US Bank Directory
Banks in Suttons Bay, MI
4 FDIC-insured banks operate 5 offices in Suttons Bay, Michigan.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Suttons Bay
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 5 locations in Suttons Bay, according to the FDIC. 5 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Suttons Bay
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Fifth Third Bank has the most locations in Suttons Bay, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Fifth Third Bank Bank · 2
Fifth Third Bank has 2 branches in Suttons Bay, 308 across Michigan and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Suttons Bay location is the Suttons Bay Branch at 120 N Saint Joseph St, dating to 1950; the newest, at 55 W Fourth St, to 1994. It opens on Saturday.
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Suttons Bay Branch120 N Saint Joseph St, 49682
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Fourth Street Suttons Bay Branch55 W Fourth St, 49682
Huntington Bank · 1
Huntington has 1 branch in Suttons Bay, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Suttons Bay South Branch at 105 W Fourth St dates to 2008 in FDIC branch records. Its published hours do not list Saturday.
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Suttons Bay South Branch105 W Fourth St, 49682
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
Independent Bank Bank · 1
Independent Bank has 1 branch in Suttons Bay, 59 across Michigan and 59 nationwide. FDIC records list its main office in Grand Rapids, MI and show it operating since 1890. With $5.66 billion in total assets on June 30, 2026, it ranks No. 260 of 4,232 U.S. banks by total assets. The Suttons Bay Branch at 93 W Fourth St dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Suttons Bay Branch93 W Fourth St, 49682
State Savings Bank Bank · 1
State Savings Bank has 1 branch in Suttons Bay, 9 across Michigan and 9 nationwide. FDIC records list its main office in Frankfort, MI and show it operating since 1901. With $431.2 million in total assets on June 30, 2026, it ranks No. 1,972 of 4,232 U.S. banks by total assets. The Suttons Bay Branch at 212 N Saint Joseph St dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Suttons Bay Branch212 N Saint Joseph St, 49682
Banking in Suttons Bay: the local picture
Short answer: 4 banks run 5 branches in Suttons Bay according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Suttons Bay, 2 elsewhere in Michigan and 2 out of state, according to the FDIC.
The bank with the longest record here is Fifth Third Bank, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is Fifth Third Bank's office at 120 N Saint Joseph St, dating to 1950; the newest is State Savings Bank's at 212 N Saint Joseph St, from 2022.
Of the 2 locations with published hours. 1 opens on Saturday. 3 locations have no published hours in these sources.
Banks open on Saturday in Suttons Bay
Short answer: 1 of the 2 Suttons Bay locations with published hours opens on Saturday, run by 1 institution.
- Fifth Third Bank: 1 of 2 branches (120 N Saint Joseph St: Saturday 9 am to 12 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Suttons Bay, and where the nearest one is if they do not.
Short answer: In Suttons Bay: Fifth Third Bank (2), Huntington (1). No branches in Suttons Bay: Chase (nearest in Traverse City, 14 mi), Wells Fargo (nearest in Birmingham, 208 mi), Bank of America (nearest in Grand Rapids, 136 mi), PNC Bank (nearest in Traverse City, 16 mi), U.S. Bank, Truist, Regions Bank, TD Bank, BMO.
| Bank | In Suttons Bay | Nearest branch if none here |
|---|---|---|
| Fifth Third Bank | 2 branches | here |
| Huntington | 1 branch | here |
| Chase | None | Traverse City, 14 miles away |
| Wells Fargo | None | Birmingham, 208 miles away |
| Bank of America | None | Grand Rapids, 136 miles away |
| PNC Bank | None | Traverse City, 16 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Suttons Bay to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Suttons Bay residents like anyone else.
Banks near Suttons Bay
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Elk Rapids (13 miles) and Traverse City (16 miles). Traverse City, 16 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Elk Rapids, MI | 13 mi | 3 | 3 |
| Banks in Traverse City, MI | 16 mi | 13 | 29 |
| Banks in Bellaire, MI | 22 mi | 2 | 2 |
| Banks in Empire, MI | 23 mi | 2 | 2 |
| Banks in East Jordan, MI | 28 mi | 2 | 2 |
| Banks in Charlevoix, MI | 30 mi | 3 | 5 |
| Banks in Boyne City, MI | 36 mi | 3 | 3 |
| Banks in Frankfort, MI | 37 mi | 2 | 2 |
Bank branch openings and closings in Suttons Bay
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Suttons Bay between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Suttons Bay by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Suttons Bay offices.
Short answer: Fifth Third Bank is the largest bank with offices in Suttons Bay, with $299.18 billion in total assets on June 30, 2026, No. 14 among U.S. banks by total assets. Huntington is second with $283.07 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Fifth Third Bank | $299.18 billion | No. 14 | 2 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| Independent Bank | $5.66 billion | No. 260 | 1 | Grand Rapids, MI |
| State Savings Bank | $431.2 million | No. 1,972 | 1 | Frankfort, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Suttons Bay: FAQ
How many banks are in Suttons Bay, MI?
Suttons Bay has 4 banks with 5 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Suttons Bay?
Fifth Third Bank, with 2. Huntington has 1 and Independent Bank has 1.
Is there a Fifth Third Bank in Suttons Bay, MI?
Yes. FDIC data lists 2 Fifth Third Bank branches in Suttons Bay as of September 5, 2026. Its branches are listed under Fifth Third Bank above, with the address and directions for each.
Is there a Huntington in Suttons Bay, MI?
Yes. FDIC data lists 1 Huntington branch in Suttons Bay as of September 5, 2026. The address and directions are under Huntington above.
Is there a Independent Bank in Suttons Bay, MI?
Yes. FDIC data lists 1 Independent Bank branch in Suttons Bay as of September 5, 2026. The address and directions are under Independent Bank above.
Is there a Chase in Suttons Bay, MI?
No. FDIC data lists no Chase branch in Suttons Bay as of September 5, 2026. The nearest is in Traverse City, about 14 miles away in a straight line.
Which banks in Suttons Bay are open on Saturday?
Fifth Third Bank publishes Saturday hours for one or more Suttons Bay locations. The Saturday section above lists each one with its hours. 3 of the 5 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Suttons Bay?
Fifth Third Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1865.
Did any bank branches open or close in Suttons Bay in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Suttons Bay?
Nearby cities with more banks include Elk Rapids, Traverse City, Bellaire. Elk Rapids is 13 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (2 of 5 branches: Fifth Third Bank, Huntington) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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