US Bank Directory
Banks in Traverse City, MI
13 FDIC-insured banks operate 29 offices in Traverse City, Michigan, and 8 credit unions have 17 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Traverse City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 21 banks and credit unions operate 46 locations in Traverse City, according to the FDIC and the NCUA. 45 of them have coordinates on record and are on the map. 28 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
45 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Traverse City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Huntington has the most locations in Traverse City, with 6. It is followed by Chase (3), Fifth Third Bank (3), Independent Bank (3). 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
4front Credit Union Credit union · 6
4front Credit Union has 6 officees in Traverse City, 23 across Michigan. It is based in Traverse City, MI and $1.02 billion in assets on March 31, 2026, according to its NCUA call report. 3 of its 6 Traverse City locations with published hours open on Saturday.
Who can join: see the credit union's site.
-
Main Office main office101 N Park St, 49684
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
Hastings Office1234 Hastings St, 49686
All hours
Mon to Fri 9 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
-
South Airport Office3323 S Airport Rd W, 49684
All hours
Mon to Fri 9 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
-
Us313745 N Us Highway 31 S, 49684
All hours
Mon to Fri 9 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
-
West Front St Office3939 W Front St, 49684
All hours
Mon to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
Career Tech Center OfficeTba Career Tech Center 800 Parsons Rd, 49686
All hours
Mon to Fri 9 am to 2 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Huntington Bank · 6
Huntington has 6 branches in Traverse City, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Traverse City location is the Traverse City Branch at 427 W Front St, dating to 1890; the newest, at 4205 Us Highway 31 S, to 2006. 4 of its 5 Traverse City locations with published hours open on Saturday.
-
Campus Plaza1227 E Front St, 49686
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
-
Grand Traverse Mall Branch3160 S Airport Rd W, 49684
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
-
Chum'S Corners Branch4205 Us Highway 31 S, 49685
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
-
Traverse City Branch427 W Front St, 49684
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
-
Traverse City 14 St613 W Fourteenth St, 49684
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
-
Garfield Ave Traverse City Branch625 S Garfield Ave, 49686
Chase Bank · 3
Chase has 3 branches in Traverse City, 171 across Michigan and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Traverse City location is the Chums Corners Branch at 4001 Us Highway 31 S, dating to 1973; the newest, at 250 E Front St, to 1984. All 3 of its Traverse City locations with published hours open on Saturday.
-
Traverse City Main Branch250 E Front St, 49684
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
-
Chums Corners Branch4001 Us Highway 31 S, 49685
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
-
Cherryland Branch995 W South Airport Rd, 49686
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Fifth Third Bank Bank · 3
Fifth Third Bank has 3 branches in Traverse City, 308 across Michigan and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Traverse City location is the Fifth Third Center at 102 W Front St, dating to 1856; the newest, at 3500 Marketplace Cir, to 1979. 1 of its 2 Traverse City locations with published hours open on Saturday.
-
Fifth Third Center102 W Front St, 49684
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
-
Holiday Hills Branch2425 Holiday Hills Road, 49686
-
Us 31 South Bc Branch3500 Marketplace Cir, 49684
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Honor Bank Bank · 3
Honor Bank has 3 branches in Traverse City, 9 across Michigan and 9 nationwide. FDIC records list its main office in Honor, MI and show it operating since 1917. With $442.7 million in total assets on June 30, 2026, it ranks No. 1,950 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Traverse City location is the Garfield Avenue Branch at 1112 S Garfield Ave, dating to 2007; the newest, at 430 S Union St, to 2019. It does not publish hours in the sources this page uses; check its site before you go.
-
Garfield Avenue Branch1112 S Garfield Ave, 49686
-
Union Branch430 S Union St, 49684
-
Traverse City Mi Courrier Service430 S Union St, 49684
Independent Bank Bank · 3
Independent Bank has 3 branches in Traverse City, 59 across Michigan and 59 nationwide. FDIC records list its main office in Grand Rapids, MI and show it operating since 1890. With $5.66 billion in total assets on June 30, 2026, it ranks No. 260 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Traverse City location is the Traverse City Branch at 333 W Grandview Pkwy, dating to 2000; the newest, at 4011 Eastern Sky Dr, to 2005. It does not publish hours in the sources this page uses; check its site before you go.
