US Bank Directory
Banks in Sparta, MI
2 FDIC-insured banks operate 3 offices in Sparta, Michigan, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Sparta
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 4 locations in Sparta, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Sparta
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: ChoiceOne Bank has the most locations in Sparta, with 2. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
ChoiceOne Bank Bank · 2
ChoiceOne Bank has 2 branches in Sparta, 50 across Michigan and 50 nationwide. FDIC records list its main office in Sparta, MI and show it operating since 1898. With $4.45 billion in total assets on June 30, 2026, it ranks No. 312 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sparta location is its main office at 109 E Division St, dating to 1898; the newest, at 416 West Division Street, to 1990. It does not publish hours in the sources this page uses; check its site before you go.
-
Main Office main office109 E Division St, 49345
-
Appletree Branch416 West Division Street, 49345
Compass Credit Union Credit union · 1
Compass Credit Union has 1 office in Sparta, 2 across Michigan. It is based in Sparta, MI and $101.7 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Main Office main office485 S State St, 49345
All hours
Mon 9 am to 5 pm; Tue 9 am to 12 pm; Wed to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Independent Bank Bank · 1
Independent Bank has 1 branch in Sparta, 59 across Michigan and 59 nationwide. FDIC records list its main office in Grand Rapids, MI and show it operating since 1890. With $5.66 billion in total assets on June 30, 2026, it ranks No. 260 of 4,232 U.S. banks by total assets. The Sparta Branch at 525 S State St dates to 1978 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Sparta Branch525 S State St, 49345
Join a credit union in Sparta
1 credit union has 1 office here: Compass Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Sparta page has every office in the state's directory.
Banking in Sparta: the local picture
Short answer: 2 banks run 3 branches in Sparta according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 1 has its main office in Sparta, 1 elsewhere in Michigan, according to the FDIC.
The bank with the longest record here is Independent Bank, operating since 1890 according to the FDIC. In FDIC branch records, the longest-running branch is ChoiceOne Bank's office at 109 E Division St, dating to 1898; the newest is ChoiceOne Bank's at 416 West Division Street, from 1990.
The only credit union with an office here is Compass Credit Union.
Of the 1 location with published hours. 1 opens on Saturday. 3 locations have no published hours in these sources.
Credit unions open on Saturday in Sparta
Short answer: 1 of the 1 Sparta location with published hours opens on Saturday, run by 1 institution.
- Compass Credit Union: 1 of 1 office (485 S State St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Sparta, and where the nearest one is if they do not.
Short answer: No branches in Sparta: Chase (nearest in Comstock Park, 8 mi), Wells Fargo (nearest in Birmingham, 134 mi), Bank of America (nearest in Grand Rapids, 12 mi), PNC Bank (nearest in Rockford, 9 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Rockford, 6 mi), Huntington (nearest in Grand Rapids, 10 mi), Regions Bank, TD Bank, BMO.
| Bank | In Sparta | Nearest branch if none here |
|---|---|---|
| Chase | None | Comstock Park, 8 miles away |
| Wells Fargo | None | Birmingham, 134 miles away |
| Bank of America | None | Grand Rapids, 12 miles away |
| PNC Bank | None | Rockford, 9 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Fifth Third Bank | None | Rockford, 6 miles away |
| Huntington | None | Grand Rapids, 10 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sparta to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sparta residents like anyone else.
Banks near Sparta
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Comstock Park (8 miles) and Cedar Springs (9 miles). Grand Rapids, 14 miles away, has the most banks nearby: 24.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Comstock Park, MI | 8 mi | 5 | 5 |
| Banks in Cedar Springs, MI | 9 mi | 3 | 3 |
| Banks in Rockford, MI | 9 mi | 8 | 13 |
| Banks in Walker, MI | 12 mi | 3 | 6 |
| Banks in Grand Rapids, MI | 14 mi | 24 | 108 |
| Banks in Allendale, MI | 17 mi | 3 | 5 |
| Banks in Ada, MI | 18 mi | 2 | 3 |
| Banks in Jenison, MI | 18 mi | 6 | 13 |
Bank branch openings and closings in Sparta
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Sparta between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Sparta
Short answer: 2 institutions have their main office in Sparta: ChoiceOne Bank and Compass Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| ChoiceOne Bank | Bank | $4.45 billion | 2 |
| Compass Credit Union | Credit union | $101.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Sparta by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sparta offices.
Short answer: Independent Bank is the largest bank with offices in Sparta, with $5.66 billion in total assets on June 30, 2026, No. 260 among U.S. banks by total assets. ChoiceOne Bank is second with $4.45 billion. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Independent Bank | $5.66 billion | No. 260 | 1 | Grand Rapids, MI |
| ChoiceOne Bank | $4.45 billion | No. 312 | 2 | Sparta, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Sparta: FAQ
How many banks are in Sparta, MI?
Sparta has 2 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Sparta?
ChoiceOne Bank, with 2. Independent Bank has 1.
Is there a ChoiceOne Bank in Sparta, MI?
Yes. FDIC data lists 2 ChoiceOne Bank branches in Sparta as of September 5, 2026, the main office at 109 E Division St. Its branches are listed under ChoiceOne Bank above, with the address and directions for each.
Is there a Independent Bank in Sparta, MI?
Yes. FDIC data lists 1 Independent Bank branch in Sparta as of September 5, 2026. The address and directions are under Independent Bank above.
Is there a Chase in Sparta, MI?
No. FDIC data lists no Chase branch in Sparta as of September 5, 2026. The nearest is in Comstock Park, about 8 miles away in a straight line.
Which banks in Sparta are open on Saturday?
Compass Credit Union publishes Saturday hours for one or more Sparta locations. The Saturday section above lists each one with its hours. 3 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Sparta?
ChoiceOne Bank and Compass Credit Union have their main office in Sparta, according to the FDIC and the NCUA.
What is the oldest bank in Sparta?
Independent Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1890.
Which credit unions can I join in Sparta?
Compass Credit Union has an office in Sparta. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Sparta in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Sparta?
Nearby cities with more banks include Comstock Park, Cedar Springs, Rockford. Comstock Park is 8 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds