US Bank Directory
Banks in Cedar Springs, MI
3 FDIC-insured banks operate 3 offices in Cedar Springs, Michigan, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Cedar Springs
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Cedar Springs, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Cedar Springs
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase, Independent Bank and ChoiceOne Bank have the most locations in Cedar Springs, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Chase Bank · 1
Chase has 1 branch in Cedar Springs, 171 across Michigan and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Cedar Springs Branch at 7 S Main dates to 1955 in FDIC branch records. It opens on Saturday.
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Cedar Springs Branch7 S Main, 49319
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
ChoiceOne Bank Bank · 1
ChoiceOne Bank has 1 branch in Cedar Springs, 50 across Michigan and 50 nationwide. FDIC records list its main office in Sparta, MI and show it operating since 1898. With $4.45 billion in total assets on June 30, 2026, it ranks No. 312 of 4,232 U.S. banks by total assets. The Cedar Springs Branch at 4170 17 Mile Rd Ne dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cedar Springs Branch4170 17 Mile Rd Ne, 49319
Independent Bank Bank · 1
Independent Bank has 1 branch in Cedar Springs, 59 across Michigan and 59 nationwide. FDIC records list its main office in Grand Rapids, MI and show it operating since 1890. With $5.66 billion in total assets on June 30, 2026, it ranks No. 260 of 4,232 U.S. banks by total assets. The Cedar Springs Branch at 4115 17 Mile Rd Ne dates to 1979 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cedar Springs Branch4115 17 Mile Rd Ne, 49319
Intandem Credit Union Credit union · 1
Intandem Credit Union has 1 office in Cedar Springs, 2 across Michigan. It is based in Grand Rapids, MI and $76.5 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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North Branch13819 White Creek Ave Ne, 49319
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Cedar Springs
1 credit union has 1 office here: Intandem Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Cedar Springs page has every office in the state's directory.
Banking in Cedar Springs: the local picture
Short answer: 3 banks run 3 branches in Cedar Springs according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Cedar Springs, 2 elsewhere in Michigan and 1 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 7 S Main, dating to 1955; the newest is ChoiceOne Bank's at 4170 17 Mile Rd Ne, from 1996.
The only credit union with an office here is Intandem Credit Union.
Of the 2 locations with published hours. 2 open on Saturday. 2 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Cedar Springs
Short answer: 2 of the 2 Cedar Springs locations with published hours open on Saturday, run by 2 institutions.
- Chase: 1 of 1 branch (7 S Main: Saturday 9 am to 2 pm)
- Intandem Credit Union: 1 of 1 office (13819 White Creek Ave Ne: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Cedar Springs, and where the nearest one is if they do not.
Short answer: In Cedar Springs: Chase (1). No branches in Cedar Springs: Wells Fargo (nearest in Birmingham, 128 mi), Bank of America (nearest in Grand Rapids, 15 mi), PNC Bank (nearest in Rockford, 7 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Rockford, 7 mi), Huntington (nearest in Rockford, 10 mi), Regions Bank, TD Bank, BMO.
| Bank | In Cedar Springs | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | None | Birmingham, 128 miles away |
| Bank of America | None | Grand Rapids, 15 miles away |
| PNC Bank | None | Rockford, 7 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Fifth Third Bank | None | Rockford, 7 miles away |
| Huntington | None | Rockford, 10 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cedar Springs to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cedar Springs residents like anyone else.
Banks near Cedar Springs
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Rockford (8 miles) and Sparta (9 miles). Grand Rapids, 18 miles away, has the most banks nearby: 24.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Rockford, MI | 8 mi | 8 | 13 |
| Banks in Sparta, MI | 9 mi | 2 | 3 |
| Banks in Howard City, MI | 13 mi | 2 | 2 |
| Banks in Comstock Park, MI | 14 mi | 5 | 5 |
| Banks in Greenville, MI | 15 mi | 4 | 4 |
| Banks in Newaygo, MI | 18 mi | 2 | 2 |
| Banks in Grand Rapids, MI | 18 mi | 24 | 108 |
| Banks in Ada, MI | 19 mi | 2 | 3 |
Bank branch openings and closings in Cedar Springs
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Cedar Springs between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Cedar Springs by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cedar Springs offices.
Short answer: Chase is the largest bank with offices in Cedar Springs, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Independent Bank is second with $5.66 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Independent Bank | $5.66 billion | No. 260 | 1 | Grand Rapids, MI |
| ChoiceOne Bank | $4.45 billion | No. 312 | 1 | Sparta, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Cedar Springs: FAQ
How many banks are in Cedar Springs, MI?
Cedar Springs has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Cedar Springs?
Chase, with 1. Independent Bank has 1 and ChoiceOne Bank has 1.
Is there a Chase in Cedar Springs, MI?
Yes. FDIC data lists 1 Chase branch in Cedar Springs as of September 5, 2026. The address and directions are under Chase above.
Is there a Independent Bank in Cedar Springs, MI?
Yes. FDIC data lists 1 Independent Bank branch in Cedar Springs as of September 5, 2026. The address and directions are under Independent Bank above.
Is there a ChoiceOne Bank in Cedar Springs, MI?
Yes. FDIC data lists 1 ChoiceOne Bank branch in Cedar Springs as of September 5, 2026. The address and directions are under ChoiceOne Bank above.
Is there a Wells Fargo in Cedar Springs, MI?
No. FDIC data lists no Wells Fargo branch in Cedar Springs as of September 5, 2026. The nearest is in Birmingham, about 128 miles away in a straight line.
Which banks in Cedar Springs are open on Saturday?
Chase and Intandem Credit Union publish Saturday hours for one or more Cedar Springs locations. The Saturday section above lists each one with its hours. 2 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Cedar Springs?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Cedar Springs?
Intandem Credit Union has an office in Cedar Springs. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Cedar Springs in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Cedar Springs?
Nearby cities with more banks include Rockford, Sparta, Howard City. Rockford is 8 miles away with 8 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 3 branches: Chase) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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