-
Garfield Avenue Branch1239 S Garfield Ave, 49686
-
Traverse City Branch333 W Grandview Pkwy, 49684
-
Copper Ridge Branch4011 Eastern Sky Dr, 49684
State Savings Bank Bank · 3
State Savings Bank has 3 branches in Traverse City, 9 across Michigan and 9 nationwide. FDIC records list its main office in Frankfort, MI and show it operating since 1901. With $431.2 million in total assets on June 30, 2026, it ranks No. 1,972 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Traverse City location is the Traverse City Banch at 414 E Front St, dating to 2018; the newest, at 862 S. Garfield Avenue, to 2024. It does not publish hours in the sources this page uses; check its site before you go.
-
Traverse City Banch414 E Front St, 49686
-
Traverse City Customer Care Branch416 E Front St, 49686
-
Traverse City Garfield Branch862 S. Garfield Avenue, 49686
Lake Michigan Credit Union Credit union · 2
Lake Michigan Credit Union has 2 officees in Traverse City, 57 across Michigan. It is based in Grand Rapids, MI and $16.86 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Traverse City locations with published hours open on Saturday.
Who can join: see the credit union's site.
-
Traverse City310 W Front St, 49684
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
-
Traverse City Us 313650 N Us Highway 31 S, 49684
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Michigan State University Credit Union Credit union · 2
Michigan State University Credit Union has 2 officees in Traverse City, 27 across Michigan. It is based in East Lansing, MI and $8.51 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Traverse City locations with published hours open on Saturday.
Who can join: see the credit union's site.
-
Msufcu - Traverse City Union312 S Union St, 49684
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
-
Msufcu - Traverse City Us 313752 N Us Highway 31 S, 49684
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Nicolet Bank Bank · 2
Nicolet Bank has 2 branches in Traverse City, 15 across Michigan and 119 nationwide. FDIC records list its main office in Green Bay, WI and show it operating since 2000. With $15.39 billion in total assets on June 30, 2026, it ranks No. 126 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Traverse City location is the North Country Drive Branch at 3530 N Country Dr, dating to 2001; the newest, at 202 E State St, to 2017. It does not publish hours in the sources this page uses; check its site before you go.
-
Traverse City Cass Street Office Branch202 E State St, 49684
-
North Country Drive Branch3530 N Country Dr, 49684
Northwest Consumers Credit Union Credit union · 2
Northwest Consumers Credit Union has 2 officees in Traverse City, 3 across Michigan. It is based in Traverse City, MI and $25.9 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Traverse City locations with published hours open on Saturday.
Who can join: see the credit union's site.
-
Main Office main office2948 Garfield Rd N, 49686
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
Co Op Network2948 Garfield Rd N, 49686
All hours
Mon to Sun 24 hours
Hours: NCUA, March 31, 2026
Tba Credit Union Credit union · 2
Tba Credit Union has 2 officees in Traverse City, 2 across Michigan. It is based in Traverse City, MI and $383.8 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Traverse City locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
-
Main Office main office630 E Front St, 49686
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
South Airport2900 W South Airport Rd, 49684
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Credit Union One Credit union · 1
Credit Union One has 1 office in Traverse City, 17 across Michigan. It is based in Ferndale, MI and $1.82 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Cuo-Tc1407 S Division St, 49684
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Community Bank Bank · 1
First Community Bank has 1 branch in Traverse City, 10 across Michigan and 10 nationwide. FDIC records list its main office in Harbor Springs, MI and show it operating since 1905. With $413.6 million in total assets on June 30, 2026, it ranks No. 2,035 of 4,232 U.S. banks by total assets. The Traverse City Main Branch at 107 Cass Street, Suite 6 dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Traverse City Main Branch107 Cass Street, Suite 6, 49684
First National Bank of America Bank · 1
First National Bank of America has 1 branch in Traverse City, 3 across Michigan and 3 nationwide. FDIC records list its main office in East Lansing, MI and show it operating since 1955. With $6.82 billion in total assets on June 30, 2026, it ranks No. 226 of 4,232 U.S. banks by total assets. The Traverse City Branch at 315 N Division St dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Traverse City Branch315 N Division St, 49684
First State Bank of Michigan Bank · 1
First State Bank of Michigan has 1 branch in Traverse City, 2 across Michigan and 2 nationwide. FDIC records list its main office in Decatur, MI and show it operating since 1870. With $87.8 million in total assets on June 30, 2026, it ranks No. 3,784 of 4,232 U.S. banks by total assets. The Traverse City Branch at 232 E State St dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Traverse City Branch232 E State St, 49684
Mercantile Bank Bank · 1
Mercantile Bank has 1 branch in Traverse City, 41 across Michigan and 41 nationwide. FDIC records list its main office in Grand Rapids, MI and show it operating since 1997. With $6.24 billion in total assets on June 30, 2026, it ranks No. 243 of 4,232 U.S. banks by total assets. The Traverse City Branch at 125 S Park St dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Traverse City Branch125 S Park St, 49684
PNC Bank Bank · 1
PNC Bank has 1 branch in Traverse City, 124 across Michigan and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Grand Traverse Branch at 901 S Garfield Ave dates to 1991 in FDIC branch records. It opens on Saturday.
