FDIC-insured bank
Lake-Osceola State Bank
Bank headquartered in Baldwin, Michigan, part of LAKE FINANCIAL CORP.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 790 Michigan Ave Baldwin, MI 49304 |
| County | Lake |
| Website | www.losb.com |
| Phone | not published in FDIC data, see the bank's website |
FDIC record
| FDIC Certificate | 8172 |
| Federal Reserve RSSD ID | 11145 |
| Status | Active |
| Charter class | NM (STATE) |
| Holding company | LAKE FINANCIAL CORP |
| Domestic offices | 13 |
| Financials as of | June 30, 2026 |
Routing number
FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.losb.com.
See how your odds compare before you apply at Lake-Osceola State Bank.
Offices nearest to headquarters
| Lake-Osceola State Bank main office Baldwin, MI |
790 Michigan Ave, 49304 |
| Messenger Service Ii (Wexford And Missaukee Counties) Branch Baldwin, MI |
790 Michigan Avenue, 49304 |
| Luther Branch Luther, MI |
203 State St, 49656 |
| Irons Branch Irons, MI |
10464 N Brooks Rd, 49644 |
| Walkerville Branch Walkerville, MI |
133 E Main St, 49459 |
| Reed City Branch Reed City, MI |
217 South Chesnut Street, 49677 |
| Wellston Branch Wellston, MI |
17222 Caberfae Hwy, 49689 |
| Big Rapids Branch Big Rapids, MI |
102 N Michigan Ave, 49307 |
| Perry Avenue Big Rapids Branch Big Rapids, MI |
226 Perry Ave, 49307 |
| Leroy Branch Leroy, MI |
120 Mackinaw Trl, 49655 |
| Tustin Branch Tustin, MI |
109 E Church St, 49688 |
| Evart Branch Evart, MI |
920 W 7th St, 49631 |
13 offices in total. Browse them by city through the state pages.