US Bank Directory
Banks in Cadillac, MI
4 FDIC-insured banks operate 8 offices in Cadillac, Michigan, and 4 credit unions have 5 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Cadillac
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 13 locations in Cadillac, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
13 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Cadillac
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Cadillac, with 2 each. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Fifth Third Bank Bank · 2
Fifth Third Bank has 2 branches in Cadillac, 308 across Michigan and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cadillac location is the Cadillac Main Office Branch at 123 S Mitchell St, dating to 1962; the newest, at 115 E Cass St, to 2009. It opens on Saturday.
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Cadillac Remote Drive Thru Branch115 E Cass St, 49601
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Cadillac Main Office Branch123 S Mitchell St, 49601
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Horizon Bank Bank · 2
Horizon Bank has 2 branches in Cadillac, 29 across Michigan and 79 nationwide. FDIC records list its main office in Michigan City, IN and show it operating since 1873. With $6.55 billion in total assets on June 30, 2026, it ranks No. 237 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cadillac location is the Cadillac North Mitchell Branch at 1408 N Mitchell St, dating to 1973; the newest, at 302 S Mitchell St, to 1985. It does not publish hours in the sources this page uses; check its site before you go.
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Cadillac North Mitchell Branch1408 N Mitchell St, 49601
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Cadillac South Mitchell Branch302 S Mitchell St, 49601
Huntington Bank · 2
Huntington has 2 branches in Cadillac, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cadillac location is the Cadillac Main Branch at 103 N Mitchell St, dating to 1895; the newest, at 138 W Harris St, to 1975. It does not publish hours in the sources this page uses; check its site before you go.
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Cadillac Main Branch103 N Mitchell St, 49601
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Drive-In Branch138 W Harris St, 49601
Mercantile Bank Bank · 2
Mercantile Bank has 2 branches in Cadillac, 41 across Michigan and 41 nationwide. FDIC records list its main office in Grand Rapids, MI and show it operating since 1997. With $6.24 billion in total assets on June 30, 2026, it ranks No. 243 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cadillac location is the Cadillac Branch at 114 W Pine St, dating to 2003; the newest, at 8851 E 34 Rd, to 2011. It does not publish hours in the sources this page uses; check its site before you go.
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Cadillac Branch114 W Pine St, 49601
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Cadillac North Branch8851 E 34 Rd, 49601
Wexford Community Credit Union Credit union · 2
Wexford Community Credit Union has 2 officees in Cadillac, 3 across Michigan. It is based in Cadillac, MI and $87.7 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Cadillac locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office1015 Wilcox St, 49601
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Wexford Community Credit Union1021 N Mitchell St, 49601
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
4front Credit Union Credit union · 1
4front Credit Union has 1 office in Cadillac, 23 across Michigan. It is based in Traverse City, MI and $1.02 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Cadillac8807 E 34 Rd, 49601
All hours
Mon to Fri 9 am to 5:30 pm; Sat 7 am to 7 pm; Sun not published
Hours: NCUA, March 31, 2026
Forest Area Credit Union Credit union · 1
Forest Area Credit Union has 1 office in Cadillac, 8 across Michigan. It is based in Fife Lake, MI and $317.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Cadillac9100 E 34 Rd, 49601
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Wmcu Credit Union Credit union · 1
Wmcu Credit Union has 1 office in Cadillac, 14 across Michigan. It is based in Grand Rapids, MI and $449.2 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Cadillac215 Bell Ave, 49601
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Cadillac
4 credit unions have 5 offices here: Wexford Community Credit Union, 4front Credit Union, Wmcu Credit Union and Forest Area Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Cadillac page has every office in the state's directory.
Banking in Cadillac: the local picture
Short answer: 4 banks run 8 branches in Cadillac according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Cadillac, 1 elsewhere in Michigan and 3 out of state, according to the FDIC.
The bank with the longest record here is Fifth Third Bank, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is Huntington's office at 103 N Mitchell St, dating to 1895; the newest is Mercantile Bank's at 8851 E 34 Rd, from 2011.
4 credit unions have 5 offices in Cadillac, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. 5 open on Saturday. 7 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Cadillac
Short answer: 5 of the 6 Cadillac locations with published hours open on Saturday, run by 5 institutions.
