Union, PNC Bank |
Banks and credit unions open on Saturday in Pontiac
Short answer: 3 of the 6 Pontiac locations with published hours open on Saturday, run by 3 institutions.
- Chase: 1 of 1 branch (1261 Baldwin Ave: Saturday 9 am to 2 pm)
- Huntington: 1 of 1 branch (1821 N Perry St: Saturday 9 am to 12 pm)
- Chief Financial Credit Union: 1 of 1 office (790 Joslyn Ave: Saturday 9:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Pontiac, and where the nearest one is if they do not.
Short answer: In Pontiac: Chase (1), PNC Bank (2), Fifth Third Bank (1), Huntington (1). No branches in Pontiac: Wells Fargo (nearest in Birmingham, 9 mi), Bank of America (nearest in Rochester Hills, 4 mi), U.S. Bank, Truist, Regions Bank, TD Bank, BMO.
| Bank | In Pontiac | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| PNC Bank | 2 branches | here |
| Fifth Third Bank | 1 branch | here |
| Huntington | 1 branch | here |
| Wells Fargo | None | Birmingham, 9 miles away |
| Bank of America | None | Rochester Hills, 4 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Pontiac to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Pontiac residents like anyone else.
Banks near Pontiac
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Auburn Hills (2 miles) and Bloomfield Hills (6 miles). Birmingham, 8 miles away, has the most banks nearby: 15.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Auburn Hills, MI | 2 mi | 3 | 5 |
| Banks in Bloomfield Hills, MI | 6 mi | 8 | 16 |
| Banks in Rochester Hills, MI | 6 mi | 8 | 15 |
| Banks in Waterford, MI | 6 mi | 6 | 10 |
| Banks in Bloomfield Township, MI | 6 mi | 3 | 4 |
| Banks in Rochester, MI | 7 mi | 6 | 8 |
| Banks in Lake Orion, MI | 7 mi | 7 | 8 |
| Banks in Birmingham, MI | 8 mi | 15 | 18 |
Bank branch openings and closings in Pontiac
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Pontiac between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Pontiac by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Pontiac offices.
Short answer: Chase is the largest bank with offices in Pontiac, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| PNC Bank | $609.77 billion | No. 8 | 2 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| Flagstar | $87.71 billion | No. 36 | 1 | Hicksville, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Pontiac: FAQ
How many banks are in Pontiac, MI?
Pontiac has 5 banks with 6 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Pontiac?
PNC Bank, with 2. Chase has 1 and Fifth Third Bank has 1.
Is there a PNC Bank in Pontiac, MI?
Yes. FDIC data lists 2 PNC Bank branches in Pontiac as of September 5, 2026. Its branches are listed under PNC Bank above, with the address and directions for each.
Is there a Chase in Pontiac, MI?
Yes. FDIC data lists 1 Chase branch in Pontiac as of September 5, 2026. The address and directions are under Chase above.
Is there a Fifth Third Bank in Pontiac, MI?
Yes. FDIC data lists 1 Fifth Third Bank branch in Pontiac as of September 5, 2026. The address and directions are under Fifth Third Bank above.
Is there a Wells Fargo in Pontiac, MI?
No. FDIC data lists no Wells Fargo branch in Pontiac as of September 5, 2026. The nearest is in Birmingham, about 9 miles away in a straight line.
Which banks in Pontiac are open on Saturday?
Chase, Huntington and Chief Financial Credit Union publish Saturday hours for one or more Pontiac locations. The Saturday section above lists each one with its hours. 3 of the 9 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Pontiac?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Pontiac?
Genisys Credit Union, Chief Financial Credit Union and Michigan Legacy Credit Union have offices in Pontiac. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Pontiac in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Pontiac?
Nearby cities with more banks include Auburn Hills, Bloomfield Hills, Rochester Hills. Auburn Hills is 2 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 6 branches: Chase, Fifth Third Bank, Huntington) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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