US Bank Directory
Banks in Birmingham, MI
15 FDIC-insured banks operate 18 offices in Birmingham, Michigan, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Birmingham
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 17 banks and credit unions operate 20 locations in Birmingham, according to the FDIC and the NCUA. 20 of them have coordinates on record and are on the map. 7 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
20 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Birmingham
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Fifth Third Bank, Huntington and First Merchants Bank have the most locations in Birmingham, with 2 each. 12 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Fifth Third Bank Bank · 2
Fifth Third Bank has 2 branches in Birmingham, 308 across Michigan and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Birmingham location is the Woodward-Fourteen Mile Road Branch at 33101 Woodward Ave, dating to 1954; the newest, at 188 North Woodward Avenue, to 1956. Its published hours do not list Saturday.
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Woodward-Hamilton Branch188 North Woodward Avenue, 48009
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Woodward-Fourteen Mile Road Branch33101 Woodward Ave, 48009
First Merchants Bank Bank · 2
First Merchants Bank has 2 branches in Birmingham, 34 across Michigan and 135 nationwide. FDIC records list its main office in Muncie, IN and show it operating since 1893. With $21.32 billion in total assets on June 30, 2026, it ranks No. 101 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Birmingham location is the Birmingham Branch at 1712 W Maple Rd, dating to 1998; the newest, at 35975 Woodward Ave, to 2023. It does not publish hours in the sources this page uses; check its site before you go.
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Birmingham Branch1712 W Maple Rd, 48009
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Birmingham Lpo Branch35975 Woodward Ave, 48009
Huntington Bank · 2
Huntington has 2 branches in Birmingham, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Birmingham location is the Birmingham Branch at 1040 E Maple Rd, dating to 1971; the newest, at 555 S Old Woodward Ave, to 1997. Its published hours do not list Saturday.
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Birmingham Branch1040 E Maple Rd, 48009
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
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Birmingham Private Banking Branch555 S Old Woodward Ave, 48009
Bank of Ann Arbor Bank · 1
Bank of Ann Arbor has 1 branch in Birmingham, 18 across Michigan and 18 nationwide. FDIC records list its main office in Ann Arbor, MI and show it operating since 1996. With $3.50 billion in total assets on June 30, 2026, it ranks No. 371 of 4,232 U.S. banks by total assets. The Woodward Branch at 33583 Woodward Ave dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Woodward Branch33583 Woodward Ave, 48009
Chase Bank · 1
Chase has 1 branch in Birmingham, 171 across Michigan and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Birmingham Branch at 200 S Old Woodward Ave dates to 2006 in FDIC branch records. It opens on Saturday.
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Birmingham Branch200 S Old Woodward Ave, 48009
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
CIBC Bank USA Bank · 1
CIBC Bank USA has 1 branch in Birmingham, 1 across Michigan and 13 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1991. With $66.50 billion in total assets on June 30, 2026, it ranks No. 42 of 4,232 U.S. banks by total assets. The Birmingham Branch at 34901 Woodward Ave dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Birmingham Branch34901 Woodward Ave, 48009
CIBC National Trust Bank · 1
CIBC National Trust has 1 branch in Birmingham, 1 across Michigan and 16 nationwide. FDIC records list its main office in Atlanta, GA and show it operating since 1969. With $412.8 million in total assets on June 30, 2026, it ranks No. 2,039 of 4,232 U.S. banks by total assets. The Cibc National Trust Company Birmingham Branch at 34901 Woodward Ave dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cibc National Trust Company Birmingham Branch34901 Woodward Ave, 48009
Citizens Bank · 1
Citizens has 1 branch in Birmingham, 65 across Michigan and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Birmingham at 795 E Maple Rd dates to 1934 in FDIC branch records. It opens on Saturday.