- Fifth Third Bank: 1 of 2 branches (123 S Mitchell St: Saturday 9 am to 12 pm)
- Wexford Community Credit Union: 1 of 2 offices (1021 N Mitchell St: Saturday 9 am to 12 pm)
- 4front Credit Union: 1 of 1 office (8807 E 34 Rd: Saturday 7 am to 7 pm)
- Wmcu Credit Union: 1 of 1 office (215 Bell Ave: Saturday 9 am to 12 pm)
- Forest Area Credit Union: 1 of 1 office (9100 E 34 Rd: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Cadillac, and where the nearest one is if they do not.
Short answer: In Cadillac: Fifth Third Bank (2), Huntington (2). No branches in Cadillac: Chase (nearest in Traverse City, 31 mi), Wells Fargo (nearest in Birmingham, 162 mi), Bank of America (nearest in Grand Rapids, 87 mi), PNC Bank (nearest in Traverse City, 35 mi), U.S. Bank, Truist, Regions Bank, TD Bank, BMO.
| Bank | In Cadillac | Nearest branch if none here |
|---|---|---|
| Fifth Third Bank | 2 branches | here |
| Huntington | 2 branches | here |
| Chase | None | Traverse City, 31 miles away |
| Wells Fargo | None | Birmingham, 162 miles away |
| Bank of America | None | Grand Rapids, 87 miles away |
| PNC Bank | None | Traverse City, 35 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cadillac to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cadillac residents like anyone else.
Banks near Cadillac
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Evart (25 miles) and Reed City (27 miles). Traverse City, 35 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Evart, MI | 25 mi | 2 | 2 |
| Banks in Reed City, MI | 27 mi | 2 | 5 |
| Banks in Houghton Lake, MI | 33 mi | 2 | 2 |
| Banks in Traverse City, MI | 35 mi | 13 | 29 |
| Banks in Big Rapids, MI | 39 mi | 7 | 14 |
| Banks in Clare, MI | 43 mi | 3 | 4 |
| Banks in Grayling, MI | 44 mi | 2 | 2 |
| Banks in Elk Rapids, MI | 44 mi | 3 | 3 |
Bank branch openings and closings in Cadillac
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Cadillac between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Cadillac
Short answer: 1 institution has its main office in Cadillac: Wexford Community Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Wexford Community Credit Union | Credit union | $87.7 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Cadillac by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cadillac offices.
Short answer: Fifth Third Bank is the largest bank with offices in Cadillac, with $299.18 billion in total assets on June 30, 2026, No. 14 among U.S. banks by total assets. Huntington is second with $283.07 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Fifth Third Bank | $299.18 billion | No. 14 | 2 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 2 | Columbus, OH |
| Horizon Bank | $6.55 billion | No. 237 | 2 | Michigan City, IN |
| Mercantile Bank | $6.24 billion | No. 243 | 2 | Grand Rapids, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Cadillac: FAQ
How many banks are in Cadillac, MI?
Cadillac has 4 banks with 8 branches and 4 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Cadillac?
Fifth Third Bank, with 2. Huntington has 2 and Horizon Bank has 2.
Is there a Fifth Third Bank in Cadillac, MI?
Yes. FDIC data lists 2 Fifth Third Bank branches in Cadillac as of September 5, 2026. Its branches are listed under Fifth Third Bank above, with the address and directions for each.
Is there a Huntington in Cadillac, MI?
Yes. FDIC data lists 2 Huntington branches in Cadillac as of September 5, 2026. Its branches are listed under Huntington above, with the address and directions for each.
Is there a Horizon Bank in Cadillac, MI?
Yes. FDIC data lists 2 Horizon Bank branches in Cadillac as of September 5, 2026. Its branches are listed under Horizon Bank above, with the address and directions for each.
Is there a Chase in Cadillac, MI?
No. FDIC data lists no Chase branch in Cadillac as of September 5, 2026. The nearest is in Traverse City, about 31 miles away in a straight line.
Which banks in Cadillac are open on Saturday?
Fifth Third Bank, Wexford Community Credit Union, 4front Credit Union and Wmcu Credit Union and 1 more publish Saturday hours for one or more Cadillac locations. The Saturday section above lists each one with its hours. 7 of the 13 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Cadillac?
Wexford Community Credit Union has its main office in Cadillac, according to the FDIC and the NCUA.
What is the oldest bank in Cadillac?
Fifth Third Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1865.
Which credit unions can I join in Cadillac?
Wexford Community Credit Union, 4front Credit Union, Wmcu Credit Union and Forest Area Credit Union have offices in Cadillac. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Cadillac in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Cadillac?
Nearby cities with more banks include Evart, Reed City, Houghton Lake. Evart is 25 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 5 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 8 branches: Fifth Third Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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