US Bank Directory
Banks in Big Rapids, MI
7 FDIC-insured banks operate 14 offices in Big Rapids, Michigan, and 1 credit union has 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Big Rapids
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 16 locations in Big Rapids, according to the FDIC and the NCUA. 16 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
16 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Big Rapids
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Huntington has the most locations in Big Rapids, with 4. It is followed by PNC Bank (2), Fifth Third Bank (2), Isabella Bank (2). 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Huntington Bank · 4
Huntington has 4 branches in Big Rapids, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Big Rapids location is the Big Rapids Branch at 301 S State St, dating to 1977; the newest, at 18261 Northland Dr, to 1989. It opens on Saturday.
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Big Rapids Branch18261 Northland Dr, 49307
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Big Rapids Branch18261 Northland Dr, 49307
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Big Rapids Branch18261 Northland Dr, 49307
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Big Rapids Branch301 S State St, 49307
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
Fifth Third Bank Bank · 2
Fifth Third Bank has 2 branches in Big Rapids, 308 across Michigan and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Big Rapids location is the Big Rapids Main Office Branch at 101 N Michigan Ave, dating to 1901; the newest, at 228 S Michigan Ave, to 1967. 1 of its 2 Big Rapids locations with published hours open on Saturday.
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Big Rapids Main Office Branch101 N Michigan Ave, 49307
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Big Rapids Downtown Drive Up228 S Michigan Ave, 49307
All hours
Mon to Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Isabella Bank Bank · 2
Isabella Bank has 2 branches in Big Rapids, 32 across Michigan and 31 nationwide. FDIC records list its main office in Mount Pleasant, MI and show it operating since 1903. With $2.17 billion in total assets on June 30, 2026, it ranks No. 572 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Big Rapids location is the Big Rapids Branch at 21440 Perry Ave, dating to 2004; the newest, at 711 Maple St, to 2013. It does not publish hours in the sources this page uses; check its site before you go.
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Big Rapids Branch21440 Perry Ave, 49307
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Big Rapids East Branch711 Maple St, 49307
Lake-Osceola State Bank Bank · 2
Lake-Osceola State Bank has 2 branches in Big Rapids, 13 across Michigan and 13 nationwide. FDIC records list its main office in Baldwin, MI and show it operating since 1908. With $469.4 million in total assets on June 30, 2026, it ranks No. 1,870 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Big Rapids location is the Big Rapids Branch at 102 N Michigan Ave, dating to 2007; the newest, at 226 Perry Ave, to 2010. It does not publish hours in the sources this page uses; check its site before you go.
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Big Rapids Branch102 N Michigan Ave, 49307
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Perry Avenue Big Rapids Branch226 Perry Ave, 49307
PNC Bank Bank · 2
PNC Bank has 2 branches in Big Rapids, 124 across Michigan and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Pnc Mobile Mecosta County Branch at 805 Campus Dr dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Pnc Mobile Mecosta County Branch805 Campus Dr, 49307
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Pnc Mobile Mecosta Mi Branch805 Campus Dr, 49307
Wmcu Credit Union Credit union · 2
Wmcu Credit Union has 2 officees in Big Rapids, 14 across Michigan. It is based in Grand Rapids, MI and $449.2 million in assets on March 31, 2026, according to its NCUA call report. All 2 of its Big Rapids locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Big Rapids - Drive Thru802 Division St, 49307
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Big Rapids Lobby825 Division St, 49307
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Horizon Bank Bank · 1
Horizon Bank has 1 branch in Big Rapids, 29 across Michigan and 79 nationwide. FDIC records list its main office in Michigan City, IN and show it operating since 1873. With $6.55 billion in total assets on June 30, 2026, it ranks No. 237 of 4,232 U.S. banks by total assets. The Big Rapids Main at 125 N Michigan Ave dates to 1902 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Big Rapids Main125 N Michigan Ave, 49307
Independent Bank Bank · 1
Independent Bank has 1 branch in Big Rapids, 59 across Michigan and 59 nationwide. FDIC records list its main office in Grand Rapids, MI and show it operating since 1890. With $5.66 billion in total assets on June 30, 2026, it ranks No. 260 of 4,232 U.S. banks by total assets. The Big Rapids Branch at 404 Perry Ave dates to 1890 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Big Rapids Branch404 Perry Ave, 49307
Join a credit union in Big Rapids
1 credit union has 2 offices here: Wmcu Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Big Rapids page has every office in the state's directory.