-
Grand Traverse Branch901 S Garfield Ave, 49686
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Team One Credit Union Credit union · 1
Team One Credit Union has 1 office in Traverse City, 12 across Michigan. It is based in Saginaw, MI and $767.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Traverse City1202 Veterans Dr, 49684
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Traverse Catholic Credit Union Credit union · 1
Traverse Catholic Credit Union has 1 office in Traverse City, 3 across Michigan. It is based in Traverse City, MI and $92.6 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Main Office main office3797 Veterans Dr, 49684
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
West Shore Bank Bank · 1
West Shore Bank has 1 branch in Traverse City, 9 across Michigan and 9 nationwide. FDIC records list its main office in Ludington, MI and show it operating since 1898. With $833.6 million in total assets on June 30, 2026, it ranks No. 1,218 of 4,232 U.S. banks by total assets. The Traverse City Branch at 400 E Eighth St dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Traverse City Branch400 E Eighth St, 49686
Join a credit union in Traverse City
8 credit unions have 17 offices here: 4front Credit Union, Lake Michigan Credit Union, Michigan State University Credit Union, Tba Credit Union, Northwest Consumers Credit Union and Credit Union One and 2 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Traverse City page has every office in the state's directory.
Banking in Traverse City: the local picture
Short answer: 13 banks run 29 branches in Traverse City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 13 banks, 0 have their main office in Traverse City, 8 elsewhere in Michigan and 5 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Fifth Third Bank's office at 102 W Front St, dating to 1856; the newest is First State Bank of Michigan's at 232 E State St, from 2026.
8 credit unions have 17 offices in Traverse City, according to the NCUA. Who can join each one is on the credit unions page.
Of the 28 locations with published hours. 18 open on Saturday. 18 locations have no published hours in these sources.
Banks by ZIP code in Traverse City
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 49684 has the most bank and credit union offices in Traverse City (28), followed by 49686 (16) and 49685 (2). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 49684 | 28 | 17 | 4front Credit Union, Huntington, Fifth Third Bank |
| 49686 | 16 | 11 | State Savings Bank, 4front Credit Union, Huntington |
| 49685 | 2 | 2 | Chase, Huntington |
Banks and credit unions open on Saturday in Traverse City
Short answer: 18 of the 28 Traverse City locations with published hours open on Saturday, run by 9 institutions.
- Huntington: 4 of 6 branches (1227 E Front St: Saturday 9 am to 12 pm, and 3 more)
- Chase: 3 of 3 branches (250 E Front St: Saturday 9 am to 1 pm, and 2 more)
- Fifth Third Bank: 1 of 3 branches (3500 Marketplace Cir: Saturday 9 am to 12 pm)
- PNC Bank: 1 of 1 branch (901 S Garfield Ave: Saturday 9 am to 1 pm)
- 4front Credit Union: 3 of 6 offices (1234 Hastings St: Saturday 9 am to 1 pm, and 2 more)
- Lake Michigan Credit Union: 2 of 2 offices (310 W Front St: Saturday 9 am to 1 pm, and 1 more)
- Michigan State University Credit Union: 2 of 2 offices (312 S Union St: Saturday 9 am to 1 pm, and 1 more)
- Northwest Consumers Credit Union: 1 of 2 offices (2948 Garfield Rd N: Saturday 24 hours)
- Traverse Catholic Credit Union: 1 of 1 office (3797 Veterans Dr: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 18 of the 46 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Traverse City, and where the nearest one is if they do not.
