US Bank Directory
Banks in Ada, MI
2 FDIC-insured banks operate 3 offices in Ada, Michigan, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Ada
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 6 locations in Ada, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Ada
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Union Bank has the most locations in Ada, with 2. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Union Bank Bank · 2
Union Bank has 2 branches in Ada, 9 across Michigan and 9 nationwide. FDIC records list its main office in Grand Rapids, MI and show it operating since 1934. With $396.7 million in total assets on June 30, 2026, it ranks No. 2,079 of 4,232 U.S. banks by total assets. The Ada Branch at 523 Ada Dr Se dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ada Branch523 Ada Dr Se, 49301
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Union Bank Messenger Service Branch523 Ada Dr Se, 49301
Chase Bank · 1
Chase has 1 branch in Ada, 171 across Michigan and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Ada Branch at 455 Ada Dr Se dates to 1965 in FDIC branch records. It opens on Saturday.
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Ada Branch455 Ada Dr Se, 49301
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Lake Michigan Credit Union Credit union · 1
Lake Michigan Credit Union has 1 office in Ada, 57 across Michigan. It is based in Grand Rapids, MI and $16.86 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Ada496 Ada Dr Se Ste 103, 49301
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
River Valley Credit Union Credit union · 1
River Valley Credit Union has 1 office in Ada, 3 across Michigan. It is based in Ada, MI and $124.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office7177 Headley St Se, 49301
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Tri-cities Credit Union Credit union · 1
Tri-cities Credit Union has 1 office in Ada, 4 across Michigan. It is based in Grand Haven, MI and $51.3 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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River Valley Credit Union7177 Headley St Se, 49301
Join a credit union in Ada
3 credit unions have 3 offices here: Lake Michigan Credit Union, River Valley Credit Union and Tri-cities Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Ada page has every office in the state's directory.
Banking in Ada: the local picture
Short answer: 2 banks run 3 branches in Ada according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Ada, 1 elsewhere in Michigan and 1 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 455 Ada Dr Se, dating to 1965; the newest is Union Bank's at 523 Ada Dr Se, from 2017.
3 credit unions have 3 offices in Ada, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. 2 open on Saturday. 3 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Ada
Short answer: 2 of the 3 Ada locations with published hours open on Saturday, run by 2 institutions.
- Chase: 1 of 1 branch (455 Ada Dr Se: Saturday 9 am to 2 pm)
- Lake Michigan Credit Union: 1 of 1 office (496 Ada Dr Se Ste 103: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Ada, and where the nearest one is if they do not.
Short answer: In Ada: Chase (1). No branches in Ada: Wells Fargo (nearest in Birmingham, 119 mi), Bank of America (nearest in Grand Rapids, 3 mi), PNC Bank (nearest in Grand Rapids, 4 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Ada Township, 2 mi), Huntington (nearest in Grand Rapids, 3 mi), Regions Bank, TD Bank, BMO.
| Bank | In Ada | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | None | Birmingham, 119 miles away |
| Bank of America | None | Grand Rapids, 3 miles away |
| PNC Bank | None | Grand Rapids, 4 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Fifth Third Bank | None | Ada Township, 2 miles away |
| Huntington | None | Grand Rapids, 3 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ada to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ada residents like anyone else.
Banks near Ada
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Grand Rapids (7 miles) and Lowell (7 miles). Grand Rapids, 7 miles away, has the most banks nearby: 24.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Grand Rapids, MI | 7 mi | 24 | 108 |
| Banks in Lowell, MI | 7 mi | 3 | 11 |
| Banks in Kentwood, MI | 9 mi | 5 | 6 |
| Banks in Caledonia, MI | 11 mi | 5 | 5 |
| Banks in Rockford, MI | 11 mi | 8 | 13 |
| Banks in Wyoming, MI | 12 mi | 7 | 13 |
| Banks in Comstock Park, MI | 12 mi | 5 | 5 |
| Banks in Walker, MI | 14 mi | 3 | 6 |
Bank branch openings and closings in Ada
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ada between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Ada
Short answer: 1 institution has its main office in Ada: River Valley Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| River Valley Credit Union | Credit union | $124.4 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Ada by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ada offices.
Short answer: Chase is the largest bank with offices in Ada, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Union Bank is second with $396.7 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Union Bank | $396.7 million | No. 2,079 | 2 | Grand Rapids, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ada: FAQ
How many banks are in Ada, MI?
Ada has 2 banks with 3 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Ada?
Union Bank, with 2. Chase has 1.
Is there a Union Bank in Ada, MI?
Yes. FDIC data lists 2 Union Bank branches in Ada as of September 5, 2026. Its branches are listed under Union Bank above, with the address and directions for each.
Is there a Chase in Ada, MI?
Yes. FDIC data lists 1 Chase branch in Ada as of September 5, 2026. The address and directions are under Chase above.
Is there a Wells Fargo in Ada, MI?
No. FDIC data lists no Wells Fargo branch in Ada as of September 5, 2026. The nearest is in Birmingham, about 119 miles away in a straight line.
Which banks in Ada are open on Saturday?
Chase and Lake Michigan Credit Union publish Saturday hours for one or more Ada locations. The Saturday section above lists each one with its hours. 3 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Ada?
River Valley Credit Union has its main office in Ada, according to the FDIC and the NCUA.
What is the oldest bank in Ada?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Ada?
Lake Michigan Credit Union, River Valley Credit Union and Tri-cities Credit Union have offices in Ada. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Ada in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ada?
Nearby cities with more banks include Grand Rapids, Lowell, Kentwood. Grand Rapids is 7 miles away with 24 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 3 branches: Chase) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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