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Birmingham795 E Maple Rd, 48009
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Community Unity Bank Bank · 1
Community Unity Bank has 1 branch in Birmingham, 1 across Michigan and 1 nationwide. FDIC records list its main office in Birmingham, MI and show it operating since 2023. With $107.1 million in total assets on June 30, 2026, it ranks No. 3,650 of 4,232 U.S. banks by total assets. Its main office at 34040 Woodward Ave dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office34040 Woodward Ave, 48009
Dfcu Financial Credit Union Credit union · 1
Dfcu Financial Credit Union has 1 office in Birmingham, 30 across Michigan. It is based in Dearborn, MI and $8.03 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Dfcu - Birmingham2483 W Maple Rd, 48009
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
First Community Bank Bank · 1
First Community Bank has 1 branch in Birmingham, 10 across Michigan and 10 nationwide. FDIC records list its main office in Harbor Springs, MI and show it operating since 1905. With $413.6 million in total assets on June 30, 2026, it ranks No. 2,035 of 4,232 U.S. banks by total assets. The Birmingham Branch at 379 S Old Woodward Ave dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Birmingham Branch379 S Old Woodward Ave, 48009
Flagstar Bank · 1
Flagstar has 1 branch in Birmingham, 101 across Michigan and 345 nationwide. FDIC records list its main office in Hicksville, NY and show it operating since 1987. With $87.71 billion in total assets on June 30, 2026, it ranks No. 36 of 4,232 U.S. banks by total assets. The Birmingham Branch at 35238 Woodward Ave dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Birmingham Branch35238 Woodward Ave, 48009
Michigan United Credit Union Credit union · 1
Michigan United Credit Union has 1 office in Birmingham, 9 across Michigan. It is based in Auburn Hills, MI and $346.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Birmingham576 E Lincoln St, 48009
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Birmingham, 124 across Michigan and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Birmingham Branch at 34953 Woodward Ave dates to 1983 in FDIC branch records. Its published hours do not list Saturday.
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Birmingham Branch34953 Woodward Ave, 48009
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
The Farmers & Merchants State Bank Bank · 1
The Farmers & Merchants State Bank has 1 branch in Birmingham, 2 across Michigan and 41 nationwide. FDIC records list its main office in Archbold, OH and show it operating since 1897. With $3.49 billion in total assets on June 30, 2026, it ranks No. 373 of 4,232 U.S. banks by total assets. The Birmingham Office Branch at 220 Park Street dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Birmingham Office Branch220 Park Street, 48009
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Birmingham, 1 across Michigan and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Birmingham Trust Office at 34100 Woodward Ave dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Birmingham Trust Office34100 Woodward Ave, 48009
Wilmington Trust Bank · 1
Wilmington Trust has 1 branch in Birmingham, 1 across Michigan and 38 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1995. With $772.1 million in total assets on June 30, 2026, it ranks No. 1,296 of 4,232 U.S. banks by total assets. The Birmingham Office at 300 Park St dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Birmingham Office300 Park St, 48009
Join a credit union in Birmingham
2 credit unions have 2 offices here: Dfcu Financial Credit Union and Michigan United Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Birmingham page has every office in the state's directory.
Banking in Birmingham: the local picture
Short answer: 15 banks run 18 branches in Birmingham according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 15 banks, 1 has its main office in Birmingham, 2 elsewhere in Michigan and 12 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Citizens's office at 795 E Maple Rd, dating to 1934; the newest is The Farmers & Merchants State Bank's at 220 Park Street, from 2023.
2 credit unions have 2 offices in Birmingham, according to the NCUA. Who can join each one is on the credit unions page.
Of the 7 locations with published hours. 3 open on Saturday. 13 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Birmingham
Short answer: 3 of the 7 Birmingham locations with published hours open on Saturday, run by 3 institutions.
- Chase: 1 of 1 branch (200 S Old Woodward Ave: Saturday 9 am to 2 pm)
- Citizens: 1 of 1 branch (795 E Maple Rd: Saturday 9 am to 12 pm)
- Dfcu Financial Credit Union: 1 of 1 office (2483 W Maple Rd: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 13 of the 20 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Birmingham, and where the nearest one is if they do not.
