Banks in Empire, MI

Bank branch map: Empire

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Empire, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Empire

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Huntington and State Savings Bank have the most locations in Empire, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Huntington The Huntington National Bank · 1 branch · main office Columbus, OH Bank · 1

Huntington has 1 branch in Empire, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Empire Branch at 10210 W Front St dates to 1961 in FDIC branch records. Its published hours do not list Saturday.

• Empire Branch

  10210 W Front St, 49630

  (231) 326-5164Today 9 am to 4 pm

  All hours

  Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published

  Hours: Huntington branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Huntington: profile, branches and contacts

State Savings Bank 1 branch · main office Frankfort, MI Bank · 1

State Savings Bank has 1 branch in Empire, 9 across Michigan and 9 nationwide. FDIC records list its main office in Frankfort, MI and show it operating since 1901. With $431.2 million in total assets on June 30, 2026, it ranks No. 1,972 of 4,232 U.S. banks by total assets. The Empire Branch at 11470 S Leelanau Hwy dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Empire Branch

  11470 S Leelanau Hwy, 49630

  Hours: see the bank's site
  DirectionsWebsite

State Savings Bank: profile, branches and contacts

Banking in Empire: the local picture

Short answer: 2 banks run 2 branches in Empire according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Empire, 1 elsewhere in Michigan and 1 out of state, according to the FDIC.

The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Huntington's office at 10210 W Front St, dating to 1961; the newest is State Savings Bank's at 11470 S Leelanau Hwy, from 2001.

Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Empire

Short answer: None of the 1 Empire location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Empire, and where the nearest one is if they do not.

Short answer: In Empire: Huntington (1). No branches in Empire: Chase (nearest in Traverse City, 22 mi), Wells Fargo (nearest in Birmingham, 212 mi), Bank of America (nearest in Grand Rapids, 127 mi), PNC Bank (nearest in Traverse City, 23 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Traverse City, 21 mi), Regions Bank, TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Empire to the nearest branch in Michigan.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Empire residents like anyone else.

Banks near Empire

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Frankfort (15 miles) and Traverse City (22 miles). Traverse City, 22 miles away, has the most banks nearby: 13.

Bank branch openings and closings in Empire

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Empire between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Empire by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Empire offices.

Short answer: Huntington is the largest bank with offices in Empire, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. State Savings Bank is second with $431.2 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Empire: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.