Banking in Big Rapids: the local picture
Short answer: 7 banks run 14 branches in Big Rapids according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in Big Rapids, 3 elsewhere in Michigan and 4 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Independent Bank's office at 404 Perry Ave, dating to 1890; the newest is PNC Bank's at 805 Campus Dr, from 2022.
The only credit union with an office here is Wmcu Credit Union.
Of the 5 locations with published hours. 4 open on Saturday. 11 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Big Rapids
Short answer: 4 of the 5 Big Rapids locations with published hours open on Saturday, run by 3 institutions.
- Huntington: 1 of 4 branches (301 S State St: Saturday 9 am to 12 pm)
- Fifth Third Bank: 1 of 2 branches (101 N Michigan Ave: Saturday 9 am to 12 pm)
- Wmcu Credit Union: 2 of 2 offices (802 Division St: Saturday 9 am to 12 pm, and 1 more)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 11 of the 16 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Big Rapids, and where the nearest one is if they do not.
Short answer: In Big Rapids: PNC Bank (2), Fifth Third Bank (2), Huntington (4). No branches in Big Rapids: Chase (nearest in Cedar Springs, 33 mi), Wells Fargo (nearest in Birmingham, 140 mi), Bank of America (nearest in Grand Rapids, 48 mi), U.S. Bank, Truist, Regions Bank, TD Bank, BMO.
| Bank | In Big Rapids | Nearest branch if none here |
|---|---|---|
| PNC Bank | 2 branches | here |
| Fifth Third Bank | 2 branches | here |
| Huntington | 4 branches | here |
| Chase | None | Cedar Springs, 33 miles away |
| Wells Fargo | None | Birmingham, 140 miles away |
| Bank of America | None | Grand Rapids, 48 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Big Rapids to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Big Rapids residents like anyone else.
Banks near Big Rapids
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Reed City (12 miles) and Evart (18 miles). Fremont, 28 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Reed City, MI | 12 mi | 2 | 5 |
| Banks in Evart, MI | 18 mi | 2 | 2 |
| Banks in Remus, MI | 19 mi | 2 | 2 |
| Banks in Howard City, MI | 21 mi | 2 | 2 |
| Banks in Newaygo, MI | 25 mi | 2 | 2 |
| Banks in Fremont, MI | 28 mi | 4 | 5 |
| Banks in Cedar Springs, MI | 33 mi | 3 | 3 |
| Banks in Stanton, MI | 35 mi | 2 | 2 |
Bank branch openings and closings in Big Rapids
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Big Rapids between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Big Rapids by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Big Rapids offices.
Short answer: PNC Bank is the largest bank with offices in Big Rapids, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Fifth Third Bank is second with $299.18 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 2 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 2 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 4 | Columbus, OH |
| Horizon Bank | $6.55 billion | No. 237 | 1 | Michigan City, IN |
| Independent Bank | $5.66 billion | No. 260 | 1 | Grand Rapids, MI |
| Isabella Bank | $2.17 billion | No. 572 | 2 | Mount Pleasant, MI |
| Lake-Osceola State Bank | $469.4 million | No. 1,870 | 2 | Baldwin, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Big Rapids: FAQ
How many banks are in Big Rapids, MI?
Big Rapids has 7 banks with 14 branches and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Big Rapids?
Huntington, with 4. PNC Bank has 2 and Fifth Third Bank has 2.
Is there a Huntington in Big Rapids, MI?
Yes. FDIC data lists 4 Huntington branches in Big Rapids as of September 5, 2026. Its branches are listed under Huntington above, with the address and directions for each.
Is there a PNC Bank in Big Rapids, MI?
Yes. FDIC data lists 2 PNC Bank branches in Big Rapids as of September 5, 2026. Its branches are listed under PNC Bank above, with the address and directions for each.
Is there a Fifth Third Bank in Big Rapids, MI?
Yes. FDIC data lists 2 Fifth Third Bank branches in Big Rapids as of September 5, 2026. Its branches are listed under Fifth Third Bank above, with the address and directions for each.
Is there a Chase in Big Rapids, MI?
No. FDIC data lists no Chase branch in Big Rapids as of September 5, 2026. The nearest is in Cedar Springs, about 33 miles away in a straight line.
Which banks in Big Rapids are open on Saturday?
Huntington, Fifth Third Bank and Wmcu Credit Union publish Saturday hours for one or more Big Rapids locations. The Saturday section above lists each one with its hours. 11 of the 16 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Big Rapids?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Big Rapids?
Wmcu Credit Union has an office in Big Rapids. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Big Rapids in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Big Rapids?
Nearby cities with more banks include Reed City, Evart, Remus. Reed City is 12 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 14 branches: Fifth Third Bank, Huntington) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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