Short answer: In Birmingham: Chase (1), Wells Fargo (1), PNC Bank (1), Fifth Third Bank (2), Huntington (2). No branches in Birmingham: Bank of America (nearest in Bloomfield Hills, 1 mi), U.S. Bank, Truist, Regions Bank, TD Bank, BMO.
| Bank | In Birmingham | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| PNC Bank | 1 branch | here |
| Fifth Third Bank | 2 branches | here |
| Huntington | 2 branches | here |
| Bank of America | None | Bloomfield Hills, 1 mile away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Birmingham to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Birmingham residents like anyone else.
Banks near Birmingham
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Beverly Hills (1 mile) and Bloomfield Township (3 miles). Troy, 3 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Beverly Hills, MI | 1 mi | 2 | 2 |
| Banks in Bloomfield Township, MI | 3 mi | 3 | 4 |
| Banks in Bloomfield Hills, MI | 3 mi | 8 | 16 |
| Banks in Troy, MI | 3 mi | 14 | 29 |
| Banks in Lathrup Village, MI | 3 mi | 2 | 2 |
| Banks in Berkley, MI | 3 mi | 2 | 2 |
| Banks in Royal Oak, MI | 4 mi | 6 | 11 |
| Banks in Southfield, MI | 5 mi | 6 | 13 |
Bank branch openings and closings in Birmingham
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Birmingham between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Birmingham
Short answer: 1 institution has its main office in Birmingham: Community Unity Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Community Unity Bank | Bank | $107.1 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Birmingham by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Birmingham offices.
Short answer: Chase is the largest bank with offices in Birmingham, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. 1 of the 15 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 2 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 2 | Columbus, OH |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| Flagstar | $87.71 billion | No. 36 | 1 | Hicksville, NY |
| CIBC Bank USA | $66.50 billion | No. 42 | 1 | Chicago, IL |
| First Merchants Bank | $21.32 billion | No. 101 | 2 | Muncie, IN |
| Bank of Ann Arbor | $3.50 billion | No. 371 | 1 | Ann Arbor, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Birmingham: FAQ
How many banks are in Birmingham, MI?
Birmingham has 15 banks with 18 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Birmingham?
Fifth Third Bank, with 2. Huntington has 2 and First Merchants Bank has 2.
Is there a Fifth Third Bank in Birmingham, MI?
Yes. FDIC data lists 2 Fifth Third Bank branches in Birmingham as of September 5, 2026. Its branches are listed under Fifth Third Bank above, with the address and directions for each.
Is there a Huntington in Birmingham, MI?
Yes. FDIC data lists 2 Huntington branches in Birmingham as of September 5, 2026. Its branches are listed under Huntington above, with the address and directions for each.
Is there a First Merchants Bank in Birmingham, MI?
Yes. FDIC data lists 2 First Merchants Bank branches in Birmingham as of September 5, 2026. Its branches are listed under First Merchants Bank above, with the address and directions for each.
Is there a Bank of America in Birmingham, MI?
No. FDIC data lists no Bank of America branch in Birmingham as of September 5, 2026. The nearest is in Bloomfield Hills, about 1 miles away in a straight line.
Which banks in Birmingham are open on Saturday?
Chase, Citizens and Dfcu Financial Credit Union publish Saturday hours for one or more Birmingham locations. The Saturday section above lists each one with its hours. 13 of the 20 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Birmingham?
Community Unity Bank has its main office in Birmingham, according to the FDIC.
What is the oldest bank in Birmingham?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Birmingham?
Dfcu Financial Credit Union and Michigan United Credit Union have offices in Birmingham. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Birmingham in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Birmingham?
Nearby cities with more banks include Beverly Hills, Bloomfield Township, Bloomfield Hills. Beverly Hills is 1 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (5 of 18 branches: Chase, Citizens, Fifth Third Bank, Huntington, PNC Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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