Short answer: In Traverse City: Chase (3), PNC Bank (1), Fifth Third Bank (3), Huntington (6). No branches in Traverse City: Wells Fargo (nearest in Birmingham, 194 mi), Bank of America (nearest in Grand Rapids, 120 mi), U.S. Bank, Truist, Regions Bank, TD Bank, BMO.
| Bank | In Traverse City | Nearest branch if none here |
|---|---|---|
| Chase | 3 branches | here |
| PNC Bank | 1 branch | here |
| Fifth Third Bank | 3 branches | here |
| Huntington | 6 branches | here |
| Wells Fargo | None | Birmingham, 194 miles away |
| Bank of America | None | Grand Rapids, 120 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Traverse City to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Traverse City residents like anyone else.
Banks near Traverse City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Elk Rapids (15 miles) and Suttons Bay (16 miles). Suttons Bay, 16 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Elk Rapids, MI | 15 mi | 3 | 3 |
| Banks in Suttons Bay, MI | 16 mi | 4 | 5 |
| Banks in Empire, MI | 22 mi | 2 | 2 |
| Banks in Bellaire, MI | 26 mi | 2 | 2 |
| Banks in Frankfort, MI | 31 mi | 2 | 2 |
| Banks in Cadillac, MI | 35 mi | 4 | 8 |
| Banks in East Jordan, MI | 37 mi | 2 | 2 |
| Banks in Charlevoix, MI | 43 mi | 3 | 5 |
Bank branch openings and closings in Traverse City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Traverse City between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Mar 16, 2026 | Opened | First State Bank of Michigan | 232 E State St, 49684 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Traverse City
Short answer: 4 institutions have their main office in Traverse City: 4front Credit Union, Tba Credit Union, Northwest Consumers Credit Union and Traverse Catholic Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| 4front Credit Union | Credit union | $1.02 billion | 6 |
| Tba Credit Union | Credit union | $383.8 million | 2 |
| Northwest Consumers Credit Union | Credit union | $25.9 million | 2 |
| Traverse Catholic Credit Union | Credit union | $92.6 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Traverse City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Traverse City offices.
Short answer: Chase is the largest bank with offices in Traverse City, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 3 | Columbus, OH |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 3 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 6 | Columbus, OH |
| Nicolet Bank | $15.39 billion | No. 126 | 2 | Green Bay, WI |
| First National Bank of America | $6.82 billion | No. 226 | 1 | East Lansing, MI |
| Mercantile Bank | $6.24 billion | No. 243 | 1 | Grand Rapids, MI |
| Independent Bank | $5.66 billion | No. 260 | 3 | Grand Rapids, MI |
| West Shore Bank | $833.6 million | No. 1,218 | 1 | Ludington, MI |
| Honor Bank | $442.7 million | No. 1,950 | 3 | Honor, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Traverse City: FAQ
How many banks are in Traverse City, MI?
Traverse City has 13 banks with 29 branches and 8 credit unions with 17 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Traverse City?
Huntington, with 6. Chase has 3 and Fifth Third Bank has 3.
Is there a Huntington in Traverse City, MI?
Yes. FDIC data lists 6 Huntington branches in Traverse City as of September 5, 2026. Its branches are listed under Huntington above, with the address and directions for each.
Is there a Chase in Traverse City, MI?
Yes. FDIC data lists 3 Chase branches in Traverse City as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Fifth Third Bank in Traverse City, MI?
Yes. FDIC data lists 3 Fifth Third Bank branches in Traverse City as of September 5, 2026. Its branches are listed under Fifth Third Bank above, with the address and directions for each.
Is there a Wells Fargo in Traverse City, MI?
No. FDIC data lists no Wells Fargo branch in Traverse City as of September 5, 2026. The nearest is in Birmingham, about 194 miles away in a straight line.
Which banks in Traverse City are open on Saturday?
Huntington, Chase, Fifth Third Bank and PNC Bank and 5 more publish Saturday hours for one or more Traverse City locations. The Saturday section above lists each one with its hours. 18 of the 46 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Traverse City?
4front Credit Union, Tba Credit Union, Northwest Consumers Credit Union and Traverse Catholic Credit Union have their main office in Traverse City, according to the FDIC and the NCUA.
What is the oldest bank in Traverse City?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Traverse City?
4front Credit Union, Lake Michigan Credit Union, Michigan State University Credit Union and Tba Credit Union and 4 more have offices in Traverse City. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Traverse City in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Traverse City?
Nearby cities with more banks include Elk Rapids, Suttons Bay, Empire. Elk Rapids is 15 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 16 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (11 of 29 branches: Chase, Fifth Third Bank, Huntington, PNC Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds